Bitget Wallet Card

What the Bitget Wallet Card is

This is the card attached to Bitget Wallet, the self-custody wallet formerly known as BitKeep - distinct from the Bitget exchange card. Spending is rewarded in assets rather than points: up to 3% assetback paid in BTC, tokenised gold (XAUT), tokenised stocks including NVDA, TSLA and GOOGL, or USDC. Choosing tokenised equities as a reward currency is unusual in this market and the reason the card has attracted attention.

How it is issued

Bitget Wallet does not issue the card itself. Availability is handled by regional partners: DCS Card Centre for Asia, Fiat24 for mainland China, and Immersve for Europe and Latin America. That structure explains why eligibility, limits and physical card availability differ so much by country - the same brand fronts several different programs.

Coverage and card types

The card is available to users across 50+ countries. Asia-Pacific has the widest support, with physical cards issued in Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines. Europe is served through Immersve as a Web3-native virtual card funded with USDC on Base, and Latin America through the same route. China gets a digital-first virtual card from Fiat24. Notably, the United States, Canada, India, Russia, Turkey and most MENA countries are excluded.

What it costs and how it is used

The card advertises no annual fee, no interest markup and no monthly card fee, accepted at Visa and Mastercard merchants through Apple Pay and Google Pay. It covers everyday categories - dining, shopping, transport, travel - plus online subscriptions including AI tools and streaming. Some reviews describe a monthly zero-fee quota, but Bitget Wallet's own page does not publish a full fee schedule or spending limits, so verify the terms for your region inside the app.

This is the self-custody side of Bitget, distinct from the exchange card that shares the name. The Bleap Card and the Tangem Pay card are the other wallet-linked options here that never move your assets to a custodian. Compare how each handles funding, rewards and ATM access in the crypto cards directory.

Rewards

• Up to 3% assetback on spending.
• Choose the reward asset: BTC, tokenised gold (XAUT), tokenised stocks such as NVDA, TSLA and GOOGL, or USDC.
• Rewards land as assets in your wallet rather than as points.

Costs

• No annual fee, no interest markup and no monthly card fee advertised.
• Funding in USDC, including USDC on Base for the Europe and Latin America program.

Using the card

• Apple Pay and Google Pay supported at Visa and Mastercard merchants.
• Everyday use: dining, shopping, transport, travel and online shopping.
• Subscriptions including AI tools, streaming and social platforms.
• Three-step flow: apply online and verify identity, activate and top up, then collect assetback.

Card types by region

• Asia (DCS Card Centre): virtual and physical cards with higher limits, physical cards available in supported markets.
• Mainland China (Fiat24): digital-first virtual card topped up with USDC that auto-converts at checkout.
• Europe and Latin America (Immersve): Web3-native virtual card funded via USDC on Base.

Funding assets

The card is funded with stablecoins. USDC is the reference asset for the Europe and Latin America program, where funds sit on Base and convert at checkout, and USDT and USDC are both used across the Asian programs. Your broader Bitget Wallet holdings including BTC can be swapped into the card's funding asset from the wallet.

Reward assets

The reason this card stands out is the reward menu. Instead of points or a single token, you choose what your cashback accumulates in: BTC, tokenised gold (XAUT), tokenised equities such as NVDA, TSLA and GOOGL, or USDC. Receiving cashback in tokenised stocks is rare among crypto cards and makes the reward behave like a small brokerage allocation rather than a loyalty balance.

Considerations

Tokenised equities and gold are not the same as holding the underlying asset directly, and their value moves. If you want predictable rewards, USDC is the neutral choice; if you are deliberately accumulating BTC or tokenised stocks, the card becomes a modest dollar-cost-averaging channel.

Published on the card page

• Annual fee: $0
• Monthly card fee: $0
• Interest markup: none advertised
• Rewards: up to 3% assetback in BTC, tokenised gold, tokenised stocks or USDC

Not published

Bitget Wallet's card page does not publish issuance fees, top-up fees, FX spreads, ATM charges or spending limits. Because each region runs through a different issuer - DCS, Fiat24 or Immersve - the terms genuinely differ by market, and third-party reviews that quote a monthly zero-fee quota are describing a specific region's program rather than the card globally.

What to check before applying

Confirm your country is supported, which issuer serves it, whether you are getting a virtual or physical card, the exact fee schedule for that program and the reward rate that applies to your tier. The headline 3% is the maximum, not a flat rate.