Bleap Card

What is the Bleap Card?

The Bleap Card is a non-custodial Mastercard debit card linked directly to a self-custody Bleap Wallet. Card spending is funded from supported USD or EUR balances backed by stable assets such as USDC and EURE, so users keep control of the wallet assets while still spending on the Mastercard network. Bleap charges no issuance, monthly, card-usage or exchange fees, applies a 0% FX markup, and pays cashback in USDC — 1% by default and up to 20% on selected categories.

The card sits with the other self-custody options in this directory: the Zeal Card, which fronts the Gnosis Pay Visa from a self-custody wallet, and the Bitget Wallet Card, which pays rewards in the asset you choose, Compare funding models, cashback rates and where each card can actually be applied for in the crypto card directory.

Self-custodial card design

• The card is linked exclusively to the user’s Bleap Wallet through a direct-debit authorization.
• Users control their own wallet and private keys, with email sign-in for recovery rather than a seed phrase.
• Bleap and the card issuer do not hold the underlying Bleap Wallet assets.
• Card transactions authorize a direct debit from the linked wallet to settle the payment.

The Bleap Card is a Mastercard debit card, not a crypto credit facility.

How spending works

Card payments draw on USD and EUR balances funded with supported stable assets such as USDC and EURE. A single on-chain balance can be funded either by crypto transfers or by traditional bank transfers, so no bridging or swapping is needed. Regular cryptocurrencies held in the Bleap trading balance are not directly accessible for card transactions, and the card can use only one supported currency balance at a time — the full transaction amount must be available in that balance.

Availability and eligibility

• Minimum age 18+
• Residency in the EEA or Switzerland
• Identity verification (KYC) completed
• A Bleap Wallet
• Certain nationalities are not eligible, and applications are subject to Bleap and card-issuer compliance requirements

Where the card can be used is wider than where it can be applied for: it works at Mastercard merchants and supported ATMs internationally, while applications are limited to the EEA and Switzerland.

How to get the Bleap Card

1. Create a Bleap account and set up the Bleap Wallet.
2. Complete identity verification.
3. Check that your residency and nationality meet the Bleap Card eligibility requirements.
4. Open the Card section and activate the virtual card or order the physical card.
5. Fund the applicable USD or EUR balance from a supported asset or a bank transfer.
6. Optionally add the virtual card to Apple Pay or Google Pay.

Card issuer and network

• Card programme: Bleap
• Network: Mastercard
• Issuer: Unlimit EU Ltd
• Issuer jurisdiction and type: Cyprus, electronic money institution
• Regulator: Central Bank of Cyprus

Official sources

• Official Bleap Card page
• Bleap Cardholder Terms (EEA) — fees, limits and eligibility
• Bleap cashback terms and conditions — fair usage
• Bleap cashback page

Card data last verified 13 August 2026 against the cardholder terms; the public card page was re-checked on 5 October 2026.

Bleap Card features

• Non-custodial Mastercard debit card — linked to a self-custody Bleap Wallet that the user controls.
• Virtual and physical cards — a virtual card that can be activated in minutes for online and contactless payments, plus a physical card that can be tapped, swiped or used at ATMs.
• 0% FX markup — foreign spending is converted at the real exchange rate with no foreign transaction fees and no weekend penalties.
• No card fees — no issuance cost, no monthly or maintenance fee, 0% card usage fee and 0% Bleap exchange fee for card spending.
• Cashback paid in USDC — 1% on general eligible purchases and up to 20% on selected subscriptions, with no points and no vouchers.
• Apple Pay and Google Pay — the virtual card can be added to both for contactless payments.
• Free Bleap ATM withdrawals — ATM withdrawals carry no Bleap fee, subject to monthly withdrawal limits and operator surcharges.
• Funded by crypto or bank transfer — one on-chain balance can be loaded from supported digital assets or regular currency.
• Email-based recovery — self-custodial control without a seed phrase to manage.
• In-app card management — card freeze and unfreeze, spending controls, transaction history, PIN and contactless authentication, 3-D Secure and biometric authentication where applicable.

Where you can use it

Online purchases, physical stores, contactless payments, Mastercard merchants and international payments, plus ATM withdrawals with the physical card subject to limits and local availability. Worldwide Mastercard acceptance does not mean worldwide application eligibility.

Assets that fund the Bleap Card

• USDC — funds the USD card balance.
• EURE — funds the EUR card balance.
• USD and EUR balances — the currencies the card actually spends, backed by the supported stable assets above or loaded by bank transfer.

Regular cryptocurrencies held in the Bleap trading balance cannot be spent directly with the card. Card payments are limited to the supported USD and EUR balances, and only one supported currency balance can cover a transaction at a time — the full transaction amount must be available in that balance.

How funding works

A single on-chain balance can be funded either with supported digital assets or with a traditional bank transfer, so there is no need to bridge or swap between chains to top the card up. The card is then linked to the self-custody Bleap Wallet through a direct-debit authorization, and the wallet remains self-custodial — users keep control of their keys, with email sign-in used for recovery.

Cashback asset

Cashback is always paid in USDC, credited automatically after eligible purchases. Base spending earns 1% and selected categories pay more, subject to the fair-usage limits on each category.

Bleap Card fees and limits

Fees at a glance

• Virtual card issuance: Free
• Card issuance: Free
• Monthly card fee: None
• Card usage fee: 0%
• Bleap exchange fee for card spending: 0%
• Bleap FX markup: 0%
• Bleap ATM fee: None

Mastercard scheme and network FX rates, merchant fees, ATM operator surcharges and applicable taxes can still apply. Bleap does not charge the ATM fee itself, but the ATM operator may charge a surcharge, and free Bleap ATM fees do not mean unlimited withdrawals.

Card spending limits

• Single card transaction: €10,000
• Daily card spending: €15,000
• Rolling 30-day card spending: €30,000

Monthly limits are rolling 30-day limits rather than calendar-month limits, and they can vary with account status and regulatory requirements — the Bleap app shows the limits that apply to your account.

ATM limits

• Number of withdrawals: 3 per rolling month
• Total withdrawal amount: €400 per rolling month
• Bleap ATM fee: None

Cashback categories

• General eligible purchases: 1%
• Uber and Bolt: 3%
• Food delivery: 3%
• Selected streaming services: 20% — for example Netflix, Disney+, Amazon Prime and YouTube Premium
• Selected AI subscriptions: 20% — for example ChatGPT, Gemini and Claude
• Selected gaming services: 20% — for example PlayStation Plus, Xbox Game Pass, Nintendo Switch Online and Steam

Cashback fair usage

• Default 1% category: up to €500 transaction value per transaction and €3,000 per month
• 3% categories (Uber, Bolt, food delivery): €50 per transaction and €500 per month per service
• 20% categories: each merchant or service has its own monthly or annual fair-usage limit — this is not unlimited 20% cashback

Cashback requires a direct payment with the Bleap physical or virtual card, an eligible merchant or category, a completed transaction and a transaction inside the applicable fair-usage limits. Payments routed through Curve are excluded, and certain merchant category codes do not qualify. If a transaction exceeds a category limit, the eligible remaining portion may fall back to the 1% default rate where that limit has not already been reached. Cashback is paid automatically in USDC.