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BTCBTC$80,150-1.86%|
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ZECZEC$1,158.76-6.88%|
HYPEHYPE$75.5700-3.89%|
DOGEDOGE$0.07635-4.39%|
XMRXMR$606.0600+0.66%|
USDSUSDS$1.0000+0.02%|
WBTWBT$77.1100-2.77%|
LINKLINK$11.4500-4.78%|
LEOLEO$9.0400+0.14%|
ADAADA$0.20456-5.28%|
XLMXLM$0.16919-4.12%|
NEARNEAR$4.4200-8.69%|
RAINRAIN$0.00813140-2.41%|
BCHBCH$272.5100-4.88%|
USDEUSDE$0.99961+0.04%|
DAIDAI$1.0000+0.05%|
LTCLTC$55.8900-4.19%|
UNIUNI$6.6600-6.87%|
CCCC$0.09984-3.81%|
USD1USD1$0.99905+0.02%|
AVAXAVAX$8.8600-2.76%|
SUISUI$0.92800-6.13%|
Cake Pay
Cake PayVirtual + Physical

Cake Pay Card

Privacy-focused prepaid Visa and Mastercard cards you can buy with cryptocurrency. No KYC, no banks, no custodian. Spend crypto anywhere cards are accepted.

4.0
Global Visa, Mastercard Visit website

Overview

Cake Pay Card — Spend Crypto Privately

Cake Pay offers prepaid Visa and Mastercard cards that can be purchased using cryptocurrency without KYC verification. Built by the Cake Wallet team, Cake Pay empowers users to spend their crypto at major retailers without revealing personal data or compromising privacy. Cards cost exactly their face value — a $20 card costs $20 — with no hidden fees.

Key Features

  • Buy prepaid Visa and Mastercard cards with cryptocurrency
  • No KYC required — no custodian, no ID verification
  • Cards cost exactly their face value ($20 costs $20)
  • 500,000+ users worldwide
  • Integrated directly into Cake Wallet for seamless spending
  • Privacy-first: pay for purchases without revealing your data

Privacy Without Compromise

Cake Pay positions itself as a privacy-first spending solution. Users can pay for everyday purchases without revealing their data to the world. The platform requires no custodian, no ID, and no compromise on personal privacy.

Use Crypto Everywhere

Stop waiting for merchants to accept crypto directly. Cake Pay enables users to spend their digital assets anywhere prepaid cards are accepted, bridging the gap between cryptocurrency holdings and everyday commerce.

Cake Pay trades rewards for privacy: the cards are prepaid and bought with cryptocurrency, with no KYC. The Offgrid Card follows the same no-KYC logic on an invite-only basis, and PlasBit markets itself as privacy-first while remaining fully regulated. Our crypto cards directory flags which cards in the category require identity checks.

Features & Benefits

Key Features

  • Prepaid Visa and Mastercard cards purchasable with crypto
  • No KYC required — no custodian, no ID verification
  • Cards cost exactly their face value
  • 500,000+ users worldwide
  • Integrated with Cake Wallet
  • Privacy-first spending solution
  • Supports Bitcoin, Monero, Litecoin, Ethereum, USDT, and USDC
  • Buy gift cards for Amazon, Best Buy, eBay, Target, Walmart, Uber, DoorDash, and more

Supported Cryptocurrencies

Supported Cryptocurrencies

  • Bitcoin (BTC)
  • Monero (XMR)
  • Litecoin (LTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)

Fiat Currencies

Prepaid cards are denominated in fiat currencies depending on the card type and region, including USD and EUR.

Fees & Limits

Card Fees

  • Issuance Fee: $0 — cards cost exactly their face value
  • Monthly Fee: Varies by card issuer
  • Annual Fee: Varies by card issuer
  • ATM Withdrawal: Varies by card network and ATM operator
  • FX Fee: Standard network foreign transaction fees may apply

Transparent Pricing

Cake Pay is committed to transparent pricing. A $20 gift card or prepaid card costs exactly $20 in crypto — no markup, no hidden fees, no surprise charges.

Pros & Cons

Pros

  • No KYC required
  • Cards cost exactly face value — no markup
  • Privacy-first: no data sharing
  • 500,000+ users
  • Integrated with Cake Wallet
  • Supports privacy coins like Monero
  • No custodian required

Cons

  • No cashback or rewards program
  • Prepaid cards may have spending limits
  • Fees vary by card issuer
  • No banking features

Frequently Asked Questions

Do I need to verify my identity (KYC)?

No, Cake Pay does not require KYC verification. You can buy prepaid cards and gift cards with crypto without revealing your identity.

How much do the cards cost?

Cards cost exactly their face value. A $20 card costs $20 in crypto — no markup, no hidden fees.

What cryptocurrencies are supported?

Cake Pay supports Bitcoin (BTC), Monero (XMR), Litecoin (LTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC).

Is Cake Pay private?

Yes, Cake Pay is a privacy-first platform. No custodian, no ID verification, and no data sharing with third parties.

Fees at a Glance

Setup / IssuanceFree
Monthly feeFree
Annual feeFree
ATM withdrawalVaries by card network and ATM operator
FX feeStandard network foreign transaction fees may apply
CashbackNo cashback — cards cost exactly their face value ($20 costs $20). Privacy-focused spending with no KYC required.
Spending limitVaries by card type and denomination

Supported Coins

BTCXMRLTCETHUSDTUSDC

Fiat Currencies

USDEUR

Available In

USACanadaEuropeAustralia