PlasBit

PlasBit is a fully-regulated, fully-bootstrapped crypto-fiat platform building the Rails to Make Crypto Usable in Everyday Life. No token. No hype. It combines a multi-coin cold-storage wallet, Visa / Mastercard debit cards (Virtual, Plastic, Metal tiers), and domestic + international wire transfers — so you can hold, swap, send and spend crypto like cash, all from one account.

Card products

• Virtual Card: issued immediately — use online, in-app, or via Apple Pay / Google Pay for contactless spend.
• Plastic Card: physical prepaid debit card — tap-to-pay, swipe, ATM withdrawals worldwide.
• Metal Card: premium physical card tier.

Note: Due to overwhelming demand, PlasBit is temporarily pausing issuance of all new Plastic and Metal cards until further notice — join the waiting list. The Virtual Card remains available immediately.

Multi-coin wallet

• Manage BTC, ETH, USDT, USDC, TRX, SOL and all your other tokens in one place.
• 100% of user funds are stored offline in cold storage — secure storage is a headline PlasBit value.
• Payments are handled under PCI DSS standards.

Wire transfers

• Domestic and international wire transfers available.
• Convert crypto to fiat and send bank transfers directly from your PlasBit account with just a few clicks.

Privacy-first foundation

PlasBit collects only the bare minimum data, never sells or shares it, and unlike most platforms, never outsources custody or compliance. Every line of code, every server, is in-house. Your funds are secured in cold storage, your payments are handled under PCI DSS standards, and your identity is protected by systems designed around privacy, sovereignty and independence.

Regulatory status

PlasBit is fully regulated and fully bootstrapped (no token, no hype). Rated 4.8/5 based on 85 reviews on realreviews.io. Cards issued on the Visa and Mastercard networks — see the official List of Countries Where PlasBit Crypto Cards are Not Supported for jurisdiction restrictions.

For whom

PlasBit is built for people who want to live life on crypto — hold, swap, send and spend crypto like cash, with privacy and self-sovereignty baked in. Convert crypto into euros or dollars and spend anywhere with PlasBit Virtual or Plastic Cards.

PlasBit offers virtual, plastic and metal cards through a fully regulated entity, which separates it from the no-KYC end of the market: the Offgrid Card is invite-only and skips identity checks altogether, and Cake Pay is prepaid and bought with crypto in the same spirit. If identity verification matters to you, the crypto cards directory flags who requires it.

Building the Rails to Make Crypto Usable in Everyday Life

• No token. No hype. Fully bootstrapped. Fully regulated.
• Multi-coin wallet + Visa / Mastercard debit card + wire transfers in one platform.

Three card tiers — Virtual, Plastic, Metal

• Virtual Card: issued immediately for online, in-app and Apple Pay / Google Pay spend.
• Plastic Card: physical, contactless tap-to-pay, swipe at terminals, ATM withdrawals globally. (Currently on waiting list due to demand.)
• Metal Card: premium physical tier. (Currently on waiting list.)

Multi-coin wallet

• Manage BTC, ETH, USDT, USDC, TRX, SOL and all your other tokens in one place.
• 100% of user funds are stored offline in cold storage.
• PCI DSS-compliant payment handling.

Wire transfers

• Domestic and international wire transfer options.
• Convert crypto to fiat and send bank transfers directly from your PlasBit account with a few clicks.

Privacy-first foundation

• We collect only the bare minimum data, never sell or share it, and never outsource custody or compliance.
• Every line of code, every server, is in-house.
• Your identity is protected by systems designed around privacy, sovereignty and independence.

Card control & integrations

• Full card control from the app — check balances, update your PIN, reload instantly.
• Apple Pay / Google Pay integration on the Virtual Card.
• Can be linked to PayPal for online checkout.

PlasBit is a multi-coin wallet platform — the card draws from your fiat balance after crypto-to-fiat conversion, with in-app swap for funding from any supported crypto.

Spendable assets (Card funding)

• USDT — Tether, one of the primary spend stablecoins on PlasBit.
• USDC — Circle USD Coin, also primary spend stablecoin.

Indirect crypto funding (via PlasBit swap)

• BTC, ETH, SOL, TRX, XRP, BNB, ADA, DOGE and other major tokens — swap to USDT / USDC or to EUR/USD inside the PlasBit wallet before spending on the card.
• Crypto-to-fiat (EUR/USD) conversion happens at PlasBit's displayed exchange rate at the moment of top-up.

Direct spend from BTC, ETH, SOL or any other non-stablecoin asset is not the product focus; spend is funded by EUR/USD fiat (converted from your crypto balance at top-up time).

Supported fiat

• USD and EUR — convert crypto into euros or dollars and spend anywhere with the PlasBit Virtual or Plastic Card.
• Local currencies at the merchant — Visa / Mastercard rails auto-convert from your USD/EUR card balance at the moment of payment.

Headline fee positioning

• Annual fee: PlasBit does not publicize an annual fee on the homepage; the card operates with a monthly maintenance fee instead.
• Monthly maintenance fee: Applies (per the official FAQ 'What Is The Card Monthly Maintenance Fee?'). The fee starts being charged at card activation and continues until you explicitly stop it; check in-app for the exact amount.
• Conversion: Crypto-to-fiat (EUR/USD) conversion happens at PlasBit's displayed exchange rate (per the FAQ 'Which exchange rate will you use?').

Other fees (in-account 'Card Fees and Limits')

• The full fee schedule — issuance fee, monthly maintenance fee, ATM withdrawal fee, conversion fee, top-up fee — is published inside the user's account under 'Card Fees and Limits' (per the FAQ 'Where can I see the PlasBit card fees and limits?'), not on the public homepage.

Minimum deposit & top-up

• There is a minimum deposit required to load onto the card (per the FAQ 'What is the minimum deposit to load onto the card?') — check in-app for the current minimum.
• Top-up your card from your PlasBit wallet (crypto-to-fiat conversion happens at top-up time).

ATM fees

• ATM withdrawals supported on the physical card — fees vary by ATM network and region; disclosed in the in-account Card Fees and Limits page.

Always check the live schedule

The authoritative fee schedule is published inside the PlasBit user account under 'Card Fees and Limits' and may change by region and over time.