Bitget

What is the Bitget Card?

The Bitget Card is a Visa card for Asia Pacific users that spends USDC directly from a Bitget OTC account. It exists as a virtual card and a physical card, is denominated in USD, and applies a 0.9% transaction fee to every purchase on top of the instant Sell Crypto rate. Purchases in currencies other than USD are converted into USD using Visa’s exchange rate on the settlement date, with a 1% foreign transaction fee added. Eligible purchases earn recurring cashback in BGB, credited automatically to the OTC account.

Exchange-issued cards make up most of this category, and the Gate Card and KuCoin’s KuCard are the nearest equivalents for APAC users. Our best crypto cards directory compares their fees, cashback tiers and regional limits side by side.

Current application status

New card applications moved to the Bitget Wallet Card from 1 August 2026. Bitget says the Wallet Card covers Asia-Pacific, Europe, Latin America and Africa, and markets it with up to 20% cashback. Existing Bitget Cards continue to work normally, and the fees, limits and cashback tiers on this page describe the Asia Pacific Bitget Card.

How the card works

1. Keep a USDC balance in your Bitget OTC account.
2. Pay at any merchant that accepts Visa. The card is denominated in USD, so the purchase amount is charged in USDC including the 0.9% transaction fee.
3. Manage the card in the Bitget app, where payment details, order history and cashback history are available.

Availability and eligibility

• a Bitget account
• identity verification (KYC) completed
• residency in a supported Asia Pacific country — Bitget has not published the exact country list
• an OTC account holding USDC, which funds the card

Where the card can be used is wider than where it can be applied for: the Visa card works internationally wherever Visa is accepted, while applications are limited to supported APAC regions.

Official sources

• Bitget Card landing page
• Introduction to the Bitget Card (Asia Pacific)
• Eligibility and application process (Asia Pacific)
• Bitget Card fee schedule and spending limits (Asia Pacific)
• Introduction to the Bitget Card cashback program (Asia Pacific)
• Bitget Wallet Card (new applications)

Card data last verified 13 August 2026; the landing page, fee schedule and cashback articles were re-checked on 5 October 2026.

Bitget Card features

• Virtual and physical Visa card — a free virtual card for online spending and a Standard physical card for in-store and contactless payments.
• Funded by USDC from your OTC account — no separate top-up step, the purchase is charged against your OTC balance.
• Recurring cashback in BGB — 2% to 12% depending on card level, credited to the OTC account after each eligible transaction settles.
• No annual, inactivity or cancellation fees — the virtual card is issued free and the Standard physical card costs 5 USDC.
• Apple Pay and Google Pay — Bitget lists both mobile wallets as compatible for contactless payments.
• Card levels tied to VIP status — the card level updates in real time whenever your Bitget VIP level changes.
• Global merchant coverage — accepted at any merchant that takes Visa, with Bitget marketing USDC spending in 180+ countries and regions.
• VIP privileges — complimentary issuance and worldwide delivery, exclusive card designs, a dedicated relationship manager and 24/7 VIP support at the top tiers.
• Transaction safety — Bitget describes bank-grade security and fraud protection, with card management in the app.

Card levels and VIP mapping

• Level 1: Non-VIP
• Level 2: VIP 1–2
• Level 3: VIP 3–4
• Level 4: VIP 5–7

The card level determines the cashback rate and monthly cap. Apply at VIP 3, for example, and the card starts at Level 3; if the VIP level later rises to 5, the card moves to Level 4 automatically.

Where you can use it

Online purchases, in-store Visa merchants, contactless payments with Apple Pay and Google Pay, and international purchases wherever Visa is accepted. ATM withdrawals are not available yet — Bitget lists ATM functionality as coming soon with the physical card.

Assets you can spend with the Bitget Card

• USDC — the spending asset for the Asia Pacific card. Payments are deducted from the USDC balance held in the Bitget OTC account.
• USD — the card’s denomination. US dollar purchases are charged directly, with the 0.9% transaction fee applied.

BTC, ETH, USDT and other assets are not listed as spendable through this APAC card, and Bitget has only said it is working to expand asset support — treat other coins as unsupported until Bitget states otherwise. The separate Bitget Wallet Card, which now handles new applications, may support a different asset set.

How the conversion works

For a USD purchase, the amount is charged in USDC at the instant Sell Crypto rate plus the 0.9% transaction fee. For a purchase in another currency, Visa converts the local currency into USD at its applicable exchange rate on the settlement date, a 1% foreign transaction fee is added, and the resulting USD amount is converted into USDC, frozen and deducted from the OTC account. The rate applied on the settlement date can differ from the rate at the time of the transaction.

Cashback asset

Cashback is always credited in BGB (Bitget Token) to the OTC account, valued in USD against the monthly cap at the time of settlement, regardless of which asset funded the purchase.

Bitget Card fees and limits

Fee schedule (Asia Pacific)

• Annual fee: None
• Virtual card issuance: None
• Standard physical card issuance: 5 USDC
• Physical card re-issuance or replacement: 5 USDC (Standard) · 59 USDC (Premium)
• Inactivity fee: None
• Card cancellation fee: None
• Transaction fee: 0.9%, applied on top of the instant Sell Crypto rate
• Foreign transaction fee: 1%, applied on top of Visa’s exchange rate
• ATM withdrawal fees and limits: physical card ATM functionality is listed as coming soon
• Chargeback investigation: 35 USDC, refundable if the chargeback is successful

Bitget charges no FX fee beyond the 1% foreign transaction fee, though Visa and the issuing bank may apply their own FX costs on non-USD transactions.

Worked fee examples

• $100 purchase in USD: 100.9 USDC is charged — 100 × (1 + 0.9%).
• €100 purchase at 1.10 EUR/USD: 112.09 USDC is charged — the euro amount converts through Visa’s rate and both the 0.9% transaction fee and the 1% foreign transaction fee apply.

Spending limits

• Standard card, per transaction: $50,000
• Standard card, daily: $50,000
• Standard card, annual: $990,000
• Standard card, maximum transactions: 50 per day · 1,040 per year
• Premium card, daily: $250,000
• Premium card, maximum transactions: 80 per day

There is no separate monthly spending limit. Limits are set per card type, so Premium limits should not be combined with Standard figures.

Cashback and rewards

• Non-VIP (Level 1): 2% cashback, $5 monthly cap
• VIP 1–2 (Level 2): 4% cashback, $100 monthly cap
• VIP 3–4 (Level 3): 6% cashback, $350 monthly cap
• VIP 5–7 (Level 4): 12% cashback, $800 monthly cap

Cashback is credited to the OTC account in BGB at the equivalent value on the settlement date. Virtual and physical cards earn the same rate. The monthly cap is a per-user limit on top of an overall cashback pool shared across all cardholders on a first-come, first-served basis — once that pool is used up for the month, no further cashback is issued until it resets.

Excluded from cashback: card fees and charges, transactions that are cancelled, refunded, voided or reversed, ATM withdrawals, transactions under merchant categories such as automated cash disbursements and debt repayment (6011, 6012), stored-value card purchases (6540), account funding and money transfers (6051, 4829) including personal transfers through e-wallets such as Alipay and WeChat, third-party card reassignments such as Curve, and any charges Bitget designates as ineligible. Cashback already credited is deducted again if the transaction is later reversed.

New cardholders may also qualify for a promotional 10–20% welcome cashback, capped at $850 within the first 30 days. This is a time-limited offer that sits outside the recurring tiers above, and Bitget can change its terms — check the official page for current status.