BingX Card

What the BingX Card is

The BingX Card is the exchange's own-brand crypto card, built on Wirex's regulated payment infrastructure. It is a Visa debit card that pulls funds dynamically from your BingX funding account rather than requiring you to pre-load a separate card balance.

Two tiers

There is a cost-efficient virtual card and a higher-tier metal physical card. Both are free to issue — BingX covers the issuing fee — and neither carries an annual fee. The metal card has a $30 shipping charge and adds ATM access, which the virtual card does not have.

Where the rewards sit

Cashback scales with the card tier and is paid in crypto. The virtual card earns 2% base with a $50 cap; the metal card earns 5% base with a $120 cap, and both carried an early-bird bonus of +1% during the pre-launch period. BingX also advertises up to 20% cashback on selected subscription services, which is aimed squarely at recurring digital payments.

Where you can use it

BingX lists broad availability across the EEA, Asia-Pacific, Latin America and a long list of other markets, with mandatory KYC. Apple Pay and Google Pay are both supported, and the card operates on the Visa network, so acceptance follows Visa worldwide.

BingX's card is built on Wirex's payment rails and funded straight from your exchange balance, the same model as the Gate Card. In Asia Pacific the more direct comparison is the Bitget Wallet Card, which pays its rewards in assets rather than exchange tokens. Cashback caps matter more than headline rates on all three, and the crypto cards directory breaks them down.

Card tiers

• Virtual card: free issuing, free annual, 2% base cashback capped at $50.
• Metal physical card: free issuing, free annual, $30 shipping, 5% base cashback capped at $120, plus ATM access.
• Early-bird bonus of +1% during the pre-launch period.

Rewards beyond the base rate

• Up to 20% cashback on selected subscription services.
• Cashback is paid in crypto rather than fiat.

Spending

• Visa network with global acceptance, online and offline.
• Apple Pay and Google Pay supported.
• Funds are pulled dynamically from your BingX funding account rather than a separate card balance.

Infrastructure

• Powered by Wirex, a regulated payment infrastructure provider.
• BingX operates a 100% proof-of-reserves programme across the exchange.

Funded from your exchange account

The card does not hold a coin of its own. It pulls funds dynamically from your BingX funding account, which means whatever assets you already hold on BingX back your spending, and the conversion to the merchant's currency happens through the card programme.

What that means for you

Because funding is dynamic, you do not have to move crypto into a separate card balance or keep a float sitting idle. The trade-off is that spending is tied to your exchange account, and the conversion rate applied at the moment of purchase is the one that applies — you cannot time the conversion the way you can with a card that requires an explicit swap.

Cashback currency

Rewards are paid in crypto rather than fiat or stablecoins, so the value of your cashback fluctuates with the token you receive.

Published card fees

• Issuing fee: free on both tiers, covered by BingX
• Annual fee: free on both tiers
• Shipping on the metal card: $30
• Virtual card logging and shipping: not applicable

Cashback caps

• Virtual card: 2% base, capped at $50
• Metal card: 5% base, capped at $120
• Early-bird bonus: +1% on top during the pre-launch

Other costs to check

BingX does not publish a single consolidated fee table on the card overview. Third-party reviews of the programme report FX costs in the 0–2% range depending on the regional card, and ATM access is limited to the metal tier. Confirm the schedule shown in your own app before applying, because regional programmes differ.

Eligibility

KYC verification is mandatory, and the card is limited to the listed EEA, APAC, LATAM and ROW markets. Users in unsupported countries cannot apply.