Brazil's Central Bank (BCB) Resolutions No. 519, 520 and 521 of 10 November 2025 implement the virtual-asset regulatory framework under the supervision of the Central Bank. Resolution 519 establishes VASP authorisation procedures; Resolution 520 sets activity, governance, controls, security and conduct requirements; Resolution 521 integrates specified virtual-asset operations into Brazil's foreign-exchange and international-capital rules. Commencement is staged during 2026 — verify the effective date for each resolution separately.

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SBS Resolution No. 02648-2024 — AML/CFT Rules for VASPs

Resolución SBS N.° 02648-2024 — Normas para la Gestión de Riesgos de LA/FT aplicable a PSAVs

Added August 29, 2026Effective: August 2, 2024Ref: Resolución SBS No. 02648-2024

Peru's SBS Resolution No. 02648-2024 applies AML/CFT risk-management and compliance duties to virtual asset service providers (PSAVs) supervised by UIF-Peru. It requires customer due diligence, recordkeeping and suspicious-transaction reporting. The resolution also contains a travel-rule chapter, but commencement of the travel rule has been deferred to 1 January 2029 through a later amendment — the travel rule is not currently effective.

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PCMLTFA Regulations — virtual-currency reporting and travel-rule amendments

Proceeds of Crime (Money Laundering) and Terrorist Financing Act — Virtual Currency Reporting and Travel Rule Amendments

Added August 29, 2026Effective: June 1, 2021Ref: SOR/2019-240; SOR/2021-208 (consolidated)

Canada's PCMLTFA virtual-currency amendments require money services businesses and foreign MSBs to report large virtual-currency transactions, apply travel-rule information requirements to covered virtual-currency transfers, and support registration, records, identity verification and compliance-programme duties. The amendments came into full force in June 2021.

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Law to Regulate Financial Technology Institutions (Fintech Law)

Ley para Regular las Instituciones de Tecnología Financiera

Added August 29, 2026Effective: March 10, 2018Ref: DOF 09-03-2018

Mexico's Fintech Law regulates financial technology institutions (ITFs), including crowdfunding and electronic payment institutions, and allows specified virtual-asset operations subject to Bank of Mexico authorisation and secondary rules. Scope note: retail crypto activity outside regulated ITFs is not comprehensively licensed by this Act.

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diputados.gob.mxView Law Profile

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Law No. 21,521 — Fintech Act

Ley N° 21.521 que fomenta la competencia e inclusión financiera a través de la innovación y tecnología en la prestación de servicios financieros (Ley Fintech)

Added August 29, 2026Effective: February 3, 2023Ref: Ley N° 21.521

Chile's Fintech Act creates a regulatory framework for specified fintech services including alternative transaction systems, intermediation, custody and related services. It covers secondary markets involving crypto-assets/tokens within the CMF perimeter. Scope note: this is a broad Fintech Act, not a comprehensive all-purpose crypto statute.

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