Peru's SBS Resolution No. 02648-2024 applies AML/CFT risk-management and compliance duties to virtual asset service providers (PSAVs) supervised by UIF-Peru. It requires customer due diligence, recordkeeping and suspicious-transaction reporting. The resolution also contains a travel-rule chapter, but commencement of the travel rule has been deferred to 1 January 2029 through a later amendment — the travel rule is not currently effective.
Regulationpartially_effective
Resolución SBS N.° 02648-2024 — Normas para la Gestión de Riesgos de LA/FT aplicable a PSAVs
Also known as: SBS Resolution No. 02648-2024 — AML/CFT Rules for VASPs
Peru Superintendency of Banking, Insurance and AFP (SBS) / UIF-Peru
Overview
Key Details
Jurisdiction
PeruRegulator
Superintendency of Banking, Insurance and AFP (SBS) / UIF-Peru
Law Type
Regulation
Status
Partially EffectiveOfficial Law Number
Resolución SBS No. 02648-2024
Official Title
Resolución SBS N.° 02648-2024 — Normas para la Gestión de Riesgos de LA/FT aplicable a PSAVs
Enacted Date
August 1, 2024
Effective Date
August 2, 2024
Who This Law Applies To
Virtual asset service providers (PSAVs) supervised by UIF-Peru under the national AML/CFT framework.
Key Requirements
- Applies AML/CFT risk management and compliance duties to VASPs supervised by UIF-Peru.
- Requires customer due diligence, recordkeeping and suspicious-transaction reporting.
- Contains a travel-rule chapter with commencement deferred to 1 January 2029 — not currently effective.
Official Sources
Official instrument pageAttach the signed Resolution PDF and the latest amendment. Do not display the postponed travel rule as currently effective.
Related Laws
OtherIn ForcePeru
Peru: AML/CFT rule for virtual asset service providers
AML/CFT rule for virtual asset service providers
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Peru subjects VASPs to AML/CFT supervision and reporting, but a complete prudential and conduct licensing framework remains under development.
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Regulation (EU) 2024/1624 — Anti-Money Laundering Regulation (AMLR)
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Added August 29, 2026Effective: July 10, 2027Ref: Regulation (EU) 2024/1624
Regulation (EU) 2024/1624 (AMLR) is a directly applicable EU regulation creating AML/CFT obligations for obliged entities, expressly including crypto-asset service providers (CASPs). It works with the AMLA Regulation, AMLD6 and the EU crypto travel rule. Note: the regulation is legally in force, but general application date is 10 July 2027 — it should not be described as currently applicable to CASPs.
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eur-lex.europa.euView Law Profile
