MEXC Card Review 2026: 4-10% USDT Cashback Visa

Overview

What the MEXC Card is

The MEXC Card is MEXC's own-brand crypto card programme. The card featured on the main card page is the MEXC Global Card, MEXC's second own-brand Visa card alongside the earlier MEXC Card aimed at APAC markets. Both are virtual Visa cards funded with USDT from your MEXC account.

How the cashback scales

Rewards are tied to your M-Score rather than a flat rate. Standard level (M-Score 350 to 599) earns 4% with a 100 USDT monthly cap, Premier (600 to 799) earns 6% with a 300 USDT cap, and Elite (800 and above) earns 10% with an 800 USDT cap. Your rate is set by the VVIP level you hold on the last day of the calendar month, and cashback is distributed by the 15th of the following month.

Limits and fees

The Global Card publishes unusually large limits: 80,000 per transaction and 1,000,000 per day, well above the 50,000 per transaction and per day of the APAC card. Issuance is free — the 20 USD fee is waived to zero — the service fee is 0%, and there is no annual fee.

What to check before applying

Availability is the main constraint: the card page shows the Philippines, Taiwan and Thailand and points to a country list, and physical cards are not offered at all right now. Fee schedules also differ between the Global and APAC programmes, and MEXC's own guidance refers applicants to a separate fee guide rather than publishing everything on the card page.

MEXC's card scales its USDT cashback from 4% to 10% with your M-Score level and charges nothing to issue or maintain. Exchange-issued rivals in the same bracket are the KuCard and the DiCard, which spend from KuCoin and DigiFinex balances respectively. Our Best Crypto Cards directory compares their levels and limits.

Features & Benefits

Getting the card

Apply online after completing Advanced KYC.
Make a deposit to activate the card, then add it to Apple Wallet or Google Wallet.
One card of each type per verified user.

Spending and funding

Visa card accepted worldwide, with Apple Pay and Google Pay support.
Fund by transferring USDT to your Fiat account, then adding funds to the card.
Freeze the card from Card Management if it is lost, damaged or stolen, and request a replacement.

Rewards and perks

4% to 10% cashback in USDT depending on M-Score level.
An exclusive MEXC Card Earn plan paying 7% APR with flexible redemption and instant access.
Referral rewards of 20 USDT for the referrer and 10 USDT for the referee on qualifying activations.

Security

Advanced KYC required before issue.
Card freeze and replacement handled inside the app.

Supported Cryptocurrencies

USDT-funded

The card is funded with USDT. MEXC's instructions are to transfer USDT to your Fiat account — buying or depositing it from an external wallet or platform if needed — and then add funds to the card from the My MEXC Card page.

What that means in practice

You are spending a stablecoin balance rather than choosing between coins at checkout, and cashback is also paid in USDT, so both the funding side and the rewards side are dollar-denominated. If you hold other assets on MEXC, you will need to convert to USDT before funding the card.

Fees & Limits

Published card costs

Card issuance fee: 20 USD, currently waived to 0 USD
Service fee: 0%
Annual fee: not charged
Card currency: USD

Cashback by level

Standard (M-Score 350–599): 4%, cap 100 USDT per month
Premier (M-Score 600–799): 6%, cap 300 USDT per month
Elite (M-Score 800+): 10%, cap 800 USDT per month

The rate is determined by your VVIP level on the last day of the month and paid by the 15th of the following month. Experience cards are excluded.

Where fees differ

MEXC states that fees vary by card type and refers applicants to a separate fee guide. For the APAC card, MEXC's own educational content describes no transaction fee but a 1% crypto conversion fee plus a 1% cross-border fee on top of the Visa exchange rate. The Global Card's conversion and cross-border pricing is not published on the card page, so confirm it in your application flow.

Requirements

Advanced KYC is mandatory, and a deposit is required to activate the card. Physical cards are not available at this time.

Pros & Cons

Pros

Issuance fee waived from 20 USD to zero with a 0% service fee
4% to 10% USDT cashback with published monthly caps by M-Score level
Very large spending limits on the Global Card: 80,000 per transaction and 1,000,000 per day
Apple Pay and Google Pay supported
Exclusive 7% APR Earn plan for card holders with flexible redemption
Referral rewards of 20 USDT for the referrer and 10 USDT for the referee

Cons

Availability is limited by country — the card page highlights the Philippines, Taiwan and Thailand
No physical cards at this time, so there is no ATM access
Cashback rate depends on M-Score and is paid by the 15th of the following month
Fees vary by card type and the Global Card's conversion pricing is not on the card page
The APAC card carries a 1% crypto conversion fee plus a 1% cross-border fee
Advanced KYC and an activation deposit are required

Frequently Asked Questions

How much does the MEXC Card cost?

The issuance fee is listed at 20 USD but currently waived to zero, the service fee is 0%, and there is no annual fee.

How does MEXC cashback work?

Cashback is based on your M-Score: 4% at Standard level with a 100 USDT monthly cap, 6% at Premier with a 300 USDT cap, and 10% at Elite with an 800 USDT cap. Your rate is set by your VVIP level on the last day of the month and paid by the 15th of the following month.

Is there a physical MEXC Card?

No. MEXC states that physical cards are not available at this time and that it will notify users when they become available.

Which countries can apply?

Availability is limited and shown at application. The card page highlights the Philippines, Taiwan and Thailand and points to a country detail list.

What are the spending limits?

The Global Card allows 80,000 per transaction and 1,000,000 per day. The APAC card allows 50,000 per transaction, 50,000 per day and 1,000,000 per year.

Before You Continue

MEXC Card