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AVAX$7.9300+4.55%|World-leading prop firm. 3M+ traders, 195+ countries, $287M+ rewards. 5+ models (Zero, 1-Step Flex, 2-Step Standard/Pro/Flex). $5K-$100K accounts, up to 95% split, max $400K allocation, scaling to $2M. Zero Reward Denial, bi-weekly payouts, free trial. 4.8/5 Trustpilot.
Visit WebsiteMax Leverage
Varies by asset class; 12% max loss (2-Step), 3% daily loss (1-Step Flex)
Max Account
$300K
Profit Split
90%
Payout Speed
Bi-weekly cycles; rewards can arrive within minutes via Rise, Crypto, or Card
Crypto Pairs
Forex, Metals, Indices, Crypto (multi-asset CFD trading)
Execution
Simulated (fully simulated trading environment)
FundingPips is one of the world's leading proprietary trading firms, with a mission to help traders "turn your trading skills into income." The firm has built a massive global community of over 3 million traders across 195+ countries and has distributed more than $287 million in total rewards to successful traders. FundingPips holds an "Excellent" rating on Trustpilot with 64,652 reviews and a 4.8-star rating.
FundingPips stands out in the prop trading industry for its commitment to simplicity and transparency: "No complicated processes. No hidden requirements. A clear path to trading and earning real money rewards." The firm offers a fully simulated trading environment where traders can earn up to 100% rewards, with a maximum allocation of $400,000 and a scaling plan that can take traders from a challenge all the way to $2 million in PRIME capital.
The firm offers multiple challenge models to match different trading styles and budgets, including Zero, 1-Step Flex (new), 2-Step Standard, 2-Step Pro, and 2-Step Flex variants. Pricing starts as low as $29 for a $5,000 account, with account sizes ranging from $5,000 to $100,000. FundingPips is known for its Zero Reward Denial policy, flexible reward cycles (bi-weekly), and fast payout processing — rewards can arrive in traders' wallets within minutes.
FundingPips also offers a Free Trial for new traders to experience the platform before committing, and a Swap Free add-on (+10% cost) for traders who prefer swap-free trading conditions. New customers can get 20% off their first challenge with the code HELLO (excludes 100K accounts).
FundingPips' process is designed to be straightforward — "no fluff, no fine print."
Prove your skills in a clear, fair challenge built to let great traders shine. The rules are straightforward with profit targets, max daily loss, max loss, and minimum trading days clearly defined.
Keep up to 100% of your earnings as a real cash reward. FundingPips has already rewarded $287M+ to successful traders. Rewards can arrive in your wallet within minutes.
Trade your way from challenge to $2M PRIME capital, with daily rewards and investor capital access. Traders can scale from a $10K account up to $2M through consistent performance.
FundingPips offers multiple routes to match your trading style and budget:
The traditional two-phase evaluation — the most popular and balanced option with the highest profit split.
| Parameter | Details |
|---|---|
| Account Sizes | $5,000 – $100,000 |
| Phases | 2 (then Master) |
| Profit Target Phase 1 | 10% |
| Profit Target Phase 2 | 6% |
| Max Loss | 12% |
| Daily Loss | 4% |
| Min Trading Days | 0 |
| Profit Split | Bi-Weekly, Up to 95% |
| Add-On | Swap Free (+10%) |
| Account Size | $5K | $10K | $25K | $50K | $100K |
|---|---|---|---|---|---|
| Price | $32 | $59 | $159 | $269 | $499 (was $555) |
Average first rewards by account size: $408 (5K), $1,372 (10K), $3,290 (25K), $3,152 (50K), $3,749 (100K)
A single-phase challenge with no consistency rule and no minimum trading days — pass in as little as one day. FundingPips' tagline: "Everyone made 1-Step harder. We did the opposite."
| Parameter | Details |
|---|---|
| Account Sizes | $5,000 – $100,000 |
| Phases | 1 (then Master) |
| Profit Target | 12% |
| Max Drawdown | 12% (Static — Industry high) |
| Daily Drawdown | 3% |
| Consistency Rule | None |
| Min Profitable Days | None — 1 day pass |
| Reward Cycle | Biweekly, 85% |
| Account Size | $25K |
|---|---|
| Price | $211 |
A 2-step variant with the lowest profit target — designed for traders who want tighter risk management and lower targets.
| Parameter | Details |
|---|---|
| Phases | 2 (then Master) |
| Profit Target | Lowest among all models |
| Max Loss | Biggest among all models |
| Profit Split | Bi-Weekly, Up to 95% |
Example: $100K 2-Step Pro purchased for $422, Phase 1 passed same day, Phase 2 passed 5 days later, first reward of $4,050.90 in 12 days after funding (ROI: 6,118%)
A 2-step variant with the biggest max loss — for traders who want more drawdown room.
A specialized challenge model for traders seeking a zero-style evaluation experience.
| Feature | Details |
|---|---|
| Max Allocation | $400,000 |
| Scaling Plan | Up to $2M PRIME capital |
| Zero Reward Denial | Yes — no denied payouts |
| Starting Price | $29 (for $5K account) |
| Free Trial | Available |
| Profit Split | Up to 95% (2-Step), 85% (1-Step Flex) |
| Reward Cycle | Bi-weekly (flexible) |
| Payout Speed | Within minutes (via Rise, Crypto, Card) |
| Swap Free Add-On | Available (+10% cost) |
| Min Trading Days | 0 (most models) |
| Consistency Rule | None (1-Step Flex) |
FundingPips offers a scaling plan that allows traders to grow their capital from a challenge account up to $2M in PRIME capital. Traders can scale through consistent performance, with daily rewards and investor capital access at higher levels.
Example: A trader started with a humble $10K account and grew it to $165K in trading capital, with 49 successful rewards along the way.
A real case study from FundingPips:
What is FundingPips?
FundingPips is one of the world's leading proprietary trading firms with over 3 million traders across 195+ countries. The firm has distributed more than $287 million in total rewards and holds an Excellent rating on Trustpilot (4.8/5, 64,652 reviews). FundingPips offers multiple challenge models (Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex) with account sizes from $5,000 to $100,000, profit splits up to 95%, and a scaling plan up to $2M in PRIME capital.
What challenge models does FundingPips offer?
FundingPips offers five+ challenge models: (1) 2-Step Standard — traditional two-phase with 10%/6% targets, 12% max loss, 4% daily loss, up to 95% split; (2) 1-Step Flex (new) — single-phase with 12% target, 12% static max loss, 3% daily loss, no consistency rule, 85% split; (3) 2-Step Pro — lowest profit target with tighter risk; (4) 2-Step Flex — biggest max loss for more drawdown room; (5) Zero — specialized zero-style evaluation.
What is the profit split at FundingPips?
FundingPips offers profit splits up to 95% on 2-Step models and 85% on the 1-Step Flex model. Rewards are paid bi-weekly with flexible cycle options. The firm has a Zero Reward Denial policy, meaning payouts are never denied when rules are followed. Traders can keep up to 100% of their earnings as real cash rewards.
What is the 1-Step Flex challenge?
The 1-Step Flex is FundingPips' newest single-phase challenge with no consistency rule and no minimum trading days — you can pass in as little as one day. It features a 12% profit target, 12% static max loss (industry high), and 3% daily drawdown. The reward cycle is bi-weekly at 85% profit split. FundingPips' tagline: 'Everyone made 1-Step harder. We did the opposite.'
What is the maximum account size at FundingPips?
FundingPips offers challenge account sizes from $5,000 to $100,000. However, the maximum allocation is $400,000, and through the scaling plan, traders can grow their capital up to $2 million in PRIME capital with consistent performance.
How fast are payouts at FundingPips?
FundingPips is known for fast payout processing — rewards can arrive in your wallet within minutes. The firm has a Zero Reward Denial policy, meaning payouts are never denied when trading rules are followed. Reward cycles are bi-weekly with flexible options. Payment methods include Card, Rise, and Crypto.
Does FundingPips offer a free trial?
Yes, FundingPips offers a Free Trial for new traders to experience the platform before committing to a paid challenge. This allows you to test the trading environment, platform execution, and rules before purchasing.
What is the Scaling Plan at FundingPips?
FundingPips offers a scaling plan that allows traders to grow from a challenge account up to $2M in PRIME capital. With consistent performance, traders can scale their capital with daily rewards and investor capital access at higher levels. One trader grew from a $10K account to $165K in trading capital with 49 successful rewards.
What is the Swap Free add-on at FundingPips?
The Swap Free add-on is an optional feature available at checkout for an additional 10% cost. It provides swap-free trading conditions, which is particularly useful for traders who hold positions overnight or follow strategies that are sensitive to swap fees (such as Islamic finance-compliant trading).
Are there any discount codes for FundingPips?
Yes, new customers can get 20% off their first challenge with the code HELLO. This discount excludes 100K accounts. The discount is promoted on the FundingPips homepage for new traders.
What are the rules for the 2-Step Standard challenge?
The 2-Step Standard challenge has two phases: Phase 1 requires a 10% profit target, and Phase 2 requires a 6% profit target. The max loss is 12%, daily loss is 4%, and there are 0 minimum trading days. The profit split is bi-weekly, up to 95%. A Swap Free add-on is available for +10% cost.
How much do FundingPips challenges cost?
Pricing for the 2-Step Standard starts at $32 for a $5K account, $59 for $10K, $159 for $25K, $269 for $50K, and $499 for $100K (was $555). The 1-Step Flex costs $211 for a $25K account. The 2-Step Pro example shows a $100K account at $422. Prices vary by model, account size, and currency (USD, EUR, GBP, FrC, CAD, INR available).
What payment methods does FundingPips accept?
FundingPips accepts Card, Rise, and Crypto for challenge purchases. Rewards can be received via Card, Rise, Crypto, and Trading. The firm supports multiple currencies including USD, EUR, GBP, Swiss Franc (FrC), Canadian Dollar (C$), and Indian Rupee (₹).
Does FundingPips have a consistency rule?
The 1-Step Flex model has no consistency rule. The 2-Step models may have consistency rules depending on the variant. FundingPips designed the 1-Step Flex specifically to remove the consistency rule in response to trader feedback, as consistency rules are one of the features traders most often want to avoid.
How many traders use FundingPips?
FundingPips has over 3 million traders worldwide across 195+ countries. The firm has distributed more than $287 million in total rewards and has 64,652 reviews on Trustpilot with an Excellent 4.8-star rating, making it one of the largest and most reviewed prop firms in the industry.