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FundingPips

FundingPips

Crypto Supported
UAE Founded 2022 Forex, Metals, Indices, Crypto (multi-asset CFD trading) pairs

World-leading prop firm. 3M+ traders, 195+ countries, $287M+ rewards. 5+ models (Zero, 1-Step Flex, 2-Step Standard/Pro/Flex). $5K-$100K accounts, up to 95% split, max $400K allocation, scaling to $2M. Zero Reward Denial, bi-weekly payouts, free trial. 4.8/5 Trustpilot.

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Key Stats

Max Leverage

Varies by asset class; 12% max loss (2-Step), 3% daily loss (1-Step Flex)

Max Account

$300K

Profit Split

90%

Payout Speed

Bi-weekly cycles; rewards can arrive within minutes via Rise, Crypto, or Card

Crypto Pairs

Forex, Metals, Indices, Crypto (multi-asset CFD trading)

Execution

Simulated (fully simulated trading environment)

Overview

FundingPips is one of the world's leading proprietary trading firms, with a mission to help traders "turn your trading skills into income." The firm has built a massive global community of over 3 million traders across 195+ countries and has distributed more than $287 million in total rewards to successful traders. FundingPips holds an "Excellent" rating on Trustpilot with 64,652 reviews and a 4.8-star rating.

FundingPips stands out in the prop trading industry for its commitment to simplicity and transparency: "No complicated processes. No hidden requirements. A clear path to trading and earning real money rewards." The firm offers a fully simulated trading environment where traders can earn up to 100% rewards, with a maximum allocation of $400,000 and a scaling plan that can take traders from a challenge all the way to $2 million in PRIME capital.

The firm offers multiple challenge models to match different trading styles and budgets, including Zero, 1-Step Flex (new), 2-Step Standard, 2-Step Pro, and 2-Step Flex variants. Pricing starts as low as $29 for a $5,000 account, with account sizes ranging from $5,000 to $100,000. FundingPips is known for its Zero Reward Denial policy, flexible reward cycles (bi-weekly), and fast payout processing — rewards can arrive in traders' wallets within minutes.

FundingPips also offers a Free Trial for new traders to experience the platform before committing, and a Swap Free add-on (+10% cost) for traders who prefer swap-free trading conditions. New customers can get 20% off their first challenge with the code HELLO (excludes 100K accounts).

Features & Offerings

How It Works

FundingPips' process is designed to be straightforward — "no fluff, no fine print."

Step 1: Challenge Phase — Pass the Challenge

Prove your skills in a clear, fair challenge built to let great traders shine. The rules are straightforward with profit targets, max daily loss, max loss, and minimum trading days clearly defined.

Step 2: Rewards — Real Cash, Fast

Keep up to 100% of your earnings as a real cash reward. FundingPips has already rewarded $287M+ to successful traders. Rewards can arrive in your wallet within minutes.

Step 3: Scaling Plan — Scale PRIME Capital

Trade your way from challenge to $2M PRIME capital, with daily rewards and investor capital access. Traders can scale from a $10K account up to $2M through consistent performance.

Challenge Models

FundingPips offers multiple routes to match your trading style and budget:

1. 2-Step Standard

The traditional two-phase evaluation — the most popular and balanced option with the highest profit split.

ParameterDetails
Account Sizes$5,000 – $100,000
Phases2 (then Master)
Profit Target Phase 110%
Profit Target Phase 26%
Max Loss12%
Daily Loss4%
Min Trading Days0
Profit SplitBi-Weekly, Up to 95%
Add-OnSwap Free (+10%)
Account Size$5K$10K$25K$50K$100K
Price$32$59$159$269$499 (was $555)

Average first rewards by account size: $408 (5K), $1,372 (10K), $3,290 (25K), $3,152 (50K), $3,749 (100K)

2. 1-Step Flex (New)

A single-phase challenge with no consistency rule and no minimum trading days — pass in as little as one day. FundingPips' tagline: "Everyone made 1-Step harder. We did the opposite."

ParameterDetails
Account Sizes$5,000 – $100,000
Phases1 (then Master)
Profit Target12%
Max Drawdown12% (Static — Industry high)
Daily Drawdown3%
Consistency RuleNone
Min Profitable DaysNone — 1 day pass
Reward CycleBiweekly, 85%
Account Size$25K
Price$211

3. 2-Step Pro

A 2-step variant with the lowest profit target — designed for traders who want tighter risk management and lower targets.

ParameterDetails
Phases2 (then Master)
Profit TargetLowest among all models
Max LossBiggest among all models
Profit SplitBi-Weekly, Up to 95%

Example: $100K 2-Step Pro purchased for $422, Phase 1 passed same day, Phase 2 passed 5 days later, first reward of $4,050.90 in 12 days after funding (ROI: 6,118%)

4. 2-Step Flex

A 2-step variant with the biggest max loss — for traders who want more drawdown room.

5. Zero

A specialized challenge model for traders seeking a zero-style evaluation experience.

Key Features

FeatureDetails
Max Allocation$400,000
Scaling PlanUp to $2M PRIME capital
Zero Reward DenialYes — no denied payouts
Starting Price$29 (for $5K account)
Free TrialAvailable
Profit SplitUp to 95% (2-Step), 85% (1-Step Flex)
Reward CycleBi-weekly (flexible)
Payout SpeedWithin minutes (via Rise, Crypto, Card)
Swap Free Add-OnAvailable (+10% cost)
Min Trading Days0 (most models)
Consistency RuleNone (1-Step Flex)

Scaling Plan — PRIME Capital

FundingPips offers a scaling plan that allows traders to grow their capital from a challenge account up to $2M in PRIME capital. Traders can scale through consistent performance, with daily rewards and investor capital access at higher levels.

Example: A trader started with a humble $10K account and grew it to $165K in trading capital, with 49 successful rewards along the way.

Payment & Reward Methods

  • Payment Methods: Card, Rise, Crypto
  • Reward Methods: Card, Rise, Crypto, Trading
  • Reward Cycle: Bi-weekly (flexible cycles available)
  • Processing Speed: Rewards can arrive within minutes
  • Zero Reward Denial: No denied payouts policy

Trader Journey Example

A real case study from FundingPips:

  • Jul 4: Evaluation purchased — $100K 2 Step Pro for $422
  • Jul 4: Phase 1 passed (same day)
  • Jul 9: Phase 2 passed (5 days after Phase 1) — Funded (Master account)
  • Jul 21: First reward in 12 days after funded — $4,050.90 via Rise in 9 hours
  • Result: 9 total rewards, ROI of 6,118% ($422 → $26,242)

Key Statistics

  • Total Rewards Distributed: $287M+
  • Traders Worldwide: 3M+
  • Countries Serviced: 195+
  • Trustpilot Reviews: 64,652 (Excellent, 4.8 rated)
  • Max Allocation: $400,000
  • Scaling Plan: Up to $2M PRIME capital
  • Starting Price: $29
  • Challenge Models: 5+ (Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex)
  • Profit Split: Up to 95%
  • Account Sizes: $5,000 to $100,000
  • Free Trial: Available

Pros

  • Up to 95% profit split — among the highest in the industry
  • Zero Reward Denial policy — no denied payouts
  • $287M+ in total rewards distributed — proven track record
  • 3M+ traders worldwide — massive global community
  • 195+ countries serviced — broad global availability
  • Excellent Trustpilot rating (4.8/5, 64,652 reviews) — strong trader satisfaction
  • Max allocation of $400,000 — high maximum funding
  • Scaling plan up to $2M PRIME capital — significant growth potential
  • Starting at just $29 for a $5K account — very affordable entry
  • Free Trial available — try before you buy
  • 1-Step Flex has no consistency rule and no minimum trading days — pass in 1 day
  • 12% max static loss on 1-Step Flex — industry-high drawdown room
  • Bi-weekly reward cycles with flexible options
  • Fast payout processing — rewards can arrive within minutes
  • Multiple payment methods (Card, Rise, Crypto)
  • Swap Free add-on available for swap-free trading
  • No minimum trading days on most models
  • 20% off first challenge with code HELLO (excludes 100K)

Cons

  • 1-Step Flex has a lower profit split (85%) vs 2-Step (up to 95%)
  • 1-Step Flex has a higher profit target (12%) vs 2-Step Phase 1 (10%)
  • 1-Step Flex has a tighter daily drawdown (3%) vs 2-Step (4%)
  • 100K accounts excluded from the 20% HELLO discount
  • Swap Free add-on costs an additional 10%
  • Simulated trading environment (not real market funding) — standard for prop firms
  • Bi-weekly reward cycles may not suit traders wanting more frequent payouts
  • 2-Step Pro has tighter risk/drawdown rules — less room for error
  • Max account size is $100K per challenge (though scaling goes to $400K/$2M)
  • Relatively new 1-Step Flex model — less trader data available
  • Pricing for larger accounts (50K, 100K) is mid-to-high range vs competitors
  • No overnight trading details clearly stated for all models

Frequently Asked Questions

What is FundingPips?

FundingPips is one of the world's leading proprietary trading firms with over 3 million traders across 195+ countries. The firm has distributed more than $287 million in total rewards and holds an Excellent rating on Trustpilot (4.8/5, 64,652 reviews). FundingPips offers multiple challenge models (Zero, 1-Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex) with account sizes from $5,000 to $100,000, profit splits up to 95%, and a scaling plan up to $2M in PRIME capital.

What challenge models does FundingPips offer?

FundingPips offers five+ challenge models: (1) 2-Step Standard — traditional two-phase with 10%/6% targets, 12% max loss, 4% daily loss, up to 95% split; (2) 1-Step Flex (new) — single-phase with 12% target, 12% static max loss, 3% daily loss, no consistency rule, 85% split; (3) 2-Step Pro — lowest profit target with tighter risk; (4) 2-Step Flex — biggest max loss for more drawdown room; (5) Zero — specialized zero-style evaluation.

What is the profit split at FundingPips?

FundingPips offers profit splits up to 95% on 2-Step models and 85% on the 1-Step Flex model. Rewards are paid bi-weekly with flexible cycle options. The firm has a Zero Reward Denial policy, meaning payouts are never denied when rules are followed. Traders can keep up to 100% of their earnings as real cash rewards.

What is the 1-Step Flex challenge?

The 1-Step Flex is FundingPips' newest single-phase challenge with no consistency rule and no minimum trading days — you can pass in as little as one day. It features a 12% profit target, 12% static max loss (industry high), and 3% daily drawdown. The reward cycle is bi-weekly at 85% profit split. FundingPips' tagline: 'Everyone made 1-Step harder. We did the opposite.'

What is the maximum account size at FundingPips?

FundingPips offers challenge account sizes from $5,000 to $100,000. However, the maximum allocation is $400,000, and through the scaling plan, traders can grow their capital up to $2 million in PRIME capital with consistent performance.

How fast are payouts at FundingPips?

FundingPips is known for fast payout processing — rewards can arrive in your wallet within minutes. The firm has a Zero Reward Denial policy, meaning payouts are never denied when trading rules are followed. Reward cycles are bi-weekly with flexible options. Payment methods include Card, Rise, and Crypto.

Does FundingPips offer a free trial?

Yes, FundingPips offers a Free Trial for new traders to experience the platform before committing to a paid challenge. This allows you to test the trading environment, platform execution, and rules before purchasing.

What is the Scaling Plan at FundingPips?

FundingPips offers a scaling plan that allows traders to grow from a challenge account up to $2M in PRIME capital. With consistent performance, traders can scale their capital with daily rewards and investor capital access at higher levels. One trader grew from a $10K account to $165K in trading capital with 49 successful rewards.

What is the Swap Free add-on at FundingPips?

The Swap Free add-on is an optional feature available at checkout for an additional 10% cost. It provides swap-free trading conditions, which is particularly useful for traders who hold positions overnight or follow strategies that are sensitive to swap fees (such as Islamic finance-compliant trading).

Are there any discount codes for FundingPips?

Yes, new customers can get 20% off their first challenge with the code HELLO. This discount excludes 100K accounts. The discount is promoted on the FundingPips homepage for new traders.

What are the rules for the 2-Step Standard challenge?

The 2-Step Standard challenge has two phases: Phase 1 requires a 10% profit target, and Phase 2 requires a 6% profit target. The max loss is 12%, daily loss is 4%, and there are 0 minimum trading days. The profit split is bi-weekly, up to 95%. A Swap Free add-on is available for +10% cost.

How much do FundingPips challenges cost?

Pricing for the 2-Step Standard starts at $32 for a $5K account, $59 for $10K, $159 for $25K, $269 for $50K, and $499 for $100K (was $555). The 1-Step Flex costs $211 for a $25K account. The 2-Step Pro example shows a $100K account at $422. Prices vary by model, account size, and currency (USD, EUR, GBP, FrC, CAD, INR available).

What payment methods does FundingPips accept?

FundingPips accepts Card, Rise, and Crypto for challenge purchases. Rewards can be received via Card, Rise, Crypto, and Trading. The firm supports multiple currencies including USD, EUR, GBP, Swiss Franc (FrC), Canadian Dollar (C$), and Indian Rupee (₹).

Does FundingPips have a consistency rule?

The 1-Step Flex model has no consistency rule. The 2-Step models may have consistency rules depending on the variant. FundingPips designed the 1-Step Flex specifically to remove the consistency rule in response to trader feedback, as consistency rules are one of the features traders most often want to avoid.

How many traders use FundingPips?

FundingPips has over 3 million traders worldwide across 195+ countries. The firm has distributed more than $287 million in total rewards and has 64,652 reviews on Trustpilot with an Excellent 4.8-star rating, making it one of the largest and most reviewed prop firms in the industry.

Quick Facts

HeadquartersUAE
Founded2022
Crypto FocusCrypto Supported
Crypto PairsForex, Metals, Indices, Crypto (multi-asset CFD trading)
Max LeverageVaries by asset class; 12% max loss (2-Step), 3% daily loss (1-Step Flex)
Max Account$300K
Profit Split90%
ExecutionSimulated (fully simulated trading environment)
Payout SpeedBi-weekly cycles; rewards can arrive within minutes via Rise, Crypto, or Card
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