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Triple.AKoinly

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Shawn Owen

Co-Founder & CEO of SALT Lending, SALT Lending

Personal website

Bio

Shawn Owen is the Co-Founder and CEO of SALT Lending, one of the earliest platforms to offer Bitcoin-backed loans to retail and institutional borrowers. Co-founded in 2016, SALT (Secured Automated Lending Technology) enables users to borrow fiat currency by pledging cryptocurrency as collateral, without requiring a credit check. Owen has led the company through multiple market cycles, regulatory developments, and product evolutions, maintaining a focus on non-recourse, collateralized digital-asset credit. He studied at Southern Utah University and brings an entrepreneurial background including real estate and business ventures prior to founding SALT. As of 2026, SALT continues to operate its Bitcoin-backed borrowing products for retail clients, miners, and institutional treasury holders, with Owen overseeing collateral management systems, custody model refinements, and regulatory compliance across its active lending jurisdictions. The company publishes proof-of-reserves information as part of its transparency initiatives.

Profile at a glance

Status
Active

Work & Project Background

  • SALT Lending

    Co-founder

Key Contributions

Pioneering Crypto-Backed Lending

Co-founded SALT in 2016 as one of the first structured Bitcoin-backed loan products for retail borrowers without credit checks.

Non-Recourse Loan Model

Developed a collateral-only loan model allowing borrowers to retain Bitcoin exposure while accessing liquidity, with defined margin-call protocols.

Institutional Lending Products

Expanded SALT's product suite to serve Bitcoin miners and corporate treasury holders seeking capital without selling BTC holdings.

Proof of Reserves

Implemented proof-of-reserves reporting to increase transparency in SALT's lending book; distinct from a full credit risk audit.

Regulatory Navigation

Led SALT through years of evolving U.S. and international crypto lending regulations, maintaining licensure and compliance across active jurisdictions.

Timeline

Pre-2016
Entrepreneurial ventures in real estate and business prior to entering the crypto industry. Studied at Southern Utah University.
2016
Co-founded SALT Lending, introducing Bitcoin-backed non-recourse loans to the digital asset market.
2017–2020
Led SALT through the SALT token launch, rapid user growth, and navigating U.S. regulatory scrutiny of crypto lending platforms.
2021–2024
Rebuilt SALT's institutional and miner lending products; expanded collateral custody and proof-of-reserves programs.
2025–2026
Continued leading SALT as CEO with focus on Bitcoin-backed credit for miners, institutional treasuries, and retail borrowers. Participated in Bitcoin MENA 2026 conference.
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