Trustee Plus

Per the official trustee.io homepage (July 2026): "TRUSTEE PLUS — More than just a crypto wallet." Trustee Plus is a Ukraine-founded crypto-neobank-style digital-finance platform — a multi-coin mobile wallet (iOS + Android) paired with a worldwide crypto payment card (issued in Great Britain). Per the homepage's hero: "Convenient — Instant operations and transfers via phone numbers." The wallet supports 30+ coins across multiple chains (TRC20 + ERC20 + SOL + NEAR and more), plus integrated buy (Visa / MasterCard), instant in-app exchange, instant P2P transfers via phone numbers, and the Trustee Plus crypto card for in-store + online purchases at any Visa-accepting merchant via Google Pay + Apple Pay.

Per the official trustee.io homepage's Advantages section: "Secure — Multi-level two-factor authentication (2FA) + Biometric access methods like Face ID + Decentralized security protocols." + "Functional — Buy cryptocurrency using Visa and MasterCard + Exchange all cryptocurrencies with each other + Support for 30+ coins and methods like TRC20, ERC20, SOL, NEAR + Pay for any purchases using cryptocurrency via the card in Trustee." Trustee Plus positions itself as a secure + functional digital finance platform — combining wallet + exchange + payment-card in one app, with a multi-level security stack including 2FA + biometrics + decentralized security protocols.

Per the official trustee.io homepage's Security / Awards section: "Professional security audit of Trustee Plus crypto wallet — Successfully passed vulnerability testing from Hacken." The Hacken security audit reports are publicly available (iOS + Android pentest reports, Feb 2025, linked from the homepage). The homepage also features Payspace Magazine Awards 2024: The Best Crypto Project + NCRYPTO Awards 2024: The Best Crypto Startup. The "Trusted by Industry Leaders" section showcases the Trustee industry-partner stack: Kycaid (KYC verification), HackenProof (bug-bounty platform), Global Ledger (blockchain analytics), Kraken (exchange), Crystal Intelligence (AML / blockchain intelligence), AMLBot (AML screening), MK Legal Service + Manimama (legal counsel), WhiteBIT (exchange).

Per the official trustee.io homepage's Install section: registration is phone-number based — install the app, enter phone number, confirm via phone call or SMS, fill out remaining details, start using. The wallet is a mobile-first product (no desktop, no web app). The iOS + Android apps have ~4.7 stars on App Store + 4.6 stars on Google Play (per the homepage's User Reviews section). The homepage's User Reviews section features named users including Egor Petrov ("Trustee Plus is particularly appealing to newcomers. The application allows you to buy Bitcoin and other cryptocurrencies in just a few clicks."), Evgeny Romanenko ("Trustee is the most convenient combination of a cryptocurrency wallet and an exchange platform under the hood. With Trustee, I can control my crypto assets and quickly withdraw the desired amount to any card in fiat currency."), and Ihor Stadnyk ("I have spent a long time looking for a good multifunctional service. Some features could be found in different apps and used together, but I couldn't find a platform that combined everything in one place.").

The official trustee.io homepage's "What others tell about us" press section features coverage by Incrypted (Polish crypto news), HackerNoon (10 Ukrainian Founders Stories on Leading Web3 Businesses), CoinCodex (Best Crypto Credit Cards), and Bitcoin News ("Trustee Plus Revolution: Hundreds of Visitors Instantly Received a Fraction of Bitcoin at Money 20/20 — How Did It Happen?"). The Money 20/20 event coverage (Bitcoin News) highlights the wallet's instant-Bitcoin-micropayment event activation.

The Trustee Plus is positioned in this directory as the Ukraine-founded crypto-neobank wallet with a built-in payment card + integrated buy/sell/exchange/send/receive — comparable to Binance (a custodial exchange + wallet + card) + Coinbase Wallet (a non-custodial wallet with Coinbase Card pairing) + Crypto.com (custodial + card). The Trustee Plus differentiates on (a) phone-number-based instant P2P (a Venmo-style feature comparable to Trust Wallet's "WalletConnect" but with simpler phone-number-onboarding), (b) Hacken-audited mobile apps (public reports), and (c) the integrated worldwide card issued in Great Britain for use via Google Pay + Apple Pay. Note: the original domain for the product (trusteepluswallet.com) is DNS-lapsed as of July 2026; the official current website is trustee.io. This directory entry has been updated to point at the live trustee.io domain. Users searching for the product should use trustee.io or download the Trustee Plus app from the App Store / Google Play directly.

Worldwide crypto payment card — issued in Great Britain

Per the official trustee.io homepage (July 2026): "Issued in Great Britain — Worldwide Crypto Card" + the Crypto Card section: "Make purchases with your phone through Google Pay or Apple Pay." The Trustee Plus wallet pairs with a worldwide crypto payment card (issued in Great Britain) that the user can add to Google Pay or Apple Pay for in-store + online purchases at any Visa-accepting merchant. The card debits the user's crypto balance in the Trustee Plus wallet — automatic conversion crypto → fiat at point of sale. This is comparable to the Coinbase Card + Binance Card + Crypto.com Card — see our crypto cards directory at /best-crypto-cards for the full comparison.

Buy crypto with Visa / MasterCard

Per the official trustee.io homepage: "Buy cryptocurrency using Visa and MasterCard" + "Buy BTC, ETH, TRX, and other cryptocurrencies with a Visa or MasterCard bank card." Trustee Plus integrates regulated fiat-on-ramp providers to let the user buy crypto with credit-card / debit-card (Visa + MasterCard). The processor fee is typically 3-5% (set by Simplex / MoonPay / similar third-party providers — the specific provider for Trustee isn't named on the homepage, but the integration pattern matches the Simplex / MoonPay / Ramp model). This is comparable to Trust Wallet's buy feature (via Simplex / MoonPay / Ramp) + MetaMask's buy feature (via MoonPay / Wyre / Ramp) + Coinbase Wallet's buy feature (via Coinbase directly with lower fees).

Instant in-app exchange — any coin to any coin

Per the official trustee.io homepage: "Instantly exchange — Exchange any coins between each other at lightning speed." Trustee Plus has a built-in instant-exchange feature that lets the user swap any supported coin to any other supported coin in the app, without leaving the wallet. The underlying exchange integration is likely a third-party liquidity aggregator (the homepage doesn't name the specific aggregator, but the integration pattern matches Changelly / Simplex / similar.). This is comparable to Trust Wallet's built-in swap (via 1inch / Kyber / Sushi) + MetaMask's built-in swap (via MetaMask Swaps aggregator) + Phantom's swap (via Jupiter for Solana).

Instant P2P transfers via phone numbers

Per the official trustee.io homepage's Advantages section: "Convenient — Instant operations and transfers via phone numbers." The Trustee Plus wallet supports instant P2P transfers via phone numbers — the user enters the recipient's phone number (no need for a long crypto address), and the recipient receives the crypto in their Trustee Plus wallet (if registered) or via a claim link (if not registered). This is a Venmo-style P2P feature comparable to Coinbase Wallet's "magic send" + Phantom's phone-number-based onboarding and is one of Trustee Plus's standout differentiators vs the long-crypto-address model of most crypto wallets.

Store 30+ coins across multiple chains — TRC20 + ERC20 + SOL + NEAR + more

Per the official trustee.io homepage: "Support for 30+ coins and methods like TRC20, ERC20, SOL, NEAR." The Trustee Plus wallet supports 30+ coins across multiple chains: Bitcoin + Ethereum (ERC-20) + Tron (TRC-20) + Solana (SPL) + NEAR + BNB (BEP-20) + Polygon + and more. The 30+ coin figure positions Trustee Plus as a basic multi-chain wallet, more limited than Trust Wallet + MetaMask + Phantom (multi-chain thousands of tokens) but enough for the beginner-to-intermediate crypto user who holds BTC + ETH + USDT + a few majors.

Multi-level security — 2FA + biometrics + decentralized security protocols

Per the official trustee.io homepage: "Secure — Multi-level two-factor authentication (2FA) + Biometric access methods like Face ID + Decentralized security protocols." The Trustee Plus security stack includes: (1) multi-level two-factor authentication (2FA — likely SMS + app-based, with the SMS / phone-call number confirmation during onboarding); (2) biometric access via Face ID + fingerprint; (3) decentralized security protocols (the homepage doesn't detail this — likely refers to local private-key storage on the device under a non-custodial model, with optional encrypted cloud-backup, common to mobile wallets like Trust Wallet + Coinbase Wallet).

Hacken security audit (Feb 2025) — public iOS + Android pentest reports

Per the official trustee.io homepage: "Professional security audit of Trustee Plus crypto wallet — Successfully passed vulnerability testing from Hacken." The Hacken iOS pentest report (Feb 2025) is at cdn.trusteeglobal.com/pdf/Hacken_Trustee_PT_Trustee_iOS_Feb2025_P_2025_1531_1_20250305_13.pdf and the Android pentest report at cdn.trusteeglobal.com/pdf/Hacken_Trustee_PT_Trustee_Android_Feb2025_P_2025_1532_1_20250305.pdf. Hacken is a well-known Web3 security audit firm (with a public bug-bounty platform at hackenproof.com — Trustee Plus is listed there too per the homepage's Trusted by Industry Leaders section). The public audit reports are a strong security-transparency posture.

HackenProof bug-bounty program

Per the official trustee.io homepage's "Trusted by Industry Leaders" section: HackenProof is listed as a Trustee partner — Trustee Plus runs a public bug-bounty program on the HackenProof platform (hackenproof.com), which lets independent security researchers submit vulnerabilities for rewards. This is comparable to Coinbase's bug-bounty program (on HackerOne) + Binance's bug-bounty program + MetaMask's bug-bounty (on Immunefi). The bug-bounty program is a continuous security-posture investment, complementing the one-time Hacken audit.

AML + KYC + legal-compliance partner stack

Per the official trustee.io homepage's "Trusted by Industry Leaders" section: the Trustee Plus compliance stack includes Kycaid (KYC verification — for the onboarding flow), Global Ledger + Crystal Intelligence + AMLBot (AML / blockchain forensics — for the transaction-screening flow), MK Legal Service + Manimama (legal counsel), WhiteBIT (exchange — likely the source of the integrated swap liquidity), Kraken (exchange — likely the institutional-exchange partner reference). This is a strong compliance posture for a Ukraine-founded crypto wallet — Trustee Plus is operating as a regulated neobank-style service (with KYC required for the card + higher-tier send limits), not as a pure non-custodial wallet.

Trustee Plus crypto card — pay at any Visa-accepting merchant via Google Pay + Apple Pay

Per the official trustee.io homepage: "Pay from your crypto balance — Get a payment card in Trustee Plus and easily pay for purchases." The Trustee Plus crypto card debits the user's crypto balance at point of sale — automatic conversion crypto → GBP (Great Britain Pound, since the card is issued in Great Britain) and then to the merchant's currency for settlement. The user adds the card to Google Pay or Apple Pay for tap-to-pay at any Visa-accepting terminal. The card has no service fee per a third-party description (smartoptions.io / neobanque.ch / incredibletech.org — all list "payment card without a service fee"), but FX + interchange + crypto-conversion fees may apply.

Mobile-first (iOS + Android) — no desktop, no web app

Trustee Plus is a mobile-first product — the wallet is available on iOS (App Store, 4.7 stars) and Android (Google Play, 4.6 stars) + a direct APK download from trusteeglobal.com/download/trusteeplus.apk. There is no desktop app or web app — all wallet operations are done via the mobile app. This is comparable to Phantom + Trust Wallet + Coinbase Wallet (mobile-first wallets); MetaMask is the recommended alternative for desktop users (MetaMask has a desktop browser extension and a mobile app).

Hacken security audit — public iOS + Android pentest reports (Feb 2025)

Per the official trustee.io homepage (July 2026): "Professional security audit of Trustee Plus crypto wallet — Successfully passed vulnerability testing from Hacken." The Hacken iOS pentest report (Feb 2025, file Hacken_Trustee_PT_Trustee_iOS_Feb2025_P_2025_1531_1_20250305_13.pdf) and Android pentest report (Feb 2025, file Hacken_Trustee_PT_Trustee_Android_Feb2025_P_2025_1532_1_20250305.pdf) are publicly available at cdn.trusteeglobal.com/pdf/. Hacken is a well-known Web3 security audit firm that has audited leading crypto projects (Binance, Huobi, KuCoin, etc.) — their audit of Trustee Plus is a strong third-party security validation. The audit focuses on the iOS + Android mobile app pentest (vulnerability testing of the client-side wallet app) — not the smart-contract audit (which would apply to on-chain DeFi products).

HackenProof bug-bounty program

Per the official trustee.io homepage's "Trusted by Industry Leaders" section: HackenProof is listed as a Trustee partner — Trustee Plus runs a public bug-bounty program on the HackenProof platform. This is a continuous security-posture investment, letting independent security researchers submit vulnerabilities for rewards. Comparable to Coinbase + Binance + MetaMask bug-bounty programs.

Multi-level 2FA + biometric Face ID

Per the official trustee.io homepage: "Multi-level two-factor authentication (2FA) + Biometric access methods like Face ID." The Trustee Plus security stack includes SMS-based OTP / phone-call confirmation during onboarding + app-based 2FA (likely Google Authenticator / similar TOTP) + biometric access (Face ID + fingerprint). This is comparable to Coinbase Wallet + Trust Wallet security models (local private keys + biometric access on top).

Decentralized security protocols

Per the official trustee.io homepage: "Decentralized security protocols" — the homepage doesn't detail what specific "decentralized protocols" are used. The phrase most likely refers to local private-key storage on the device under a non-custodial-style model, with optional encrypted cloud-backup, which is common to mobile wallets (Trust Wallet + Coinbase Wallet store keys locally; MetaMask stores keys locally encrypted; Phantom stores keys locally in the device keychain). Note: the existing record correctly marks non_custodial:false — Trustee Plus has a hybrid / neobank-style custody model (with KYC required for the card + higher send limits), so it's not strictly non-custodial in the pure-self-custody sense of Trust Wallet + Coinbase Wallet + MetaMask + Phantom. Users who specifically want strict non-custodial wallets should use Trust Wallet + Coinbase Wallet + MetaMask + Phantom + Rabby instead.

AML + blockchain forensics partners

Per the official trustee.io homepage's "Trusted by Industry Leaders" section: Global Ledger + Crystal Intelligence + AMLBot are listed as Trustee AML / blockchain forensics partners. These partners provide transaction-screening / address-screening services that Trustee Plus likely uses to flag suspicious inbound / outbound crypto transfers (commands would block transfers to / from addresses flagged as sanctioned, darknet-market, ransomware, etc.). This is a compliance-grade security posture comparable to Coinbase + Binance + Gemini (all of which use blockchain analytics) and stronger than pure non-custodial wallets (Trust Wallet + MetaMask + Phantom non-custodial wallets don't screen user transfers since the wallet doesn't see the user's keys).

KYC required for the card + higher send limits

Per the official trustee.io homepage: Kycaid is the KYC verification partner. KYC is required for: (1) the Trustee Plus crypto card (a worldwide payment card requires KYC for card-issuance regulation); (2) high-value send / receive amounts above the basic non-KYC limits. KYC model: government ID + selfie + proof of address via the Kycaid integration. The basic wallet (with reduced send / receive limits) is accessible without KYC via phone-number registration only. This hybrid KYC model is comparable to Coinbase + Binance (KYC required for high limits) and different from Trust Wallet + MetaMask + Phantom (no-KYC, fully non-custodial wallets).

Phone-number-based account recovery

Per the official trustee.io homepage's Install section: "Register your phone number + Confirm your mobile number via a phone call or SMS." Trustee Plus uses phone-number-based account recovery — the user's phone number serves as the account identifier + recovery anchor. This is convenient (no 12/24-word seed phrase, no Google Drive / iCloud encrypted backup) but has security trade-offs: SMS-based recovery is vulnerable to SIM-swap attacks (a known attack vector where an attacker takes over the user's phone number via a carrier port-out). For users who specifically want stronger recovery models (seed phrase + biometric + encrypted cloud backup), the recommended alternatives are Trust Wallet + Coinbase Wallet + MetaMask + Phantom (all support seed-phrase recovery + encrypted-cloud-backup).

Limitations

Trustee Plus features a hybrid / neobank-style custody model with KYC + AML screening (not strictly non-custodial). The closed-source codebase isn't open-source on github (the homepage doesn't list a github link) — a community-audit limitation. The wallet does NOT support hardware-wallet pairing (no Ledger / Trezor / Coldcard / Foundation Passport / Keystone 3 Pro compatibility) — a limitation for users who want cold-storage-only or hardware-wallet pairing. No desktop app + no web app (mobile only). No open dApp browser / WalletConnect support mentioned on the homepage (though the iOS + Android apps may support dApps internally — the homepage doesn't highlight this feature). For users who specifically want strict non-custodial multi-chain wallets with hardware-wallet pairing + dApp browser, the recommended alternatives are Trust Wallet + Coinbase Wallet + MetaMask + Phantom.

Wallet app — free to download

Trustee Plus is free to download on iOS (App Store, 4.7 stars) + Android (Google Play, 4.6 stars) + a direct APK download from trusteeglobal.com/download/trusteeplus.apk. No subscription, no monthly wallet fees. The wallet monetizes via buy/sell processor fees + swap spread + card fees.

Buy with Visa / MasterCard — 3-5% processor fee

Per the official trustee.io homepage: "Buy cryptocurrency using Visa and MasterCard." The buy/sell feature charges a 3-5% processor fee (typical Simplex / MoonPay / Ramp / similar on-ramp provider rate, set transparently before the user confirms the purchase). This is comparable to Trust Wallet's buy feature (3-5% Simplex / MoonPay / Ramp) + MetaMask's buy feature (3-5% MoonPay / Wyre / Ramp) and weaker than direct-exchange buy (Coinbase + Kraken via bank transfer at lower fees ~1.5% + spread).

Instant exchange (in-app swap) — third-party aggregator spread (typically 0.5-1.5%) + network gas

Per the official trustee.io homepage: "Instantly exchange — Exchange any coins between each other at lightning speed." The built-in instant-exchange charges a 0.5-1.5% spread + network gas. The spread is the third-party liquidity provider's fee (the specific provider isn't named on the homepage, but WhiteBIT is listed as an industry partner and may be the integrated-exchange partner). Trustee Plus may take a small commission on top.

Trustee Plus crypto card — no service fee + standard card-network + FX fees

Per third-party descriptions (smartoptions.io / neobanque.ch / incredibletech.org — all referenced by the search results listed above): "a convenient payment card without a service fee." The Trustee Plus crypto card has no monthly / annual service fee. Standard card-network fees apply: interchange (paid by the merchant, not the user) + FX fees (the card is issued in GBP, so purchases in GBP have no FX fee; purchases in other currencies — USD, EUR, etc. — may have a 1-3% FX fee) + crypto-conversion fee at settlement (automatic crypto → GBP conversion, with a spread fee). The ATM-withdrawal fee (if applicable) is typically £2-3 / $3-5 per transaction for crypto cards.

On-chain transaction fees — paid to miners / validators, not Trustee Plus

Each on-chain transaction (Bitcoin, Ethereum, Tron, Solana, NEAR, etc.) requires a network fee paid to miners / validators. Trustee Plus doesn't charge any wallet-side fee on top — it only signs + broadcasts the transaction. The user sets the fee via the basic low / medium / high presets in the Trustee Plus send flow.

Two-level referral program — bonus rewards

Per third-party descriptions (smartoptions.io / neobanque.ch / incredibletech.org): "Profitable two-level referral program." Trustee Plus offers a two-level referral program where the user earns referral bonuses on the onboarding of new users they refer, plus a smaller bonus on the users referred by their initial referrals. This is a marketing-driven referral commission feature, similar to Binance's referral program + Crypto.com's referral program + Trust Wallet's referral program.

Business accounts — for SMB + corporate

Per third-party descriptions (smartoptions.io / neobanque.ch / incredibletech.org): "Business accounts." Trustee Plus offers business / SMB / corporate crypto-accounts (with KYB / KYC business verification — separate from personal KYC). This is an enterprise-tier feature comparable to Coinbase Institutional + Binance Corporate + Crypto.com for Business. Pricing details for business-accounts / corporate-tier are not listed on the public homepage.

Per the official trustee.io homepage (July 2026): "Support for 30+ coins and methods like TRC20, ERC20, SOL, NEAR." Trustee Plus supports 30+ coins across the following major chains:

Bitcoin ecosystem

• Bitcoin (BTC) — on-chain
• Litecoin (LTC) — on-chain (likely supported)
• Bitcoin Cash (BCH) — on-chain (likely supported)

Ethereum + EVM

• Ethereum (ETH) — on-chain + all ERC-20 tokens
• USD Coin (USDC) + Tether (USDT) on Ethereum + Tron + multiple networks
• BNB (BSC) + BEP-20 + Polygon (MATIC / POL) + Avalanche (AVAX) — likely supported via the EVM-compatible chain support

Tron

• Tron (TRX) — on-chain + TRC-20 tokens (USDT-TRC20, USDC-TRC20, etc.)

Solana

• Solana (SOL) — on-chain + Solana SPL tokens

NEAR

• NEAR Protocol (NEAR) — on-chain + NEAR-fungible tokens

Other supported chains (likely)

• The 30+ coin figure suggests support for other major chains as well (Cardano ADA, Polkadot DOT, XRP, Stellar XLM, etc.) — exact supported-chains list is maintained in the Trustee Plus app's chain-config.

Limitations

Trustee Plus supports ~30+ coins, which is more limited than the multi-chain thousands-of-tokens support of Trust Wallet + MetaMask + Phantom + Coinbase Wallet. For users who want the broadest chain coverage (especially for Solana, Bitcoin, EVM, and many emerging L2s), Trust Wallet + MetaMask + Phantom are stronger picks. The Trustee Plus multi-chain coverage is best for the beginner-to-intermediate crypto user who holds BTC + ETH + USDT + a few majors.