BTCBTC$82,767+0.18%|
ETHETH$2,493.96-0.34%|
USDTUSDT$0.99918-0.01%|
BNB$749.4200+0.72%|
XRPXRP$1.4100+0.21%|
USDCUSDC$0.99972+0.01%|
SOLSOL$109.9200-0.42%|
TRXTRX$0.33086-0.38%|
FIGR_HELOCFIGR_HELOC$1.0010-2.80%|
ZECZEC$1,228.15+0.12%|
HYPEHYPE$84.4100-1.83%|
DOGEDOGE$0.08614+1.04%|
USDSUSDS$0.99949+0.01%|
XMRXMR$529.1400-3.08%|
LINKLINK$12.9100+0.11%|
WBTWBT$81.3800+0.14%|
ADAADA$0.25679+7.07%|
LEOLEO$8.7700-1.42%|
RAINRAIN$0.01026-0.65%|
XLM$0.19732+1.15%|
NEARNEAR$5.2100+8.06%|
BCHBCH$278.2700-0.74%|
LTCLTC$63.5200-1.05%|
CCCC$0.12119+2.91%|
USDEUSDE$0.99927+0.00%|
AVAXAVAX$10.5800+1.43%|
UNIUNI$7.4500+0.41%|
SUISUI$1.1200+3.72%|
DAIDAI$1.0000+0.01%|
BTWBTW$1.6300+7.32%|
BTCBTC$82,767+0.18%|
ETHETH$2,493.96-0.34%|
USDTUSDT$0.99918-0.01%|
BNBBNB$749.4200+0.72%|
XRPXRP$1.4100+0.21%|
USDCUSDC$0.99972+0.01%|
SOLSOL$109.9200-0.42%|
TRXTRX$0.33086-0.38%|
FIGR_HELOCFIGR_HELOC$1.0010-2.80%|
ZECZEC$1,228.15+0.12%|
HYPEHYPE$84.4100-1.83%|
DOGEDOGE$0.08614+1.04%|
USDSUSDS$0.99949+0.01%|
XMRXMR$529.1400-3.08%|
LINKLINK$12.9100+0.11%|
WBTWBT$81.3800+0.14%|
ADAADA$0.25679+7.07%|
LEOLEO$8.7700-1.42%|
RAINRAIN$0.01026-0.65%|
XLMXLM$0.19732+1.15%|
NEARNEAR$5.2100+8.06%|
BCHBCH$278.2700-0.74%|
LTCLTC$63.5200-1.05%|
CCCC$0.12119+2.91%|
USDEUSDE$0.99927+0.00%|
AVAXAVAX$10.5800+1.43%|
UNIUNI$7.4500+0.41%|
SUISUI$1.1200+3.72%|
DAIDAI$1.0000+0.01%|
BTWBTW$1.6300+7.32%|
OxaPay
Payment GatewayTier-3No KYC

OxaPay

No-KYC crypto payment gateway with a flat 0.4% fee — accept 18+ coins via API, plugins, payment links, Telegram bots, or white-label checkout.

5.0
Global Visit website

Overview

OxaPay is a modern crypto payment gateway built for businesses that value simplicity, speed, and control. It bridges the gap between digital currencies and real-world commerce by providing a reliable infrastructure tailored to today's payment demands.

With OxaPay, businesses can accept, manage, and automate crypto payments seamlessly across global markets. The gateway supports 18+ cryptocurrencies including Bitcoin, Ethereum, Tether, Tron, BNB, Solana, XRP, Monero, and more, with integration options ranging from no-code payment links and donation buttons to a full REST API, WordPress plugin, and Telegram bots.

A standout feature is the white-label solution, which allows businesses to launch a fully branded crypto payment gateway — customizable checkout pages, branding, and domains — ready in as little as a day. This makes OxaPay popular among cybersecurity firms, SaaS platforms, and Telegram-based merchants who need their checkout to look owned by their brand.

Best for: webmasters, online merchants, Telegram channel operators, and developers who want a low-fee, no-KYC, white-label-ready crypto payment gateway without managing blockchain infrastructure themselves.

Fees & Pricing

Transaction fees

  • Merchant fee — flat 0.4% per transaction, among the lowest in the market.
  • Setup fee — $0.
  • Monthly fee — $0.
  • Withdrawal fee — 0% (no gateway withdrawal fees).

Other

  • No hidden charges — transparent, fixed-rate pricing.
  • Fees can be further reduced for high-volume merchants via account manager negotiation.
  • Promotional 0% service fee available for new merchants (limited-time offers).

Features & Integrations

Payment solutions

  • Payment links — no-code checkout links for invoices and one-off payments.
  • Donation service — embeddable donation buttons for creators and non-profits.
  • Merchant service — hosted checkout, invoices, and POS for online and physical stores.
  • Payout service — send crypto payouts to personal wallets, instantly or scheduled.
  • Swap — built-in crypto-to-stablecoin conversion (e.g. to USDC) directly in the dashboard.

Integration

  • REST API with comprehensive documentation.
  • WordPress plugin for WooCommerce and general WordPress sites.
  • Telegram bots for invoicing and payments directly in Telegram channels.
  • Webhooks for real-time payment status notifications and automation.
  • White-label — fully branded gateway with custom checkout pages, ready in a day.

Security & dashboard

  • Two-factor authentication (2FA) and encryption.
  • Anti-fraud protection.
  • Intuitive merchant dashboard with transaction tracking, revenue statistics, and reporting.
  • Referral / affiliate program for commission earnings.

Pros & Cons

Pros

  • Flat 0.4% transaction fee — among the lowest in the market
  • No KYC required to register and start accepting payments
  • White-label solution for fully branded checkout pages
  • 18+ supported cryptocurrencies across multiple blockchains
  • Flexible integration: API, WordPress plugin, Telegram bots, payment links, donation buttons
  • Real-time webhooks for payment status automation
  • Built-in crypto-to-stablecoin auto-swap (e.g. to USDC)
  • No setup fee, no monthly fee, no withdrawal fee
  • Intuitive merchant dashboard with reporting and analytics
  • Payout service for sending crypto to personal wallets

Cons

  • No fiat settlement — crypto-in/crypto-out only
  • No KYC/KYB may be a concern for compliance-sensitive businesses
  • Newer brand with limited public company transparency
  • No native Shopify/WooCommerce/Magento plugins (API and WordPress only)
  • Geo-restrictions may apply in certain regions
  • Limited third-party trust-score and audit data vs. Tier-1 gateways

Frequently Asked Questions

What fees does OxaPay charge?

OxaPay charges a flat 0.4% transaction fee per payment — one of the lowest in the crypto payment gateway market. There are no setup fees, monthly fees, or withdrawal fees.

Does OxaPay require KYC?

No. OxaPay does not require KYC or KYB to register and start accepting crypto payments, making onboarding fast and frictionless.

Which cryptocurrencies does OxaPay support?

OxaPay supports 18+ cryptocurrencies including BTC, ETH, USDC, USDT, TRX, BNB, DOGE, LTC, XMR, SOL, XRP, POL, BCH, SHIB, DAI, GRAM, NOT, and DOGS across multiple blockchains.

Does OxaPay offer a white-label solution?

Yes. OxaPay's white-label service lets you launch a fully branded crypto payment gateway with custom checkout pages and your own branding, ready in as little as a day.

Can I settle in fiat?

No. OxaPay is crypto-in/crypto-out. However, the built-in swap feature lets you auto-convert received crypto to stablecoins like USDC directly within the dashboard.

What integrations are available?

OxaPay offers a REST API, WordPress plugin, Telegram bots, webhooks, payment links, donation buttons, and an invoice API for flexible integration with any platform.

Key Facts

TierTier-3
Service typePayment Gateway
Fees0.4%
SettlementCrypto (on-chain)
AvailabilityGlobal
RegulationNon-custodial, No KYC
KYC requiredNo
Founded2022
HQ CountryGlobal
Trust score72

Supported Crypto

BTC ETH USDC TRX USDT BNB DOGE LTC XMR GRAM NOT POL BCH SHIB SOL DOGS DAI XRP

Settlement Options

Crypto (on-chain)Stablecoin (auto-swap)

Regions

Global

Integrations

APIWordPress PluginTelegram BotWebhooksWhite-labelPayment LinksDonation ButtonsInvoice API
Visit OxaPay