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INXY Payments
Payment GatewayTier-3KYC required

INXY Payments

Licensed stablecoin payment infrastructure for global businesses — accept crypto & stablecoins, get settled in fiat the next day. <1% fee, no setup or monthly costs.

5.0
Europe, Asia, LatAm (excl. US, UK, sanctioned) Visit website

Overview

INXY Payments is a licensed and regulated stablecoin payment infrastructure built for global businesses that want to accept, send, and convert money across borders without building crypto infrastructure themselves.

The platform enables merchants to accept payments in crypto and stablecoins from customers and get settled in fiat in their bank account the very next day — combining the speed and cost-efficiency of stablecoins with the familiarity of traditional banking. INXY only charges a transparent transaction fee of less than 1%, with reduced rates available for large volumes, and no setup, monthly, or hidden fees.

INXY supports 20+ assets including USDT, USDC, DAI, BTC, ETH, and TRX across major networks such as ERC20, TRC20, Polygon, TON, and BSC. The experience is wallet-free, gas-free, and blockchain-free for end users, while merchants get an API-driven, automation-first platform with full reporting that is accounting- and legal-friendly for Web2 companies.

EU-authorized and Canada-registered, INXY operates across Europe, Asia, and Latin America (excluding the US, UK, and sanctioned countries) and is backed by Flashpoint VC. It is used by fintechs, ad networks, hosting providers, and digital businesses that need compliant cross-border stablecoin rails without operational complexity.

Best for: regulated businesses and fintechs that want compliant stablecoin payment acceptance with next-day fiat settlement and API-driven automation.

Fees & Pricing

Transaction fees

  • Transaction fee — transparent <1% per transaction.
  • Volume discounts — reduced rates available for large processing volumes.
  • Setup fee — $0.
  • Monthly fee — $0.
  • Hidden fees — none.

Cost vs. traditional processors

  • Up to 70% savings on processing fees compared to traditional fiat services.
  • Roughly 3x cheaper than banks for cross-border stablecoin payments.

Features & Integrations

Accept payments

  • Crypto & stablecoin checkout — accept payments from customers in 20+ assets.
  • Next-day fiat settlement — get paid in fiat to your bank account the next business day.
  • Hosted checkout with wallet-free, gas-free, blockchain-free user experience.

Send payouts

  • Crypto & stablecoin payouts to contractors, vendors, and partners globally.
  • Automated payouts via API for mass disbursements.
  • FX conversion between supported assets and fiat.

Infrastructure & integration

  • API-driven operations built for automation and fintech embedding.
  • Webhooks for real-time payment status notifications.
  • Fintech Crypto API — build crypto features without building crypto infrastructure.
  • Full reporting — accounting- and legal-friendly for Web2 companies.

Compliance & security

  • EU-authorized and Canada-registered payments infrastructure.
  • KYC/KYB onboarding for regulated operations.
  • Serves Europe, Asia, and LatAm (excl. US, UK, and sanctioned countries).

Pros & Cons

Pros

  • Transparent <1% transaction fee with volume discounts — no setup, monthly, or hidden fees
  • Next-day fiat bank settlement so merchants avoid crypto volatility
  • Licensed and regulated: EU-authorized, Canada-registered payments infrastructure
  • 20+ supported assets across major networks (ERC20, TRC20, Polygon, TON, BSC)
  • Wallet-free, gas-free, blockchain-free experience for end users
  • API-driven operations built for automation and fintech integration
  • Accounting- and legal-friendly setup designed for Web2 companies
  • Backed by Flashpoint VC ($7M raised)
  • Serves Europe, Asia, and LatAm with cross-border payout automation

Cons

  • Not available in the US, UK, or sanctioned countries
  • KYC/KYB required — not a no-KYC gateway
  • Newer brand with limited public track record vs. Tier-1 gateways
  • No native e-commerce plugins (Shopify/WooCommerce) — API-first integration
  • Stablecoin-focused; limited altcoin coverage beyond major assets

Frequently Asked Questions

What fees does INXY Payments charge?

INXY only charges a transparent transaction fee of less than 1%, with reduced rates available for large volumes. There are no setup fees, monthly fees, or hidden fees.

Does INXY offer fiat settlement?

Yes. Merchants can accept crypto and stablecoin payments and get settled in fiat in their bank account the very next business day, avoiding crypto price volatility.

Which cryptocurrencies does INXY support?

INXY supports 20+ assets including USDT, USDC, DAI, BTC, ETH, and TRX across major networks such as ERC20, TRC20, Polygon, TON, and BSC.

Is INXY a regulated platform?

Yes. INXY is an EU-authorized and Canada-registered payments infrastructure provider, requiring KYC/KYB onboarding for compliant operations.

Which regions does INXY serve?

INXY operates across Europe, Asia, and Latin America. It is not available in the US, UK, or sanctioned countries.

Does INXY require KYC?

Yes. As a licensed and regulated payments platform, INXY requires KYC/KYB verification during onboarding to maintain compliance.

Can I integrate INXY via API?

Yes. INXY is API-driven and automation-first, offering a Fintech Crypto API, webhooks, and full reporting for embedding crypto features without building crypto infrastructure.

Key Facts

TierTier-3
Service typePayment Gateway
Fees<1%
SettlementFiat (next-day bank)
AvailabilityEurope, Asia, LatAm (excl. US, UK, sanctioned)
RegulationEU-authorized, Canada-registered
KYC requiredYes
Founded2024
HQ CountryEuropean Union
Trust score75

Supported Crypto

USDT USDC DAI BTC ETH TRX

Settlement Options

Fiat (next-day bank transfer)Crypto (on-chain)Stablecoin

Regions

EuropeAsiaLatin America

Integrations

APIWebhooksFintech Crypto APIStablecoin InfrastructureHosted CheckoutPayouts API
Visit INXY Payments
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