Cryptomus

Cryptomus is an all-in-one crypto ecosystem centered on a payment gateway that lets businesses accept 100+ cryptocurrencies with fees as low as 0.4% — alongside built-in crypto cards, a trading platform, staking, an on-ramp, an AML checker and a block explorer.

Founded in 2021 and registered in Malta as a VASP, Cryptomus has been featured by Bitcoin.com, Bloomberg, Yahoo Finance, Benzinga and Cointelegraph, and processes payments for merchants worldwide with no rolling reserves, zero chargebacks and instant settlement. Incoming payments can be auto-converted to stablecoins for free, removing volatility risk without forcing merchants to touch crypto.

Best for: businesses that want a single platform to accept crypto, pay out in crypto, hold stablecoins and even issue crypto cards — especially those serving global, crypto-native customers.

Cryptomus offers a transparent, low-fee merchant model with no monthly or setup costs.

Processing fees

• Gateway fee — from 0.4% per transaction (among the lowest published crypto gateway rates)
• Setup fee — free
• Monthly fee — $0
• Rolling reserve — none
• Chargebacks — zero (crypto payments are irreversible)

Volatility protection (free)

• Auto-convert to stablecoins — incoming payments are automatically converted to stablecoins at no extra cost, protecting against crypto volatility.
• Withdrawal auto-convert — withdraw in your preferred coin with automatic conversion, also free.

Flexible commissions

• Set additional commissions or offer discounts on chosen coins — useful for steering customers toward lower-fee networks.

At 0.4%, Cryptomus undercuts most regulated gateways (typically ~1%) while still offering stablecoin settlement and an AML-checked environment.

Accept crypto at checkout

• Accept 100+ cryptocurrencies across all major networks (BTC, ETH, USDT, USDC, TRX, BNB, SOL, LTC, BCH, DOGE, XMR, MATIC, DAI, AVAX, SHIB, TON and more).
• Invoices — fiat or crypto invoices with a generated payment address and expiration timer.
• Payment links — send a link to request payment anywhere.
• Recurring payments — for subscriptions and repeat billing.
• Hosted checkout with Wallet Connect support for direct wallet payments.

Payouts & treasury

• Mass payouts — pay thousands of addresses in one action with automatic conversion.
• Volatility protection — free auto-conversion of incoming payments to stablecoins.
• Withdrawal auto-convert — withdraw in your preferred coin, free.

Transaction management

• Adjust allowed payment accuracy; detect overpaid or underpaid invoices.
• Send additional invoices to collect remaining amounts on partial payments.
• Instant transaction status and global coverage.

Developer & support

• Unified API for every tool — gateway, payouts, cards, exchange — fully documented.
• Support via Telegram, email, tickets and a personal manager for merchants.
• Native AML checker to protect your business from illicit funds.