CoinPayments

CoinPayments is one of the world’s most established crypto payment gateways, enabling digital asset payments for over 250,000 merchants worldwide since 2013. With 14+ years of expertise, $50B+ in transaction volume processed, and 1M+ crypto wallet users, CoinPayments provides enterprise-grade crypto payment processing built for scale, security, and compliance.

The platform accepts 40+ cryptocurrencies for payments and offers fiat conversion (card-based payments via trusted partners, crypto-to-fiat bank payout where supported), fixed-rate invoicing, instant transaction verification with mempool-level detection, and batched withdrawals that can save merchants up to 90% on withdrawal fees during network congestion.

Security is a core differentiator: CoinPayments uses MPC-backed (multi-party computation) node infrastructure so private keys are never stored in one place or exposed in full — even during signing. The platform is ISO 27001 certified with robust AML/KYC frameworks, offers multi-sig custody for enterprises, insured custodial funds, and proprietary in-house blockchain intelligence that flags tainted or darknet-linked assets before settlement.

CoinPayments serves key markets including luxury goods, e-commerce, iGaming, and forex, with seamless integration into existing e-commerce platforms, accounting software, and POS systems, plus a Telegram Payment Bot for community monetization.

Best for: merchants and enterprises that need a battle-tested, compliant, high-volume crypto payment gateway with fiat conversion, strong security, and broad coin support — especially in e-commerce, iGaming, luxury goods, and forex.

Processing fees

• 0.25–0.50% per transaction (varies by coin and plan).
• No setup fee; standard gateway pricing.

Withdrawal fees

• Batched withdrawals from multiple callback addresses pay just one transaction fee — save up to 90% on withdrawal fees, especially during network congestion.

Fiat conversion

• Crypto-to-fiat bank payout available where supported (via third-party partners, subject to availability and jurisdictional restrictions).
• Card-based payments via trusted partners.

Other

• Fixed-rate invoicing locks in exchange rates at invoice creation.
• Certain services (fiat settlement, card payments, transaction recovery) are via third-party partners and subject to applicable fees and jurisdictional restrictions.

Security & compliance

• MPC-backed node infrastructure — private keys never stored in one place or exposed in full.
• ISO 27001 certified with robust AML/KYC frameworks.
• Multi-sig custody for enterprises.
• Insured custodial funds for merchant holdings.
• Proprietary in-house blockchain intelligence — real-time risk screening, flags tainted/darknet assets before settlement.

Payments

• 40+ cryptocurrencies accepted for payments.
• Instant transaction verification — mempool-level detection within seconds, before blockchain confirmation.
• Fixed-rate invoicing — lock exchange rates at invoice creation.
• Fiat conversion — card payments via partners, crypto-to-fiat bank payout where supported.
• Batched withdrawals — save up to 90% on withdrawal fees.

Operations

• Multi-user account delegation — shared access with granular permissions for larger teams.
• Fund recovery support — assistance with eligible same-chain fund recovery.
• Seamless integration with e-commerce platforms, accounting software, and POS systems.
• Telegram Payment Bot — monetize Telegram groups with crypto and card payments.

Key markets

• Luxury goods — high-value purchases, global privacy-conscious clientele, no chargebacks.
• E-commerce — pre-built plugins, borderless payments, rapid detection.
• iGaming — fast deposits/payouts, unique addresses per account, card payments via partners.
• Forex — borderless deposits/withdrawals, no banking friction.