Jupiter Card

What the Jupiter Card is

Jupiter is the largest exchange and DeFi hub on Solana, and its card extends that platform to the till. You deposit USDC or USDT into a Spend account, it is credited one-to-one as USD, and the Visa card draws from that dollar balance. The card is issued through regulated partners on credit-card infrastructure, which Jupiter says gives better merchant acceptance, cleaner refunds and more consistent performance than a typical prepaid crypto card. It does not extend credit - you can only spend what you deposit.

Two issuers, two fee schedules

Which card you get depends on where you live. Residents of Australia, Japan, Malaysia, the Philippines, Singapore, South Korea, Taiwan, Thailand and Vietnam are issued a DCS card; everyone else in the supported list gets a Rain card. The difference matters: Rain charges 1% FX on non-USD payments with no spending limits, while DCS charges 1.8% FX and caps spending at $50,000 a day and $990,000 a year. You cannot hold cards from both issuers.

Cashback and the physical card

Qualifying purchases earn 2% cashback automatically, capped at $100 per calendar month across every card on the account. A referral programme can raise both the rate and the cap, and co-branded cards exist - the Jupiter x Claynosaurz Visa Platinum costs $25 and rebates FX fees in full on the first $10,000 of non-USD spending each month, up to $100 a month, through the end of 2026. The standard physical card costs $13.13 plus shipping, charged to your Spend balance, with $30 off tracked shipping if your balance is $1,500 or more when you order. Full physical rollout is planned by the end of 2026.

Beyond the card

The same Spend account supports QR Pay in six Southeast Asian markets at 0% fees - merchant, currency conversion and person-to-person all free - and remittance with market-rate conversions and a $10,000 per-transfer limit. Off-ramping to a bank account runs through the partner Noah and is region-dependent, with USDC the only deposit that can be withdrawn to fiat. Bank rails carry their own fees, from $2 on ACH to $30 on SWIFT, and small deposits that cannot cover the fixed fee are not credited or refunded.

Jupiter's card spends USDC held on the Solana platform it belongs to, so the direct alternatives are other Solana-first cards: the SolCard is the stablecoin-only option, and the Solflare Card keeps custody in your own wallet. The crypto card directory compares their cashback caps and regional availability.

Card

• Visa debit card spending a USD balance funded by USDC or USDT, accepted wherever Visa is taken.
• Deposits from USDC on Solana, Sui, Arbitrum and Base, or USDT on Solana, credited 1:1 with no deposit fee.
• Virtual card in the app, with physical cards rolling out in phases - $13.13 plus shipping, and $30 off tracked shipping when your balance is $1,500 or more.
• Apple Pay and Google Pay where the region supports it, with freeze, show details and manage controls in the app.
• PIN view and change in the app for both virtual and physical cards.
• Co-branded Jupiter x Claynosaurz Visa Platinum virtual card for $25.

Rewards

• 2% cashback on qualifying purchases, capped at $100 per calendar month per account.
• Higher rate and cap unlockable through the referral programme.
• QR Pay transactions are excluded from cashback.

Payments beyond the card

• QR Pay in Cambodia, Indonesia, Malaysia, Mongolia, the Philippines and Vietnam with zero fees on merchant and conversion transactions, $5,000 daily and $500 per transaction (DCS-issued cards only for now).
• Remittance with market-rate conversions and a $10,000 per-transfer limit.
• Off-ramp to a bank account through Noah, USDC only and region-dependent.

What funds the card

USDC and USDT. USDC can be deposited on Solana, Sui, Arbitrum or Base; USDT only on Solana. Both are credited one-to-one in USD, and the conversion happens at deposit rather than at the point of sale, so the card always draws from a dollar balance and never from a volatile asset.

Network costs

Solana deposits have no flat network cost, though a one-time account creation fee of around 0.002 SOL applies if the receiving address has no USDC token account. Arbitrum and Base cost around $0.30 flat, and Sui around $0.10 - small in absolute terms but noticeable on small deposits because the fee is fixed.

Off-ramping

Only USDC can be withdrawn to a bank account, and only where the partner Noah supports it; USDT deposits cannot be off-ramped to fiat. Refunds from card transactions return to the Spend balance rather than the withdrawal balance, so money refunded by a merchant can be spent again but not withdrawn.

Card fees

• Annual fee: none
• Physical card: $13.13 plus shipping, charged to your Spend balance, with $30 off tracked shipping on orders placed with a $1,500+ balance
• Claynosaurz virtual card: $25
• USDC and USDT deposits: no fee, credited 1:1 in USD
• FX conversion: 1% on non-USD payments with a Rain card, 1.8% with a DCS card; no fee on USD payments
• Card orders are non-refundable once placed

Deposit and payout fees on the bank rails

• SEPA deposits: EUR 0.87 plus 0.10% of the amount
• ACH deposits: $2.00 plus 0.05%
• Fedwire deposits: $20.00 plus 0.05%
• SWIFT deposits: $30.00 plus 0.05%
• Payouts vary by corridor - for example $2.50 plus 0.45% to the UK, India, the Philippines or Thailand, $4.50 plus 0.40% to the UAE, and $1.00 plus 0.10% within the EEA
• A deposit too small to cover its fixed fee is not credited and is not refunded

QR Pay and remittance

• QR Pay: no fees for payer or recipient, conversion at market rate, $5,000 daily and $500 per-transaction limits
• Remittance: market-rate conversion, $10,000 per-transfer limit

Things worth knowing before you fund it

Two details stand out. First, the FX fee on DCS cards is 1.8%, nearly double the Rain rate, so residents of the nine DCS countries pay more for foreign spending with no choice in the matter. Second, some merchant categories are blocked outright - gambling, securities brokers, money transfer services, adult services and several others - so the card is not a universal payment method.