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1inch Card
A prepaid Mastercard powered by Crypto Life (CL) and integrated with the 1inch ecosystem. Spend crypto online, in-store and at ATMs with automatic crypto-to-fiat conversion at purchase.
Card Type
Prepaid · Virtual + Physical
Payment Network
Mastercard
Powered By
Crypto Life (CL)
Card Status
Active
Cashback
Up to 2% in crypto
Availability
Eligible countries, primarily EU
Apple Pay
Yes
Google Pay
Yes
ATM
Yes (supported Mastercard ATMs)
Conversion
Crypto \u2192 Fiat at purchase
Crypto-Backed Borrowing
Available (country restrictions)
Last Verified
August 13, 2026
Current Application Status
Applications are open in eligible countries, primarily within the European Union. Users must reside in a supported region and meet eligibility requirements. This is not a globally available card.
Visit 1inch CardAbout 1inch Card
The 1inch Card is a prepaid Mastercard powered by Crypto Life and integrated with the 1inch ecosystem. It enables eligible users to spend cryptocurrency for online and in-store purchases and withdraw cash from supported ATMs. Crypto is automatically converted into fiat at the point of purchase, allowing the card to work wherever Mastercard is accepted. The card is available in virtual and physical formats and supports contactless payments, Apple Pay and Google Pay. The current offering also advertises up to 2% crypto rewards and crypto-backed borrowing, although credit features are unavailable in some countries. Availability is primarily focused on eligible European markets.
Key Features
Fees at a Glance
| Virtual Card Issuance | Not publicly verified |
| Physical Card Issuance | Not publicly verified |
| Monthly Fee | Not publicly verified |
| Annual Fee | Not publicly verified |
| Crypto Conversion Fee | Not publicly verified |
| Foreign / FX Fee | Not publicly verified |
| ATM Withdrawal Fee | Not publicly verified |
| Replacement Fee | Not publicly verified |
| Inactivity Fee | Not publicly verified |
Current public 1inch pages do not clearly expose a complete fee schedule. Third-party sites report figures such as no annual fee, 0% FX, 1.75% crypto conversion and 2% ATM fee \u2014 these are not officially verified and are not published here as Bitnxt facts.
Cashback & Rewards
Up to 2% back in crypto
1inch advertises up to 2% crypto cashback on purchases. Reward assets officially named include 1INCH \u00b7 USDT \u00b7 BTC \u00b7 BXX. Per Crypto Life\u2019s loyalty program, the rate varies by chosen reward asset (e.g., 2% in BXX, 1% in BTC or USDT). Do not treat 2% as guaranteed for every user or reward asset.
Reward Assets
1INCH \u00b7 USDT \u00b7 BTC \u00b7 BXX
Credited To
Chosen wallet (claim via Loyalty program)
Additional Features
Crypto-Backed Borrowing
- Borrow against crypto at 0% interest*
- Up to 50% LTV advertised
- Credit features are currently unavailable in some countries
Spending & ATM Limits
| Spending Limits | Vary by account / card restrictions |
| ATM Limit | Subject to account limits and restrictions |
Official 1inch material confirms ATM functionality, but current public pages do not provide reliable fixed numeric limits. Numeric limits are not published here to avoid unverified figures.
Supported Cryptocurrencies
The current official 1inch Card page specifically names the following supported tokens, among others:
Only tokens officially named on the current 1inch Card page are listed. Do not list generic \u201call 1inch Wallet cryptocurrencies\u201d as card-spendable.
How Spending Works
Conversion occurs when a purchase or withdrawal is made.
Availability & Eligibility
Availability
- Primary availability: Eligible countries, primarily EU
- Residency: Must reside in a supported region
- Eligibility: Subject to card eligibility / onboarding requirements
- Worldwide use: Mastercard acceptance, subject to merchant / card restrictions
Requirements
- 1inch / Crypto Life account
- Identity verification (KYC)
- Residency in a supported region
- Eligible supported crypto balance
The card can be used internationally where Mastercard is accepted \u2014 this does not mean people worldwide can apply for it. Application eligibility is limited to supported regions.
Where You Can Use the Card
Online Purchases
In-store / POS
Contactless
ATM Withdrawals
Supported Mastercard ATMs
Apple Pay
Google Pay
International Mastercard Acceptance
\u201cWhere you can use the card\u201d (Mastercard merchants worldwide) is different from \u201cwhere users can apply for the card\u201d (eligible countries, primarily EU).
Issuer / Provider Information
| Brand | 1inch |
| Card | 1inch CL Card |
| Powered by | Crypto Life (CL) |
| UK Service Provider | Baanx Group Ltd |
| EU Service Provider | Frozen Time UNIPESSOAL LDA |
| Card Issuer | Monavate Limited |
| Network | Mastercard |
| Issuer Status | FCA-authorized E-Money Institution |
| FCA Firm Reference | 901097 |
Issuer details sourced from current 1inch Terms.
Pros & Cons
Pros
- Up to 2% crypto rewards
- Physical + virtual card
- Apple Pay and Google Pay
- Automatic crypto-to-fiat spending
- ATM withdrawals at supported Mastercard ATMs
Cons
- Application availability is geographically restricted
- Complete current fee schedule isn’t clearly disclosed on public 1inch pages
- Limits can depend on account / card restrictions
- Crypto-backed credit features aren’t available in every country
How to Apply
- 1Go to the official 1inch Card page.
- 2Select Sign Up / Get your card.
- 3Complete the required onboarding and eligibility checks.
- 4Set up the card with the supported 1inch / Crypto Life environment.
- 5Use the virtual / physical card after successful approval and activation.
Official Sources
Last Verified: August 13, 2026
