Fluid Payments

Fluid Payments is a UK-based iGaming payment orchestrator founded in 2021. The company provides AI-driven payment routing and compliance tools specifically designed for online gambling and betting operators, with a focus on MGA-ready compliance and real-time fraud detection.

Fluid Payments' AI cashier uses machine learning to optimise payment routing and detect fraud in real time, while its MGA-ready compliance framework helps operators meet the regulatory requirements of Malta Gaming Authority licences. The platform supports multi-PSP orchestration with gaming platform integrations.

As a newer iGaming-native orchestrator, Fluid Payments brings modern AI technology to payment routing with a specific focus on the compliance and fraud challenges of the high-risk gaming vertical. Its UK headquarters and MGA compliance focus make it particularly suited to European-licensed operators.

AI Cashier

Fluid Payments' AI cashier uses machine learning to optimise payment routing in real time, selecting the optimal PSP for each transaction based on cost, approval rate, and risk. The AI engine continuously learns from transaction data to improve routing decisions.

Real-Time Fraud Detection

The platform includes real-time fraud detection that uses AI to identify suspicious transactions as they occur, with device fingerprinting, behavioural analytics, and velocity controls tailored to the iGaming vertical.

MGA-Ready Compliance

Fluid Payments provides an MGA-ready compliance framework that helps operators meet the regulatory requirements of Malta Gaming Authority licences, including KYC, AML, and reporting automation.

Multi-PSP Orchestration

The platform orchestrates multiple PSPs with gaming platform integrations, providing smart routing, cascading logic, and a unified dashboard for transaction management.