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HomeCrypto Prop FirmsTopTier Trader
TopTier Trader

TopTier Trader

Crypto Supported
USA Founded 2023 Multiple pairs

Prop firm est. Oct 2021 by Jamal Hollingsworth, Cue Banks, Anthony T. Williams. Miami, FL. $5K-$300K accounts, scale to $2M. 80-95% split. 2-phase eval (8%/5% targets, 5% daily loss, 10% max DD). 175+ assets. MT4/MT5/TradeLocker. 1:100 leverage. Trustpilot 4.6/5. US traders allowed.

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Key Stats

Max Leverage

Variable

Max Account

$300,000 (scales up to $2,000,000 based on performance)

Profit Split

80% base, up to 95% (with add-ons)

Payout Speed

Bi-weekly (14 or 30 days)

Crypto Pairs

Multiple

Execution

Simulated (MT4, MT5, TradeLocker); two-phase evaluation

Overview

TopTier Trader is a proprietary trading firm founded on October 18, 2021 by Jamal Hollingsworth, Cue Banks, and Anthony T. Williams. Based in Miami, Florida, USA, the firm allows traders to manage accounts between $5,000 and $300,000 and scale up to $2,000,000 based on performance. TopTier Trader has built a reputation for flexibility, generous profit splits, and a supportive trading community.

TopTier Trader offers a two-phase evaluation process with manageable profit targets — 8% in Phase 1 and 5% in Phase 2 — alongside a daily loss limit of 5% and an overall drawdown of 10%. The firm's profit-sharing model starts at 80% and can go up to 95% depending on performance and add-ons. Once funded, traders enjoy no ongoing fees and no profit targets.

A key differentiator is TopTier's customizable add-ons system, allowing traders to personalize their experience with faster payouts, increased profit splits (up to 95%), Expert Advisors (EAs), and weekend/news trading capabilities. The firm supports 175+ tradable assets across forex, indices, commodities, metals, and cryptocurrencies, and is compatible with MT4, MT5, and TradeLocker platforms.

TopTier Trader maintains a Trustpilot rating of 4.6/5 and provides 24/7 customer support through live chat and email. The firm offers unlimited retries on evaluations, refundable evaluation fees, and a bi-weekly payout schedule. US traders are allowed, and the firm serves traders worldwide.

Features & Offerings

Two-Phase Evaluation Process

TopTier Trader uses a straightforward two-phase evaluation model designed to identify skilled traders while maintaining manageable risk parameters.

Phase 1

ParameterDetails
Profit Target8% (some sources cite 10%)
Daily Loss Limit5% of starting balance
Max Drawdown10% overall
Min Trading Days4 days
Time LimitNone

Phase 2

ParameterDetails
Profit Target5%
Daily Loss Limit5% of starting balance
Max Drawdown10% overall
Min Trading Days4 days
Time LimitNone

Funded Account

ParameterDetails
Profit TargetNone — no profit targets for funded accounts
Profit Split80% base, up to 95% with scaling/add-ons
Payout FrequencyBi-weekly (14 or 30 days)
Ongoing FeesNone

Account Sizes & Scaling

FeatureDetails
Account Sizes$5,000 to $300,000 (some sources cite up to $600K)
Max ScalingUp to $2,000,000 based on performance
Scaling RateUp to 25% account growth
Evaluation Fee€99 to €2,999 (one-time, refundable)

Trading Conditions

FeatureDetails
PlatformsMT4, MT5, TradeLocker
Instruments175+ assets: Forex, indices, commodities, metals, cryptocurrencies
LeverageUp to 1:100
Daily Loss Limit5% of starting balance (resets at 5 PM ET)
Max Drawdown10% overall
Trading HoursFlexible
Weekend TradingAvailable (with add-on)
News TradingAvailable (with add-on)

Lot Size Rules

TopTier Trader enforces fixed lot sizes based on account size and asset class to maintain disciplined risk management.

Account SizeCommodities/MetalsForex
$5,0000.30 lots1.00 lots

Lot sizes scale proportionally with larger account sizes. Confirm specific lot limits for your account size in the trader dashboard.

Trading Styles Supported

  • Scalping — Quick, short-term moves allowed
  • Swing Trading — Longer holds permitted
  • Manual Trading — Primary focus; EAs available with add-on
  • Copy Trading — Allowed (some restrictions may apply)
  • Grid Trading — Allowed
  • Hedging Across Accounts — Allowed

Not allowed: High-Frequency Trading (HFT)

Customizable Add-Ons

TopTier Trader offers a unique add-on system to personalize your trading experience:

  • Faster Payouts — Accelerated withdrawal processing
  • Increased Profit Splits — Up to 95%
  • Expert Advisors (EAs) — Automated trading support
  • Weekend Trading — Trade on weekends
  • News Trading — Trade during news events

Payout Information

FeatureDetails
Payout FrequencyBi-weekly (14 or 30 days)
Payout MethodsCryptocurrency, Rise Pay, credit card, debit card
Min WithdrawalNone — no minimum withdrawal amounts
Processing SpeedFast — bi-weekly schedule

Key Features

FeatureDetails
FoundedOctober 18, 2021
FoundersJamal Hollingsworth, Cue Banks, Anthony T. Williams
CEOJamal Hollingsworth
HQMiami, Florida, USA
Account Sizes$5,000 - $300,000
Max Scaling$2,000,000
Profit Split80% base, up to 95%
EvaluationTwo-phase (8% / 5% targets)
Daily Loss5%
Max Drawdown10%
LeverageUp to 1:100
PlatformsMT4, MT5, TradeLocker
Assets175+ (Forex, indices, commodities, metals, crypto)
PayoutsBi-weekly
US TradersAllowed
Trustpilot4.6/5
Support24/7 live chat & email
Geographic AvailabilityWorldwide

Unique Features That Set TopTier Apart

  • Customizable Add-Ons — Personalize your trading experience with EAs, faster payouts, and 95% profit split
  • Trade Without Limits — Trade without restrictions (with appropriate add-ons)
  • Scalable Funding — Start from $5K-$300K and scale up to $2M
  • Diverse Market Access — Trade Forex, commodities, metals, indices, and cryptocurrencies
  • Top-tier Platforms — MT4, MT5, and TradeLocker support
  • Community & Education — Learn, grow, and share strategies with an active community

Educational Resources

TopTier Trader provides comprehensive educational materials including:

  • Webinars
  • Tutorials
  • Guides
  • Blogs
  • Active trading community

How It Works

  1. Choose your account size — Select from $5,000 to $300,000
  2. Pass the two-phase evaluation — Hit 8% in Phase 1, 5% in Phase 2, with 5% daily loss limit and 10% max drawdown
  3. Get funded — Receive your funded account with 80%+ profit split and no ongoing fees
  4. Scale up — Grow your account up to $2,000,000 based on performance

Pros

  • ✓Up to 95% profit splits — among the highest in the industry
  • ✓Flexible evaluation process with manageable 8%/5% targets
  • ✓Unlimited retries — retake the evaluation if you don't hit targets
  • ✓175+ tradable assets across forex, indices, commodities, metals, and crypto
  • ✓Customizable add-ons for EAs, faster payouts, weekend/news trading, and 95% split
  • ✓Fast payout process with bi-weekly schedule
  • ✓No minimum withdrawal amounts
  • ✓Transparent policies and risk management rules
  • ✓High customer satisfaction — Trustpilot 4.6/5
  • ✓No ongoing fees after funding
  • ✓Support for various trading styles — scalping, swing, grid, hedging across accounts
  • ✓Maximum leverage of 1:100
  • ✓Refundable evaluation fees
  • ✓Fast 24/7 customer support via live chat and email
  • ✓Performance-based scaling plans up to $2,000,000
  • ✓No profit targets for funded accounts — trade freely once funded
  • ✓US traders allowed — serves traders worldwide
  • ✓Three platform options: MT4, MT5, TradeLocker
  • ✓Weekend and news trading available (with add-ons)
  • ✓Founded by experienced traders — Jamal Hollingsworth, Cue Banks, Anthony T. Williams
  • ✓Educational resources: webinars, tutorials, guides, blogs
  • ✓Active trading community for learning and sharing strategies
  • ✓Account scaling up to 25% based on performance

Cons

  • ✕Two-phase evaluation required — no instant funding option
  • ✕Daily loss limit of 5% — can be restrictive for volatile strategies
  • ✕Max drawdown of 10% — moderate but not the most generous
  • ✕Minimum 4 trading days required in each phase
  • ✕HFT (High-Frequency Trading) not allowed
  • ✕Fixed lot sizes based on account size — restricts position sizing flexibility
  • ✕Evaluation fees range from €99 to €2,999 — can be expensive for larger accounts
  • ✕Withdrawal restrictions may apply
  • ✕Account suspensions for rule violations — strict enforcement
  • ✕EAs require add-on purchase — not available by default
  • ✕Weekend and news trading require add-on purchases
  • ✕95% profit split requires add-on — base split is 80%
  • ✕Max account size $300K (some sources cite $600K) — lower than some competitors
  • ✕Bi-weekly payouts — not instant, some competitors offer faster
  • ✕Relatively new firm (2021) — shorter track record than legacy competitors
  • ✕Some Reddit reports of rule changes and violations being added
  • ✕No proprietary platform — relies on third-party MT4/MT5/TradeLocker
  • ✕Copy trading has some restrictions
  • ✕Limited public information on specific crypto trading features
  • ✕No explicit crypto-focused funding programs — crypto is one asset class

Frequently Asked Questions

What is TopTier Trader?

TopTier Trader is a proprietary trading firm founded on October 18, 2021, by Jamal Hollingsworth, Cue Banks, and Anthony T. Williams. Based in Miami, Florida, the firm allows traders to manage accounts between $5,000 and $300,000 and scale up to $2,000,000 based on performance. TopTier uses a two-phase evaluation with 8% and 5% profit targets, a 5% daily loss limit, and 10% max drawdown. Profit splits range from 80% to 95%, and the firm supports 175+ tradable assets across forex, indices, commodities, metals, and cryptocurrencies.

What is the profit split at TopTier Trader?

TopTier Trader offers profit splits starting at 80% base, scaling up to 95% depending on performance and add-ons. The 95% profit split is available through customizable add-on purchases. This makes TopTier one of the more rewarding prop firms, though the highest split requires additional purchase.

What is the evaluation process at TopTier Trader?

TopTier uses a two-phase evaluation. Phase 1 requires an 8% profit target (some sources cite 10%), and Phase 2 requires a 5% profit target. Both phases have a 5% daily loss limit and 10% overall max drawdown. The minimum trading days requirement is 4 days per phase. There is no time limit. If you don't hit your target, you can retake the evaluation — unlimited retries are allowed.

What account sizes does TopTier Trader offer?

TopTier Trader offers account sizes ranging from $5,000 to $300,000 (some sources cite up to $600,000). Traders can scale their accounts up to $2,000,000 based on performance, with account scaling of up to 25%. Evaluation fees range from €99 to €2,999 depending on account size, and are refundable.

What platforms does TopTier Trader support?

TopTier Trader is compatible with three popular trading platforms: MetaTrader 4 (MT4), MetaTrader 5 (MT5), and TradeLocker. These platforms offer powerful tools for both analysis and trade execution. The firm does not have its own proprietary platform.

What assets can I trade with TopTier Trader?

TopTier Trader offers 175+ tradable assets across multiple categories: Forex (major and minor pairs), indices, commodities (like gold and silver), metals, and popular cryptocurrencies. This diverse range provides plenty of options to build a diverse trading portfolio.

Does TopTier Trader allow EAs (Expert Advisors)?

EAs are available at TopTier Trader but require an add-on purchase — they are not available by default. The firm offers customizable add-ons that include EAs, faster payouts, increased profit splits (up to 95%), and weekend/news trading capabilities. HFT (High-Frequency Trading) is not allowed.

How do payouts work at TopTier Trader?

TopTier Trader offers a bi-weekly payout schedule (14 or 30 days). Payout methods include cryptocurrency, Rise Pay, credit card, and debit card. There are no minimum withdrawal amounts. The firm advertises a fast payout process. Once funded, there are no ongoing fees.

What is the maximum leverage at TopTier Trader?

TopTier Trader offers a maximum leverage of 1:100. This is competitive with industry standards and provides sufficient leverage for most forex trading strategies.

What are the lot size rules at TopTier Trader?

TopTier enforces fixed lot sizes based on account size and asset class. For example, a $5,000 account allows trading up to 0.30 lots in commodities and metals and up to 1.00 lots in Forex. Lot sizes scale proportionally with larger account sizes. This rule is designed to maintain disciplined risk management.

Does TopTier Trader allow US traders?

Yes, TopTier Trader allows US traders. The firm serves traders worldwide and has no geographic restrictions. This makes it accessible to a global audience including the large US trading community.

What is the Trustpilot rating of TopTier Trader?

TopTier Trader maintains a Trustpilot rating of 4.6 out of 5 (some sources cite 4.8/5.0). This indicates high customer satisfaction and positive community feedback. The firm provides 24/7 customer support through live chat and email.

What are the customizable add-ons at TopTier Trader?

TopTier offers a unique add-on system to personalize your trading experience: (1) Faster Payouts — accelerated withdrawal processing; (2) Increased Profit Splits — up to 95%; (3) Expert Advisors (EAs) — automated trading support; (4) Weekend Trading — trade on weekends; (5) News Trading — trade during news events. Add-ons are purchased separately and allow traders to tailor the platform to their specific needs.

Is TopTier Trader legitimate?

Yes. TopTier Trader was founded in October 2021 by experienced traders Jamal Hollingsworth, Cue Banks, and Anthony T. Williams. The firm maintains a Trustpilot rating of 4.6/5, offers refundable evaluation fees, unlimited retries, and 24/7 customer support. However, as with all prop firms, some Reddit reports mention rule changes and strict enforcement. Traders should read the full terms and understand the daily loss limits, max drawdown, and lot size rules before purchasing.

What trading styles does TopTier Trader support?

TopTier supports multiple trading styles: scalping (quick, short-term moves), swing trading (longer holds), grid trading, and hedging across accounts. Copy trading is allowed with some restrictions. HFT is not allowed. The firm's flexible environment accommodates both quick short-term moves and longer strategic positions.

Does TopTier Trader offer educational resources?

Yes, TopTier provides comprehensive educational materials including webinars, tutorials, guides, and blogs. The firm also has an active trading community where traders can learn, grow, and share strategies. These resources help traders improve their skills and knowledge, especially useful for those preparing for the evaluation.

Quick Facts

HeadquartersUSA
Founded2023
Crypto FocusCrypto Supported
Crypto PairsMultiple
Max LeverageVariable
Max Account$300,000 (scales up to $2,000,000 based on performance)
Profit Split80% base, up to 95% (with add-ons)
ExecutionSimulated (MT4, MT5, TradeLocker); two-phase evaluation
Payout SpeedBi-weekly (14 or 30 days)
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