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FXIFY
Crypto SupportedBroker-backed prop firm (est. 2023). 250K+ traders, 200 countries, $40M+ paid out. 6+ programs (1-Phase, 2-Phase, 3-Phase, Instant, Lightning, Futures, Crypto). Up to $400K capital, up to 100% split, First Payout On Demand. EAs, martingale, grid allowed. MT5, DXTrade, TradingView. Won Most Traded Prop Firm 2026.
Visit WebsiteKey Stats
Max Leverage
Up to 50:1 (One Phase), 30:1 (Two Phase); customizable with increased leverage add-on
Max Account
Variable
Profit Split
90%
Payout Speed
First Payout On Demand (evaluation programs); bi-weekly (Instant Funding); $50 minimum
Crypto Pairs
150+ symbols including Forex, Stocks, Crypto, and more (CFDs + Futures)
Execution
Simulated (backed by a broker, institutional-grade infrastructure)
Overview
FXIFY is a proprietary trading firm that brands itself as "The Prop Firm Designed For Every Trader" and "Your Trusted Trading Partner." Launched in 2023, FXIFY has quickly grown to serve over 250,000 active traders across 200 countries and has paid out more than $40 million to traders worldwide, with a single highest payout of $117,000. The firm won the "Most Traded Prop Firm Award" in March 2026 and celebrated its 3rd anniversary in 2026.
FXIFY is backed by a broker, giving it institutional credibility and access to professional-grade trading infrastructure. The firm has been featured in major financial media including Insider Monkey, MarketWatch, Yahoo Finance, and Benzinga. FXIFY offers up to $400,000 in starting capital (up to $450,000 for Futures), up to 100% performance split, and a unique First Payout On Demand system for evaluation programs.
What sets FXIFY apart is its commitment to flexibility and trader choice. The firm offers six+ program types — One Phase, Two Phase, Three Phase, Instant Funding, Lightning Challenge, and Futures Trading — plus a dedicated Crypto program. Traders can customize their accounts at checkout with add-ons like increased leverage, extra performance split, and bi-weekly payouts. FXIFY supports TradingView, MetaTrader 5, and DXTrade platforms with over 150+ symbols to trade, including forex, stocks, and more.
FXIFY is known for its trader-friendly policies: EAs allowed, martingale and grid strategies allowed, no stop-loss required, hold over weekend permitted, trade through news allowed, 100% refund on purchase fee with first payout, and unlimited trading days. The firm also offers a Free Prop Trading Course (launched August 2025) — completing the full course unlocks a $1,000 Instant Funding account for just a $10 activation fee.
Features & Offerings
Programs
FXIFY offers six+ program types designed to match every trading style, budget, and experience level — from instant funding to multi-phase evaluations.
1. One Phase (1-Step Evaluation)
A single-phase evaluation for traders who want to expedite their challenge phase — go from 0 to funded in 1 simple step.
| Parameter | Details |
|---|---|
| Account Sizes | $5,000 – $400,000 |
| Steps | 1 (Single phase) |
| Profit Target | 10% ($2,500 for $25K account) |
| Daily Loss Limit | 3% (balance-based, 5PM EST) |
| Max Trailing Drawdown | 6% (trails until 6% profit, then locks at starting balance; also locks on payout) |
| Min Trading Days | 5 days |
| Max Trading Days | Unlimited |
| Performance Split | Up to 90% |
| Leverage | Up to 50:1 |
| Drawdown Type | Trailing |
| EAs Allowed | Yes |
| Refund | 100% |
| Hold Over Weekend | Yes |
| Trade Through News | Yes |
| Platform | MT5, DXTrade, or TradingView |
Pricing: $199 for $25K account (with code HOT20: $159.20)
2. Two Phase — Classic (2-Step Evaluation)
The traditional two-phase evaluation with static drawdown. A balanced option for traders who prefer the conventional route.
| Parameter | Details |
|---|---|
| Account Sizes | $5,000 – $400,000 |
| Steps | 2 (Phase 1, Phase 2, then Funded) |
| Profit Target Phase 1 | 5% ($250 for $5K account) |
| Daily Loss Limit | 4% (balance-based, 5PM EST) |
| Max Static Drawdown | 10% |
| Consistency Rule | N/A |
| Min Trading Days | 4 days |
| Max Trading Days | Unlimited |
| Performance Split | Up to 100% |
| Leverage | Up to 30:1 |
| Drawdown Type | Static |
| Drawdown Lock Upon Payout | No |
| Payout On Demand | No |
| Payout Frequency | 14 or 30 Days |
| EAs Allowed | Yes |
| Hold Over Weekend | Yes |
| Trade Through News | Yes |
Pricing: $59 for $5K account (with code HOT20: $47.20)
3. Two Phase Pro (2-Step) — NEW
Launched April 30, 2026, the Two Phase Pro features static drawdown and is the newest addition to the FXIFY lineup. Currently 30% off for new traders with code NEW30 (expires December 31, 2026).
4. Three Phase (3-Step Evaluation)
A three-phase evaluation for traders who prefer a more structured, gradual path to funding. Available with both static and trailing drawdown options.
5. Instant Funding
Designed for confident traders seeking the fastest track to funding — no evaluation, no targets, funded from Day 1. The Best Seller program.
| Parameter | Details |
|---|---|
| Account Sizes | Up to $50,000 |
| Evaluation | None — instant access |
| Targets | None |
| Performance Split | Up to 90% |
| Payouts | Bi-weekly (every 14 days) |
| Earn From | Day 1 |
| Customization | Add-ons available (RAW or All-In pricing) |
6. Lightning Challenge
For those seeking affordability and the fastest way to prove skills and get funded. The Most Accessible program.
| Parameter | Details |
|---|---|
| Account Sizes | Up to $100,000 |
| Steps | 1-step evaluation |
| Profit Target | 5% |
| Starting Price | From $59 |
| Performance Split | Up to 90% |
7. Futures Trading
For traders looking to trade futures markets with institutional-grade conditions.
| Parameter | Details |
|---|---|
| Simulated Capital | Up to $450,000 |
| Funding Speed | 3 days |
| Data | Free Level 1 data |
| Performance Split | Up to 100% |
| Payouts | Every 14 days |
8. Crypto Program (NEW)
A dedicated crypto trading program for cryptocurrency traders.
Drawdown Types Available
| Type | Description |
|---|---|
| Standard (Trailing) | Trails your closed trading balance until you reach a profit threshold, then locks |
| Classic (Static) | Fixed at starting balance, does not trail |
| Pro (Static) | Static drawdown with Pro program features |
Tailor Your Program (Checkout Add-Ons)
FXIFY allows traders to customize their accounts at checkout:
- Increased Leverage: Trade with confidence and take advantage of increased leverage
- Extra 15% Performance Split: Increase performance split by 15% (to receive 90% on funded account)
- Bi-weekly Payouts: Receive earnings every two weeks instead of monthly
- Pricing Options: Choose between RAW or All-In pricing
Key Features
| Feature | Details |
|---|---|
| Max Starting Capital | $400,000 ($450,000 Futures) |
| Performance Split | Up to 100% |
| First Payout | On Demand (evaluation programs) |
| Instant Funding | Available — funded from Day 1 |
| Trading Days | Unlimited |
| EAs Allowed | Yes |
| Martingale & Grid | Allowed |
| Stop-Loss Required | No |
| Hold Over Weekend | Yes |
| Trade Through News | Yes |
| Refund | 100% (with first payout for 1, 2, 3 Phase) |
| Backed by Broker | Yes |
| Platforms | TradingView, MT5, DXTrade |
| Symbols | 150+ |
| Performance Protect | Yes |
| Instant Credentials | Yes (for Evaluation) |
Payout Structure
First Payout On Demand (Evaluation Programs)
For the first payout, traders can request a withdrawal on-demand, as soon as the first trade on the live account is closed.
- Minimum Amount: $50 USD
- Minimum Trading Days: 5 days
- Frequency After First: Once per month, or every two weeks with bi-weekly add-on
- Instant Funding: Payouts every 14 days
- Performance Split: Up to 90% (up to 100% on some programs)
- Fee Refund: 100% of purchase fee refunded with first payout (1, 2, 3 Phase plans)
Trading Platforms
| Platform | Availability |
|---|---|
| MetaTrader 5 (MT5) | All programs |
| DXTrade | All programs |
| TradingView | All programs |
Free Prop Trading Course
Launched in August 2025, FXIFY offers a Free Prop Trading Course. Completing the full course unlocks a $1,000 Instant Funding account for just a $10 activation fee — an exceptional value for new traders to get started with real funding.
Promotions
- NEW30: 30% off 2 Phase Pro for new traders (expires December 31, 2026)
- HOT20: 20% off Summer Sale, excludes Instant Lite (expires September 1, 2026)
Key Statistics
- Active Traders: 250,000+
- Countries: 200
- Total Paid Out: $40M+
- Single Highest Payout: $117,000
- Max Starting Capital: $400,000 ($450,000 Futures)
- Performance Split: Up to 100%
- Program Types: 6+ (One Phase, Two Phase, Three Phase, Instant, Lightning, Futures, Crypto)
- Platforms: MT5, DXTrade, TradingView
- Symbols: 150+
- Award: Most Traded Prop Firm Award (March 2026)
- Founded: 2023 (3rd anniversary in 2026)
Pros
- ✓Up to $400,000 starting capital ($450,000 for Futures) — high maximum funding
- ✓Up to 100% performance split — among the highest in the industry
- ✓First Payout On Demand for evaluation programs — withdraw as soon as first trade closes
- ✓Instant Funding available — funded from Day 1 with no evaluation
- ✓Backed by a broker — institutional credibility and infrastructure
- ✓250,000+ active traders across 200 countries — large global community
- ✓$40M+ paid out with $117,000 single highest payout — proven track record
- ✓EAs allowed — supports automated trading strategies
- ✓Martingale and grid strategies allowed — flexible for various trading styles
- ✓No stop-loss required — freedom to trade your way
- ✓Hold over weekend permitted — flexible for swing traders
- ✓Trade through news allowed — no news trading restrictions
- ✓100% refund on purchase fee with first payout (1, 2, 3 Phase plans)
- ✓Unlimited trading days — no time pressure
- ✓Multiple platforms: MT5, DXTrade, TradingView
- ✓150+ symbols including forex, stocks, and more
- ✓Customizable accounts at checkout (leverage, split, payout frequency)
- ✓Free Prop Trading Course — complete to unlock $1,000 Instant Funding for $10
- ✓Won Most Traded Prop Firm Award (March 2026)
- ✓Lightning Challenge from just $59 — very affordable entry
- ✓Weekly LIVE Market Sessions with Jeremy Wagner — trader education
Cons
- ✕Relatively new firm (launched 2023) — shorter track record than established competitors
- ✕Instant Funding limited to $50K starting capital — lower than evaluation programs
- ✕Lightning Challenge limited to $100K starting capital
- ✕One Phase has trailing drawdown (6%) — less forgiving than static
- ✕One Phase has a 3% daily loss limit — tighter than Two Phase (4%)
- ✕Two Phase Classic does not have Payout On Demand — only 14 or 30 day frequency
- ✕Bi-weekly payouts require an add-on purchase — not default
- ✕Extra 15% performance split requires an add-on — default split is lower
- ✕Increased leverage requires an add-on — not default
- ✕Min trading days required (4-5 days depending on program) — not zero
- ✕Instant Funding payouts only every 14 days — less flexible than evaluation programs
- ✕Two Phase Pro is new (April 2026) — less trader data available
- ✕Crypto program is new — limited information available
- ✕Trailing drawdown on One Phase can be challenging for conservative traders
- ✕Multiple program options can be confusing for new traders to navigate
Frequently Asked Questions
What is FXIFY?
FXIFY is a proprietary trading firm launched in 2023 that brands itself as 'The Prop Firm Designed For Every Trader.' The firm has 250,000+ active traders across 200 countries and has paid out over $40 million to traders. FXIFY is backed by a broker and offers up to $400,000 in starting capital, up to 100% performance split, and six+ program types including One Phase, Two Phase, Three Phase, Instant Funding, Lightning Challenge, and Futures Trading. The firm won the Most Traded Prop Firm Award in March 2026.
What programs does FXIFY offer?
FXIFY offers six+ program types: (1) One Phase — 1-step evaluation with 10% target, 3% daily loss, 6% trailing drawdown; (2) Two Phase Classic — 2-step with 5% target, 4% daily loss, 10% static drawdown; (3) Two Phase Pro — new 2-step with static drawdown; (4) Three Phase — 3-step evaluation; (5) Instant Funding — no evaluation, funded from Day 1, up to $50K; (6) Lightning Challenge — 1-step with 5% target from $59; (7) Futures Trading — up to $450K simulated capital; (8) Crypto Program — dedicated crypto trading.
What is the maximum account size at FXIFY?
FXIFY offers up to $400,000 in starting capital for evaluation programs (One Phase, Two Phase, Three Phase). Instant Funding goes up to $50,000, Lightning Challenge up to $100,000, and Futures Trading up to $450,000 in simulated capital.
What is the performance split at FXIFY?
FXIFY offers performance splits up to 100% depending on the program. The default split varies, but traders can increase their split by 15% (to reach 90%) by purchasing the Extra Performance Split add-on at checkout. Some programs offer up to 100% performance split.
How do payouts work at FXIFY?
For evaluation programs (1-Phase, 2-Phase, 3-Phase), the first payout is On Demand — you can request a withdrawal as soon as your first trade on the live account closes, with a minimum of $50 and 5 minimum trading days. After the first payout, withdrawals are once per month, or every two weeks with the bi-weekly payout add-on. Instant Funding accounts offer payouts every 14 days. The purchase fee is 100% refunded with your first payout for 1, 2, and 3 Phase plans.
Does FXIFY offer Instant Funding?
Yes. FXIFY's Instant Funding program provides immediate access to trade the firm's funds from Day 1 with no evaluation and no targets. Account sizes go up to $50,000 with up to 90% performance split and bi-weekly payouts. You can customize your account with add-ons and choose between RAW or All-In pricing.
What is the Lightning Challenge at FXIFY?
The Lightning Challenge is FXIFY's most accessible program, designed for those seeking affordability and the fastest way to prove their skills. It's a 1-step evaluation with a 5% profit target, starting from just $59, with up to 90% performance split and up to $100,000 in starting capital.
Are Expert Advisors (EAs) allowed at FXIFY?
Yes, EAs are allowed at FXIFY. The firm also allows martingale and grid trading strategies, and does not require a stop-loss. This makes FXIFY one of the more flexible prop firms for automated and systematic traders.
Can I hold positions over the weekend at FXIFY?
Yes, FXIFY allows holding positions over the weekend. The firm also allows trading through news events, giving traders maximum flexibility in their trading strategies.
What trading platforms does FXIFY support?
FXIFY supports three trading platforms: MetaTrader 5 (MT5), DXTrade, and TradingView. All platforms are available across all programs, giving traders flexibility to choose their preferred environment. The firm offers 150+ symbols to trade including forex, stocks, and more.
What is the Free Prop Trading Course at FXIFY?
Launched in August 2025, the FXIFY Free Prop Trading Course is a comprehensive educational program. Completing the full course unlocks a $1,000 Instant Funding account for just a $10 activation fee — an exceptional value for new traders to get started with real funded capital.
Is FXIFY backed by a broker?
Yes, FXIFY is backed by a broker, which gives it institutional credibility and access to professional-grade trading infrastructure. This backing provides additional trust and transparency compared to some standalone prop firms.
What drawdown types does FXIFY offer?
FXIFY offers three drawdown types: Standard (Trailing) — trails your closed trading balance until you reach a profit threshold, then locks at starting balance; Classic (Static) — fixed at starting balance, does not trail; and Pro (Static) — static drawdown with Pro program features. The One Phase program uses trailing drawdown (6%), while Two Phase Classic uses static drawdown (10%).
Can I customize my FXIFY account?
Yes, FXIFY allows traders to customize their accounts at checkout with add-ons including: Increased Leverage, Extra 15% Performance Split (to reach 90%), Bi-weekly Payouts, and a choice between RAW or All-In pricing. This tailoring system lets traders align their account with their trading style and goals.
What promotions does FXIFY offer?
FXIFY currently offers two promotions: NEW30 — 30% off the 2 Phase Pro program for new traders (expires December 31, 2026), and HOT20 — 20% off Summer Sale excluding Instant Lite (expires September 1, 2026). The firm also offers exclusive discounts for its traders and free trading competitions.
Quick Facts
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