Rhea Finance is a multi-chain decentralized trading and lending platform (DEX & lending) built on the NEAR Protocol. The platform supports major networks including Bitcoin, Base, Arbitrum, BSC, Ethereum, Solana, and NEAR, aggregating cross-chain liquidity to enable seamless trading, lending, and asset management across multiple chains — unlocking true multi-chain interoperability.
Key Features
- Multi-chain DEX and lending platform on NEAR Protocol
- Supports BTC, Base, Arbitrum, BSC, Ethereum, Solana, and NEAR
- Cross-chain DEX aggregator for best swap rates
- Cross-chain lending and borrowing with competitive APYs
- NEAR chain DEX and lending for native NEAR ecosystem
- Bridge — transfer assets from any chain to NEAR
- Staking: stake NEAR for rNEAR (4.21% APY), stake RHEA for xRHEA (6.72% APY)
- Boost Lending/Farming APY with xRHEA
- RHEA SDK for developers (npm install ref-sdk)
- Supported tokens: NEAR, ZEC, USDC, USDt, rNEAR, RHEA, FRAX, DAI, STNEAR, ETH, AURORA, PUBLIC
- Cross-chain lending APYs: up to 11.94% borrow, 7.62% lend
- Backed by DragonFly Capital, Jump Crypto, OKX Ventures, KuCoin Ventures, Alameda Research, and more
How It Works
Rhea Finance operates as a chain-abstracted liquidity solution on the NEAR Protocol. The platform's DEX aggregator searches across multiple chains and liquidity sources to find the best swap rates for cross-chain trades — enabling users to swap assets between BTC, Base, Arbitrum, BSC, Ethereum, Solana, and NEAR without traditional bridging. The lending platform allows users to lend and borrow across chains with algorithmically adjusted interest rates based on supply and demand. The bridge feature enables seamless asset transfers from any supported chain to NEAR, where users can start earning yield instantly. Staking options include staking NEAR for rNEAR (a liquid staking token with 4.21% APY) and staking RHEA for xRHEA (6.72% APY), with xRHEA also boosting lending and farming APYs. The RHEA SDK allows developers to build on top of the platform using the ref-sdk npm package. The platform is backed by major investors including DragonFly Capital, Jump Crypto, OKX Ventures, and KuCoin Ventures.
Best Suited For
DeFi users who want cross-chain trading, lending, and staking across multiple blockchains from a single platform — particularly those in the NEAR ecosystem who want chain-abstracted liquidity and multi-chain interoperability without traditional bridging.
