Paychant is a payment platform that powers Africa's stablecoin infrastructure, connecting the continent's local cash networks to stablecoins. The platform enables seamless money movement in Africa through a single API integration that supports bank transfers and mobile money — allowing users to on-ramp to stablecoins and off-ramp to local bank accounts and mobile money wallets.
Key Features
- Fiat-to-stablecoin on-ramp in under 5 minutes
- Off-ramp to local bank accounts across Africa
- Off-ramp to mobile money (MTN MoMo, AirtelTigo, Vodafone Cash)
- Built-in compliance — manages KYC and AML checks on your behalf
- Single API integration for all fiat rails in Africa
- Supports Ghana, Kenya, Nigeria, Uganda, and Zambia
- Customizable widget integrable into any mobile or web app in under 30 minutes
- Real-time webhooks and event handling
- 24/7 customer support
- Use cases: stablecoin wallets, FX & remittance, USD savings apps, investment apps
- Supports USDC and USDT on networks including Celo and Stellar
How It Works
Paychant provides a single API and widget that connects apps to Africa's local payment networks. For on-ramping, users convert local fiat currency to stablecoins (USDC, USDT) using preferred local payment methods like bank transfers and mobile money — completing the process in under 5 minutes. For off-ramping, users can withdraw stablecoins to local bank accounts or mobile money wallets in seconds. The platform handles all KYC and AML compliance checks within the widget, so partner apps don't need to manage regulatory compliance themselves. The widget can be integrated into any mobile or web application in under 30 minutes with just a few lines of code, with real-time webhooks for transaction status updates.
Best Suited For
Stablecoin wallets, FX/remittance platforms, USD savings apps, and investment apps serving African users who need fiat-to-stablecoin conversion through local payment methods — particularly those operating in Ghana, Kenya, Nigeria, Uganda, or Zambia.
