Cointivo is a privacy-first cryptocurrency exchange that enables users to trade 300+ cryptocurrencies without mandatory KYC verification for basic trading. Founded in 2025, the platform offers industry-leading 0.1% trading fees, xStocks trading for fractional U.S. stocks, and an upcoming crypto card with Apple Pay and Google Pay integration.
Key Features
- No mandatory KYC for basic trading — sign up with just email
- 300+ cryptocurrencies and 500+ trading pairs
- 0.1% maker and taker fees (lower than Binance, Bybit, Coinbase)
- xStocks — trade U.S. stocks 24/7 with fractional shares and zero commission
- Convert & Swap for instant crypto conversion
- Cointivo Card (coming soon) — spend with Apple Pay & Google Pay, instant crypto-to-fiat
- Cold storage for majority of funds with multi-signature wallets
- Partners: Fireblocks, BitGo, BSI, Chainalysis, Sumsub, AWS
- Google sign-in for quick onboarding
- Mobile app for iOS and Android
- 24/7 customer support in multiple languages
- No ID required up to 10 BTC daily
- Deep liquidity and tight spreads
How It Works
Cointivo provides a privacy-first exchange experience. Users create a free account with just their email — no lengthy verification required for basic trading. They can fund their account by depositing cryptocurrency directly or buying with a credit/debit card. Once funded, users can trade 300+ cryptocurrencies with 0.1% fees, trade fractional U.S. stocks 24/7 through xStocks, or use the Convert & Swap feature for instant crypto conversions. KYC is only required for higher withdrawal limits and certain features. The platform employs cold storage for the majority of funds with multi-signature wallet infrastructure, and partners with industry-leading security providers including Fireblocks, BitGo, and Chainalysis. The upcoming Cointivo Card will enable users to spend their crypto with Apple Pay and Google Pay with instant crypto-to-fiat conversion.
Best Suited For
Privacy-conscious crypto traders who want to trade without mandatory KYC — particularly those interested in 300+ cryptocurrencies, fractional U.S. stock trading (xStocks), and low 0.1% fees with upcoming crypto card spending capabilities.
