Coinos is a free, easy-to-use web Bitcoin wallet and payment page that enables anyone to get started with Bitcoin in seconds. The platform specializes in making it easy for merchants to receive retail payments via the Lightning Network, offering instant settlement, no chargebacks, and no 3% card fees. Over 500 businesses worldwide use Coinos to accept Bitcoin payments.
Key Features
- Free web Bitcoin wallet — create account with just username and password
- Lightning Network payments for instant settlement in seconds
- Merchant payment pages — enter amount, share QR code, done
- No chargebacks — unlike credit card payments
- No 3% card fees
- Customizable profile page look and feel
- Works on any device with internet and a web browser
- Payment notifications via app, email, or push notification
- PoS terminal and receipt printer support available
- Square POS integration for automatic sales logging
- Non-custodial option — withdraw to your own wallet instantly
- 500+ businesses worldwide accepting Bitcoin
- Free receiving, free sending to other Coinos accounts
- Withdrawals: free on same network, 0.4% for Bitcoin, 0.1% for Lightning/Liquid
How It Works
Coinos provides a simple three-step process for merchants: First, create an account with just a username and password — no complex setup required. Second, ask for payments the same way you normally would, but with Bitcoin — enter an amount in your local currency, share the QR code with the customer, and the payment is received instantly via Lightning Network. Third, that's it — Coinos handles all the heavy lifting including payment processing, notifications, and settlement. Merchants can customize their profile page's look and feel, or keep it on default. The platform works on any internet-connected device with a web browser, and payment notifications can be received via the app, email, or push notification. For those who prefer physical notifications, PoS terminals and receipt printers are available. Coinos can integrate with Square POS to log sales automatically, and on other systems, Bitcoin sales can be recorded under "cash." Merchants always have the option to take custody of their funds by withdrawing instantly to their own wallet at any time.
Best Suited For
Merchants and small businesses who want the easiest way to start accepting Bitcoin payments — particularly retail businesses that want instant Lightning Network payments with no chargebacks, no card fees, and a simple QR code checkout process.
