Atomic Wallet

Atomic Wallet is a multi-asset non-custodial cryptocurrency wallet for buying, staking, and swapping — launched in 2018 by Konstantin Gladych (CEO, also co-founder + former CEO of Changelly.com, the major crypto instant exchange). Per the official Atomic Wallet homepage (July 2026): "Crypto Wallet for Buying, Staking & Swapping" + "Manage your Bitcoin, Ethereum, XRP, Litecoin, USDT, and over 1000+ other coins and tokens." + "Trusted by 15,000,000 users worldwide." Atomic Wallet's positioning in this directory: the long-standing multi-asset desktop-first wallet with built-in swap + stake + buy — a peer to Coinomi (both are older desktop-first multi-coin wallets with built-in exchange + staking), with the key differentiator that Atomic Wallet is more focused on staking (10+ native staking chains, 5-20% APR) + instant swap with cashback, while Coinomi is more focused on multi-chain coverage (50+ blockchains) + Bitcoin ecosystem (SegWit + UTXO control + Trusted Node) + privacy (IP anonymization).

Atomic Wallet supports 1,000+ coins and tokens across 50+ blockchains (visible supported-assets list from the homepage includes Bitcoin, Ethereum, Tether USDT, USD Coin USDC, BNB, XRP, Cardano ADA, Dogecoin DOGE, Polygon MATIC/POL, Solana SOL, Shiba Inu SHIB, Litecoin LTC, Polkadot DOT, Tron TRX, Avalanche AVAX, Aptos APT, NEAR, Monero XMR, Dash DASH, Stellar XLM, Bitcoin Cash BCH, Bitcoin SV BSV, Tezos XTZ, NEO, Cosmos ATOM, NEM XEM, DigiByte DGB, Decred DCR, Ethereum Classic ETC, Zcash ZEC, VeChain VET, Waves, Nano, BitTorrent BTT, Zilliqa ZIL, Ravencoin RVN, ERC20, Algorand ALGO, PancakeSwap CAKE, EOS, Flow FLOW, Theta THETA, Terra LUNA Classic, Verge XVG, Sui SUI, Hedera HBAR, Fantom FTM, NFT support, and many more). The wallet is cross-platform: iOS + Android + Desktop (Windows + macOS + Linux) — Atomic Wallet, like Coinomi, is one of the few wallets in this directory with a native desktop app (most newer wallets are browser-extension-only or web-only).

Atomic Wallet's strongest feature is its built-in staking + swap with cashback. The wallet supports native staking on 10+ chains (Ethereum, Cardano, Solana, Polygon, Cosmos, Hedera, Kava, Terra Classic, Zilliqa, Osmosis, plus BNB, Tron, NEAR, Tezos, and more — with 5-20% APR range per the homepage), and the built-in "Instant Swap" feature offers 60+ crypto pair swaps with a cashback reward for users. The wallet's built-in exchange is powered by Changelly (CEO Konstantin Gladych's other company) + Simplex for fiat on-ramp. The wallet is non-custodial, no KYC for basic features, and anonymous by design — but the wallet's code is closed-source (unlike MetaMask and Rabby which are open-source), and this has material security implications (see the Security section).

Honest note on the June 2023 hack: Atomic Wallet was the target of a major incident in June 2023 — approximately $100 million+ in user funds were stolen from Atomic Wallet users via what was investigated as a supply chain / malicious code injection attack (Elliptic + Chainalysis + SlowMist investigated; North Korea's Lazarus Group was alleged to be linked). Atomic Wallet offered partial compensation to affected users. The wallet has reportedly overhauled its security practices since (better code-signing, slow release, third-party audits), but the 2023 incident is a material security concern that should be weighed against the wallet's longer 2018–2026 operating track record. For users specifically looking for a closed-source wallet alternative to Atomic Wallet with no known hacks, see Coinomi (operating since 2014 with no reported hacks) in this directory; for users who prioritize open-source + never-hacked, see MetaMask (open-source) and Rabby (100% open-source) in this directory; for users who want hardware-wallet cold-storage to avoid hot-wallet risk entirely, see our hardware wallets directory at /best-hardware-wallets.

Atomic Wallet is the recommended pick in this directory for users who specifically want: (a) a desktop-first multi-asset wallet with native desktop app (Windows + macOS + Linux), (b) built-in staking across 10+ chains with 5-20% APR directly inside the wallet, (c) built-in swap with cashback on 60+ pairs, (d) fiat on-ramp via Simplex + Changelly integration, and (e) the longest desktop-wallet operating history (since 2018) — accepting the 2023 hack as a known risk and using hardware-wallet pairing (Ledger via desktop) for high-value holdings. For users who specifically want to avoid closed-source wallets with a known hack history, the recommended alternatives are Coinomi (longer track record, closed-source, no reported hacks), MetaMask (open-source), OKX Wallet (exchange-affiliated, 130+ chains), Bitget Wallet (exchange-affiliated), and Rabby (100% open-source, EVM-only).

1,000+ coins and tokens across 50+ blockchains

Per the official Atomic Wallet homepage (July 2026): "Manage your Bitcoin, Ethereum, XRP, Litecoin, USDT, and over 1000+ other coins and tokens." The visible supported-assets list (from the homepage's supported-assets widget) includes: Bitcoin (BTC), Ethereum (ETH) + all ERC-20, Tether (USDT), USD Coin (USDC), BNB, XRP, Cardano (ADA), Dogecoin (DOGE), Polygon (MATIC / POL), Solana (SOL), Shiba Inu (SHIB), Litecoin (LTC), Polkadot (DOT), Tron (TRX), Avalanche (AVAX), Aptos (APT), NEAR, Monero (XMR), Dash (DASH), Stellar (XLM), Bitcoin Cash (BCH), Bitcoin SV (BSV), Tezos (XTZ), NEO, Cosmos (ATOM), NEM (XEM), DigiByte (DGB), Decred (DCR), Ethereum Classic (ETC), Zcash (ZEC), VeChain (VET), Waves, Nano, BitTorrent (BTT), Zilliqa (ZIL), Ravencoin (RVN), ERC20 (any ERC-20 token), Algorand (ALGO), PancakeSwap (CAKE), EOS, Flow (FLOW), Theta (THETA), Terra LUNA Classic, Verge (XVG), Sui (SUI), Hedera (HBAR), Fantom (FTM), plus full NFT support (ERC-721 + ERC-1155).

Cross-platform — iOS + Android + Desktop (Windows + macOS + Linux)

Atomic Wallet is one of the few wallets in this directory with a native desktop app (Windows + macOS + Linux) + iOS app + Android app. Most newer wallets in this directory are either browser-extension-only (MetaMask, Rabby) or web-only (some web3 wallets). Atomic Wallet's desktop app is one of its strongest differentiators — for users who specifically prefer a desktop-class native application over a browser extension, Atomic Wallet + Coinomi are the leading options in this directory. The same seed phrase restores the wallet across iOS + Android + Desktop (Windows + macOS + Linux); the desktop app syncs via the seed phrase restore (no cloud sync).

Built-in staking — 10+ chains, 5-20% APR

Per the official Atomic Wallet homepage's "Stake & Earn" widget: Atomic Wallet supports native staking on 10+ chains with 5-20% APR. Visible staking chains include Ethereum (ETH, ~5% APY), Cardano (ADA, ~5% APY), Solana (SOL, ~7% APY), Polygon (MATIC / POL), Cosmos (ATOM, ~15% APY), Hedera (HBAR, ~2.5% APY), Kava (KAVA, ~8% APY), Terra Classic (LUNC, ~4% APY), Zilliqa (ZIL, ~24% APY), Osmosis (OSMO, ~4% APY) — plus BNB, Tron (TRX), NEAR, Tezos (XTZ), and more per the wallet's staking page. The user deposits the asset in the wallet, clicks "Stake now," and the wallet delegates the stake to a validator (Atomic Wallet curates a set of trusted validators). The staking rewards accrue automatically. This is comparable to OKX Wallet's OKX Earn and Bitget Wallet's Earn, but with a smaller set of supported chains — for users who want broader staking coverage, OKX Wallet + Bitget Wallet are the recommended alternatives; for users who want staking on a specific chain, check the wallet's staking page at atomicwallet.io/staking.

Built-in Instant Swap with cashback — 60+ pairs

Per the official Atomic Wallet homepage: "Instant Swap with Cashback" ("Swap 60+ crypto pairs anonymously and receive a cash back"). Atomic Wallet's built-in swap is powered by Changelly (the CEO Konstantin Gladych's other company — the largest crypto instant-exchange with 2M+ active monthly customers per the Atomic Wallet team page) + ChangeNOW + SideShift + Simplex. The user enters "I want X token → Y token" and Atomic Wallet returns the best route + price + estimated gas + a small cashback reward (the cashback is typically 0.1-1% of the swap value, paid in AWC token — Atomic Wallet's native token). The swap fee varies by route (typically 0.5-3% spread + network gas). The 60+ supported pairs include major BTC ↔ ETH ↔ USDT ↔ SOL ↔ ADA ↔ BNB ↔ XRP ↔ DOT, etc. The swap is anonymous (no KYC required for swaps under a user-set threshold).

Buy crypto with bank card — Simplex + Changelly integration

Per the official Atomic Wallet homepage: Buy Crypto ("Buy Bitcoin, Ethereum, SOL, XRP, ADA, DOT, USDT, BUSD and other coins with your bank card. We accept USD, EUR, and your local currency worldwide"). Atomic Wallet supports fiat on-ramp via Simplex (credit card / debit card) and Changelly (bank transfer). The processor fee typically ranges 3-5% per transaction, varying by payment method. The fee is shown transparently in the buy confirmation UI before the user completes. The supported fiat currencies include USD, EUR, and "your local currency worldwide."

Non-custodial — keys never leave the device

Per the official Atomic Wallet homepage: Secured ("Your private keys are encrypted and never leave your device. You fully control your funds.") + Decentralized ("No accounts, no verification, no KYC for basic features in the wallet. No one can block your funds.") + Anonymous. Atomic Wallet is non-custodial — private keys are stored AES-256 encrypted on the user's device. Atomic Wallet (the company) has no access to user private keys or funds. Same self-custodial model as MetaMask + Trust Wallet + OKX Wallet + Bitget Wallet — losing the seed phrase is unrecoverable.

AWC token — Atomic Wallet native utility token

Atomic Wallet has a native utility token, AWC (Atomic Wallet Coin). AWC is used for: (a) cashback rewards on swaps (the user earns AWC when swapping), (b) staking AWC for additional rewards, (c) premium features (some features may require an AWC balance). AWC is an ERC-20 token on Ethereum + a BEP-2 token on BNB Chain. Note: AWC's value is largely tied to Atomic Wallet's adoption; in the 2023 Atomic Wallet hack, AWC's price dropped materially. The AWC token is a notable feature for users who want to participate in the Atomic Wallet ecosystem; for users who specifically want to avoid wallet-native tokens, this is a consideration.

NFT support — ERC-721 + ERC-1155

Per the official Atomic Wallet homepage's supported-assets list: "NFT Wallet". Atomic Wallet supports NFT management for ERC-721 + ERC-1155 tokens on Ethereum + EVM L2s. The NFT management is basic (view + send + receive), without an integrated marketplace aggregator.

Portfolio dashboard + price tracking

Per the official Atomic Wallet homepage: Manage your portfolio ("Manage, Swap, Buy and Stake your favorite assets. Securely hold your NFTs and 1000+ other coins and tokens. Sort your portfolio by amount and value"). Atomic Wallet has a built-in portfolio dashboard that shows the user's full cross-chain portfolio (1,000+ coins and tokens), with price tracking + value + 24h change for each asset.

24/7 live chat support

Per the official Atomic Wallet homepage: 24/7 live support ("Our support is always ready to help you. Get quick and efficient response via live chat or email"). Atomic Wallet has 24/7 live chat support — one of the strongest customer support offerings in this directory alongside Coinomi + OKX Wallet + Bitget Wallet.

Self-custodial — keys never leave the device

Per the official Atomic Wallet homepage: Secured ("Your private keys are encrypted and never leave your device. You fully control your funds.") + Decentralized ("No accounts, no verification, no KYC. No one can block your crypto") + Anonymous ("No accounts, no verification, no KYC for basic features in the wallet"). Atomic Wallet is non-custodial — private keys are stored AES-256 encrypted on the user's device (mobile: secure enclave / Android Keystore; desktop: encrypted local file). Atomic Wallet (the company) has no access to user private keys or funds. Same recovery model as MetaMask + Trust Wallet + OKX Wallet + Bitget Wallet — losing the seed phrase is unrecoverable.

Closed-source — material security consideration

Atomic Wallet's wallet code is closed-source. This is weaker than the fully-open-source model of MetaMask (MIT-licensed) + Rabby (100% open-source on GitHub), and weaker than the partial-open-source model used by OKX Wallet, Bitget Wallet, Trust Wallet, and Phantom (where the wallet core may be open-source but the closed-service integrations / mobile SDK are proprietary). For closed-source wallets, the user's security depends on the wallet's code distribution chain — Atomic Wallet's code-signing, update mechanism, and third-party dependencies are NOT community-auditable. This is a material security consideration; see the 2023 hack note below. For users who specifically want a fully-open-source wallet, MetaMask + Rabby are the recommended alternatives; for fully-open-source hardware wallets, see the Keystone 3 Pro (100% open-source firmware) in our hardware wallets directory at /best-hardware-wallets.

June 2023 hack — material security incident

In June 2023, Atomic Wallet was the target of a major security incident — approximately $100 million+ in user funds were stolen from Atomic Wallet users. The attack was investigated by Elliptic + Chainalysis + SlowMist. The root cause was traced to what was investigated as a supply chain / malicious code injection attack — malicious code was injected into Atomic Wallet's update mechanism or one of its third-party dependencies, allowing the attacker to extract user private keys at wallet-startup. North Korea's Lazarus Group was alleged to be linked to the attack (based on Elliptic's transaction-tracing). Atomic Wallet offered partial compensation to affected users who reported their losses via the official compensation form. The wallet has reportedly overhauled its security practices since the 2023 hack: better code-signing on updates (to prevent malicious-update injection), slow release / staged rollout (to catch issues early), third-party security audits (to detect supply-chain attacks), and stronger third-party dependency review.

This 2023 incident is a material security concern that should be weighed against Atomic Wallet's longer 2018–2026 operating track record. While the wallet continues to operate and millions of users continue to use it without incident (per the homepage claim of "15,000,000 users worldwide"), the 2023 hack is the largest known user-fund-loss incident in this directory. For users specifically looking for a closed-source wallet alternative with no known hacks, see Coinomi (operating since 2014 with no reported hacks) in this directory. For users who prioritize open-source + never-hacked, see MetaMask (2016, open-source, no known user-fund-loss incidents) and Rabby (2022, 100% open-source). For users who want to avoid hot-wallet risk entirely, hardware-wallet cold-storage (Ledger Nano X, Trezor Safe 5, Keystone 3 Pro) is materially more secure than any software hot wallet. Atomic Wallet does NOT have native hardware-wallet pairing as of July 2026; for hardware-wallet pairing, OKX Wallet Chrome extension (Ledger + Keystone 3 Pro + Trezor) or Rabby (Ledger) are the recommended alternatives.

No hardware-wallet pairing

Atomic Wallet does NOT support native hardware-wallet pairing (no Ledger / Keystone 3 Pro / Trezor pairing directly inside the wallet) as of July 2026. For users who want hardware-wallet custody (cold-storage for signing keys), the recommended alternative wallets are: (a) OKX Wallet Chrome extension (supports Ledger + Keystone 3 Pro + Trezor pairing); (b) Rabby Chrome extension (supports Ledger pairing); (c) MetaMask (supports Ledger + Trezor + Lattice pairing). For users who specifically want a hardware wallet with full self-custody + cold storage, see our full hardware wallets directory at /best-hardware-wallets — including Ledger Nano X, Trezor Safe 5, Keystone 3 Pro, NGRAVE ZERO, Tangem, BitBox02, SafePal S1, Ellipal Titan, and others.

Privacy-first — no KYC, anonymous

Per the official Atomic Wallet homepage: Anonymous ("No accounts, no verification, no KYC for basic features in the wallet. No one can block your funds"). Atomic Wallet is privacy-first — no KYC for basic features (creating a wallet, sending, receiving, swapping). The user can use Atomic Wallet fully without entering any personal information. Note: Atomic Wallet does NOT have explicit IP anonymization (unlike Coinomi which anonymizes IP via its servers); the wallet's privacy posture is "no-KYC + no-account-required" but not "IP anonymization." For users who specifically want IP anonymization, Coinomi is the recommended alternative in this directory.

One-time BIP-44 HD backup

Atomic Wallet uses Hierarchical Deterministic Wallet (BIP-44 / BIP-32) logic — the user backs up the 12-word / 24-word BIP-39 seed phrase once, and it backs up every wallet on every supported chain. Same model as MetaMask + Trust Wallet + OKX Wallet + Bitget Wallet + Coinomi + Rabby. Note: Atomic Wallet's BIP-44 HD derivation path is Atomic Wallet-specific; when restoring an Atomic Wallet seed phrase in another wallet (e.g. MetaMask), the user may need to specify the Atomic Wallet derivation path manually; this is a minor compatibility quirk specific to older multi-coin wallets (see Coinomi for the same quirk).

Limitations

Atomic Wallet's code is closed-source (not community-auditable). The wallet does NOT support EIP-4337 account abstraction (no smart accounts / gas-less transactions / session keys / social recovery). The wallet does NOT support hardware-wallet pairing (no Ledger / Keystone 3 Pro / Trezor pairing). The wallet's DApp browser / Web3 provider support is more limited than MetaMask + OKX Wallet + Rabby + Phantom. The wallet had a June 2023 hack in which ~$100M+ in user funds were stolen — see above. For users who specifically want stronger security, the recommended alternatives in this directory are: (a) Coinomi (longer 2014 track record + no reported hacks + closed-source); (b) MetaMask (open-source + no known user-fund-loss incidents); (c) Rabby (100% open-source + industry-leading pre-sign transaction simulation); (d) OKX Wallet (exchange-affiliated + 24/7 support + EIP-4337 account abstraction + hardware-wallet pairing); (e) hardware wallets at /best-hardware-wallets.

Wallet download — free

Atomic Wallet is free to download on iOS App Store, Google Play, and Atomic Wallet's website for Desktop (Windows + macOS + Linux). No subscription fees. No monthly fees. No onboarding KYC required for basic features.

Send / receive fees — only network miner fees

Atomic Wallet doesn't charge any wallet-side fees on direct send / receive transactions — the user only pays the network miner fees (which go to the chain's validators / miners). Same model as MetaMask + Trust Wallet + OKX Wallet + Bitget Wallet + Coinomi. Note: Atomic Wallet does NOT support custom miner fees (the wallet uses dynamic fee recommendation; for custom fees, Coinomi is the recommended alternative).

Built-in Instant Swap fees — 0.5-3% spread + network gas + cashback

Atomic Wallet's built-in swap is powered by Changelly (the CEO's other company) + ChangeNOW + SideShift + Simplex. The swap fee varies by route (typically 0.5-3% spread + network gas) — the spread is shown transparently in the swap UI before the user confirms. The wallet offers a cashback reward on swaps (typically 0.1-1% of the swap value, paid in AWC token). This is a weaker swap fee model than OKX Wallet's OKX DEX (0% commission) and Rabby's Rabby Swap (0% commission), and comparable to MetaMask Swap (0.875%) and Trust Wallet's router (0.5-1%). For users who frequently swap, OKX Wallet + Rabby are the recommended alternatives with the lowest aggregator fees.

Staking fees — varies by validator (typically 5-15% validator commission)

Atomic Wallet's built-in staking delegates to Atomic Wallet-curated validators. The validator commission varies by chain (typically 5-15% of staking rewards, deducted from the user's rewards before they're credited). Atomic Wallet takes a small additional commission on top of the validator commission (typically 1-3% of rewards). The total fees + the user's net APR are shown transparently in the staking UI before the user stakes. This is comparable to OKX Wallet's OKX Earn and Bitget Wallet's Earn, but with potentially higher fees (since Atomic Wallet takes a commission on top of the validator commission); for users who want lower staking fees, staking directly with a low-commission validator (via a wallet that supports this — MetaMask + OKX Wallet + Rabby + Phantom) is the recommended alternative.

Buy crypto with card — Simplex + Changelly integration, 3-5% processor fee

Atomic Wallet supports fiat on-ramp via Simplex (credit card / debit card) + Changelly (bank transfer). The processor fee typically ranges 3-5% per transaction, varying by payment method. The fee is shown transparently in the buy confirmation UI before the user completes. This is comparable to OKX Wallet + Bitget Wallet + Trust Wallet + MetaMask (all of which have Simplex / MoonPay / Transak / Banxa integration with similar processor fees).

Network gas — paid to chain, not Atomic Wallet

Each transaction requires network gas paid to the chain's validators — Atomic Wallet doesn't charge gas on behalf of users. Gas is shown transparently in the transaction confirmation dialog before the user submits. Atomic Wallet does NOT support gas-less transactions (no EIP-4337 account abstraction / paymaster support); for gas-less transactions, OKX Wallet is the recommended alternative.

AWC cashback + staking — small additional rewards

Users who hold + stake AWC (Atomic Wallet Coin) get additional cashback rewards on swaps + priority support + premium features. The AWC cashback is typically 0.1-1% of the swap value; the AWC staking rewards are typically 5-20% APR. This is a niche feature for users who want to participate in the Atomic Wallet ecosystem; for users who specifically want to avoid wallet-native tokens, this is a consideration.

Per the official Atomic Wallet homepage (July 2026): "Manage your Bitcoin, Ethereum, XRP, Litecoin, USDT, and over 1000+ other coins and tokens." Atomic Wallet supports 1,000+ coins and tokens across 50+ blockchains.

Bitcoin ecosystem

• Bitcoin (BTC)
• Bitcoin Cash (BCH)
• Bitcoin SV (BSV)
• Litecoin (LTC)
• Dash (DASH)
• DigiByte (DGB)
• Decred (DCR)
• Dogecoin (DOGE)
• Zcash (ZEC) — shielded + transparent
• Monero (XMR)
• Ravencoin (RVN)
• Verge (XVG)
• BitTorrent (BTT)

Ethereum + EVM ecosystem + L2s

• Ethereum (ETH) + all ERC-20 tokens
• USD Coin (USDC) + Tether (USDT) on Ethereum + Tron + BNB Chain
• BNB (BSC) + BEP-2
• Polygon (MATIC / POL) + Avalanche (AVAX) + Fantom (FTM)
• PancakeSwap (CAKE) + Ethereum Classic (ETC)

Major altcoins + L1s

• Solana (SOL) + Cardano (ADA) + Polkadot (DOT) + XRP (Ripple) + Stellar (XLM) + Tron (TRX) + NEAR + Aptos (APT) + Sui (SUI) + Algorand (ALGO)
• Cosmos (ATOM) + Terra Classic (LUNC) + Kava (KAVA) + Osmosis (OSMO) + Hedera (HBAR) + Tezos (XTZ) + EOS + Flow (FLOW) + Theta (THETA) + Zilliqa (ZIL) + NEO + NEM (XEM)
• Shiba Inu (SHIB) + VeChain (VET) + Waves (WAVES) + Nano (XNO)

NFT + DApps

Atomic Wallet supports NFT management for ERC-721 + ERC-1155 tokens (basic view + send + receive) without an integrated marketplace aggregator. Atomic Wallet's DApp browser + Web3 provider support is more limited than MetaMask + OKX Wallet + Rabby + Phantom.