EarnPark is a crypto yield platform with two materially different product areas: crypto yield / interest strategies and PARK token staking. The general BTC, ETH, SOL, USDT and USDC returns advertised by EarnPark are NOT ordinary proof-of-stake staking returns. PARK staking is also not blockchain validator staking. Official EarnPark documentation states that PARK staking is an EarnPark strategy and is NOT a separate smart contract requiring an on-chain transaction from the user.
EarnPark Yield Strategies — NOT Staking Rates
Current official platform examples include: BTC up to 10% APY, ETH up to 15% APY, USDT up to 15% APY, BNB up to 10% APY, XRP up to 6.5% APY, USDC up to 10% APY, SOL up to 20% APY. These are crypto yield strategy rates, not native staking rates. Do not add these numbers to staking APR comparisons. EarnPark states general yield is paid in the same deposited asset and accrues daily.
How PARK Staking Works
PARK staking allows users to lock unlocked PARK held in an EarnPark account and earn additional PARK rewards. Only unlocked PARK can be staked. PARK that remains under token-sale vesting cannot be staked until it has been unlocked and claimed. The program is managed inside EarnPark and does not require the user to submit a separate blockchain staking transaction.
Rewards: Paid in PARK. Accrual: Daily. Compounding: Daily according to the current staking guide. Current Rate: Dynamic — do not show one permanent APY. The rate depends on total PARK staked, monthly staking reward allocation, and maximum APY cap. EarnPark's current guide describes a maximum of up to 20% monthly yield, equivalent to up to 240% APR before compounding. This is a platform-token reward program, not proof-of-stake validator yield.
PARK Unstaking
Unstaking Bonding Period: 30 days. Rewards During Bonding: 50% of the normal current staking rate. Unstake Cancellation Window: First 1 day after submitting the request. After the 1-day cancellation window, the unstake request can no longer be cancelled. After 30 days, PARK becomes available in the user's EarnPark balance. While PARK is staked, it cannot be traded.
Availability
EarnPark currently restricts new deposits/earning activity in multiple jurisdictions. Jurisdiction restrictions apply — do not assume worldwide availability.
Risks
- Centralized platform/counterparty risk
- Strategy risk
- Crypto price volatility
- Smart-contract/DeFi exposure depending on strategy
- Liquidity risk
- Dynamic rates
- PARK token price volatility
- 30-day PARK unstaking delay
- Jurisdiction restrictions
PARK staking rewards being high does not make them directly comparable with ETH, SOL or ADA validator staking.
