Revolut

Revolut is a regulated neobank founded in 2015 that offers an all-in-one payment gateway for businesses through Revolut Business. It lets merchants accept Visa, Mastercard, American Express and Maestro cards, plus mobile wallets like Revolut Pay, Apple Pay and Google Pay, and Fast Payments in the UK — settling in 35+ currencies with access to funds within 24 hours, including holidays and weekends.

Revolut processes millions of payments every week on in-house systems with 99.99% platform uptime — no third parties in sight. Pricing is pay-per-transaction starting from 1% + £0.20 for online payments, and merchants only pay for successful transactions, with refunds processed at no cost.

Beyond a simple payment gateway, Revolut Business is the all-in-one account for global business finances — spend management, debit cards, multi-currency accounts and more, with no extra apps or legwork. Revolut also offers a built-in crypto exchange supporting 30+ cryptocurrencies (BTC, ETH, SOL, XRP and more), letting businesses and customers buy, sell and hold crypto alongside fiat.

Best for: businesses that want a single regulated provider for card payments, mobile wallets, multi-currency settlement and crypto — especially those already banking with Revolut Business.

Online payments

• From 1% + £0.20 per successful transaction.
• Pay-per-transaction pricing — only pay for successful transactions.
• Refunds processed at no cost.

Multi-currency

• Accept and settle payments in 35+ currencies in the original currency.
• Revolut won’t convert payments until you ask — side-stepping exchange fees on your sales.
• Process refunds in the original currency, too.

Settlement

• Access your money within 24 hours, including holidays and weekends.

Crypto

• Built-in crypto exchange with 30+ coins — standard Revolut crypto fees apply on buy/sell.

Other

• No setup fee disclosed; pricing varies by plan and region. Fees and T&Cs apply.

Ways to pay

• Card payments — Visa, Mastercard, American Express, Maestro.
• Mobile wallets — Revolut Pay, Apple Pay, Google Pay.
• Fast Payments (UK).

Accept payments

• Boost authorisation rates with a simple, streamlined checkout.
• Smart payment retries re-process failed payments at the optimal time.
• Accept payments in 35+ currencies and settle in the original currency.

Security

• Strong Customer Authentication (SCA) exemptions reduce friction while keeping payments protected.
• PCI-compliant API and integrations.
• Advanced analytics and expert fraud teams monitor transactions.

Reliability

• 99.99% platform uptime on in-house systems.
• Payments always running, even during the busiest times.

All-in-one business account

• Spend management, debit cards, multi-currency accounts.
• No extra apps, no extra legwork.

Crypto

• Built-in crypto exchange with 30+ coins (BTC, ETH, SOL, XRP, ADA, DOT and more).
• Buy, sell and hold crypto alongside fiat in one app.