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OnchainPay
Payment GatewayTier-2KYC required

OnchainPay

All-in-one cryptocurrency payment gateway for sending and accepting crypto payments. Supports 100+ tokens across major blockchains with fiat settlement, recurring payments, and built-in exchange.

5.0
Global Visit website

Overview

OnchainPay is a powerful all-in-one cryptocurrency payment gateway that enables businesses to send and accept crypto payments with secure transactions and comprehensive management. The platform supports most popular tokens and networks, including Bitcoin, Ethereum, Solana, Tron, Binance, Litecoin, Bitcoin Cash, Tether, USD Coin, Binance USD, and Decentralized USD.

OnchainPay provides flexible payment solutions for every business process — whether through invoices, orders, or static addresses. Businesses can bill in fiat currencies with real-time cryptocurrency exchange rate calculations, while funds are credited to the balance instantly with no delay between bill payment and fund receipt.

As a registered and established company fully compliant with EU regulations under the laws of Lithuania, OnchainPay combines regulatory compliance with cutting-edge blockchain technology to deliver a secure, transparent, and reliable payment infrastructure for businesses worldwide.

Key Highlights

  • Supports 100+ tokens across major blockchains (Bitcoin, Ethereum, Solana, Tron, BSC, Litecoin, Bitcoin Cash, and more)
  • Bill in fiat with real-time crypto exchange rate calculation
  • Instant deposits — funds credited immediately with no delay
  • Unlimited crypto withdrawals with no daily limits
  • Fiat settlement directly to bank accounts
  • EU-registered company compliant under Lithuanian law
  • Funds stored on real blockchain addresses, not synthetic records

Fees & Pricing

OnchainPay offers competitive and flexible fee structures tailored to business needs. Key fee-related features include:

  • Instant Deposits: All received funds are immediately available for withdrawal with no holding period
  • Unlimited Withdrawals: No daily withdrawal limits — withdraw as much as you need, when you need it
  • Fiat Settlement: Convert crypto to fiat and settle directly into your bank account, avoiding crypto volatility
  • Slippage Protection: Exchange rate calculations include slippage to ensure accurate fiat billing
  • Manual & API Withdrawals: Choose between manual or automated API-based withdrawals

For detailed fee schedules, businesses are encouraged to contact OnchainPay directly or check their documentation.

Features & Integrations

Payment Tools for Every Process

  • Invoices: Generate professional crypto payment invoices with fiat billing and real-time exchange rates
  • Orders: Accept payments tied to specific orders with flexible configuration
  • Static Addresses: Receive payments to dedicated static addresses for recurring customers
  • Recurring Payments: Smart contract-based recurring payment system designed for online businesses — partners only need a Web3 wallet for seamless subscriptions

Business Wallet

  • Seamlessly receive payments and securely store funds for future use
  • Efficiently manage finances with address-specific transaction insights
  • Comprehensive analytics with dynamic dashboards and flexible export options
  • Deep transaction analysis by address for thorough understanding of your data

Exchange and Cross-Chain

  • Protect against volatility by exchanging Bitcoin for USDT or any preferred coin
  • Transfer tokens between blockchains for easy withdrawal to external wallets
  • Built-in cross-chain swaps without needing third-party services

Advanced Features

  • Orphan Transactions: Rescue transactions involving the wrong coin with a single click — no waiting for support
  • Know Your Transaction (KYT): AML solution with real-time monitoring for transaction integrity, compliance, and risk detection
  • Best UX Practices: Payment pages tested by thousands of users, delivering the highest conversion rates in the market

Pros & Cons

Pros

  • Supports 100+ tokens across major blockchains
  • Instant deposits with no delay between payment and fund receipt
  • Unlimited crypto withdrawals with no daily limits
  • Fiat settlement directly to bank accounts to avoid volatility
  • Smart contract-based recurring payments for subscriptions
  • Built-in exchange and cross-chain transfers
  • Orphan transaction rescue with one click
  • KYT/AML compliance with real-time monitoring
  • EU-registered and compliant under Lithuanian law
  • Funds stored on real blockchain addresses, not synthetic records
  • Comprehensive analytics with dynamic dashboards
  • Two-Factor Authentication and IP-verified API access

Cons

  • KYC required for business accounts
  • Limited brand recognition compared to Tier-1 gateways
  • Custom fee structure not publicly listed
  • Recurring payments require a Web3 wallet from partners

Frequently Asked Questions

What is OnchainPay?

OnchainPay is an all-in-one cryptocurrency payment gateway that enables businesses to send and accept crypto payments securely. It supports 100+ tokens across major blockchains and offers features like fiat billing, instant deposits, recurring payments, and built-in exchange.

Which cryptocurrencies does OnchainPay support?

OnchainPay supports Bitcoin, Ethereum, Solana, Tron, Binance (BSC), Litecoin, Bitcoin Cash, Tether (USDT), USD Coin (USDC), Binance USD (BUSD), Decentralized USD (USDD), and many more. A full directory of supported currencies is available on their website.

Can I bill customers in fiat with OnchainPay?

Yes, OnchainPay allows you to generate invoices in fiat currencies with real-time cryptocurrency exchange rate calculations. Slippage is included in the exchange rate to ensure accurate billing.

How fast are deposits credited on OnchainPay?

Deposits are credited to your balance instantly, with no delay between bill payment and fund receipt. All received funds are immediately available for withdrawal.

Does OnchainPay support recurring payments?

Yes, OnchainPay offers a smart contract-based recurring payment system designed for online businesses. Partners only need a Web3 wallet for seamless subscription management.

Is OnchainPay a regulated company?

Yes, OnchainPay is a registered and established company fully compliant with EU regulations under the laws of Lithuania. Funds are stored on real blockchain addresses for maximum security and transparency.

Does OnchainPay offer fiat settlement?

Yes, OnchainPay provides fiat settlement services that allow you to move funds between crypto and fiat directly into your bank accounts, helping you avoid crypto volatility.

What integrations does OnchainPay offer?

OnchainPay offers API integration, e-commerce plugins for popular platforms, and comprehensive documentation with step-by-step instructions. Their team also provides support throughout the integration process.

Key Facts

TierTier-2
Service typePayment Gateway
FeesCustom
SettlementFiat & Crypto
AvailabilityGlobal
RegulationEU Registered (Lithuania)
KYC requiredYes
Founded2022
HQ CountryLithuania
Trust score82

Supported Crypto

Bitcoin Ethereum Solana Tron Binance Litecoin Bitcoin Cash Tether (USDT) USD Coin (USDC) Binance USD (BUSD) Decentralized USD (USDD)

Settlement Options

FiatCryptoBank transferStablecoin

Regions

EuropeGlobal

Integrations

APIE-commerce pluginsDocumentation
Visit OnchainPay

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