Finassets.io

Finassets.io is a B2B crypto payment gateway and processor registered in Panama and operating since 2021. It lets online businesses accept cryptocurrency payments on their websites with a flexible suite of tools — payment buttons, crypto invoicing, API integration, hosted crypto checkout, payment links and mass-payouts.

The platform supports 70+ cryptocurrencies across major chains including Bitcoin, Ethereum, Tether, USDC, DAI, Tron, Solana, Polygon, XRP, Cardano, Dogecoin and BNB. A standout feature is the TRON Energy Saving System, which reduces on-chain fees for USDT-TRC20 settlements, and an auto-convert flow that routes incoming crypto to a partner network for conversion into stablecoins (USDT, USDC, DAI) to manage volatility.

Finassets runs a tiered fee structure where the more you process, the less you pay — from 0.40% down to 0.20%. Security is enterprise-grade with MPC cryptography, 2FA, RBAC, firewall and IP whitelisting, and the company operates risk-based AML/CTF, KYC and sanctions controls aligned with Panamanian law and international standards.

Trusted by merchants including ZenCasino and Buysellvouchers, Finassets partners with Sumsub for KYC and Binance for liquidity.

Best for: online businesses, marketplaces, iGaming and high-volume merchants that want low, volume-based fees and stablecoin auto-conversion.

Tiered processing fees

• 0.40% → 0.20% — progressive fee reduction based on monthly turnover; the more you process, the lower your rate.
• Fees are calculated automatically and shown transparently in the merchant dashboard.

Other costs

• Setup fee — $0 (free registration).
• Monthly fee — $0; you only pay per transaction.
• Network fee — on-chain gas applies; the TRON Energy Saving System reduces USDT-TRC20 settlement costs.
• Auto-convert spread — a small spread may apply when routing incoming crypto to stablecoins via partner liquidity.

Why the tiered model saves money

• High-volume merchants automatically drop to the 0.20% floor.
• Stablecoin auto-conversion removes volatility exposure without a separate exchange hop.
• TRON energy savings cut the effective cost of USDT-TRC20 payouts.

Payment solutions

• Payment Button — customizable button for instant crypto payments on any website.
• Crypto Invoicing — create and send crypto invoices to bill customers and partners.
• API Integration — full API for embedding crypto payments into existing platforms and automating transactions.
• Crypto Checkout — hosted checkout for accepting crypto at the point of sale.
• Payment Links — generate and share a payment link in seconds, no integration needed.

Treasury & settlement

• Auto-Convert — routes incoming crypto to a partner network for conversion into USDT, USDC or DAI to manage volatility.
• Wallet Infrastructure — operational digital-asset wallet infrastructure with multi-layer security and authorized approval policies.
• Cryptocurrency Exchange — convert between cryptocurrencies via liquidity partners at near-real-time rates.
• Mass-payouts — send bulk crypto payments to multiple recipients instantly.

Coins & chains

• 70+ cryptocurrencies including BTC, ETH, USDT, USDC, DAI, TRX, SOL, MATIC, XRP, ADA, DOGE and BNB.
• TRON Energy Saving System lowers the cost of USDT-TRC20 settlements.

Security & compliance

• MPC cryptography, 2FA, RBAC, firewall and IP whitelisting for operational balances and data.
• Software and hardware-enforced transaction security.
• Risk-based AML/CTF, KYC and sanctions controls aligned with Panamanian law and international standards.
• KYC verification powered by Sumsub; liquidity via Binance.

Onboarding

• Sign up → complete verification → receive API docs → integrate → start accepting crypto payments.
• Personal manager assigned to each merchant.