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BTCBTC$84,296-2.28%|
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GRAMGRAM$1.4100-2.66%|
JustLend
DeFiTier-2No KYC

JustLend

Tron-ecosystem pool-based lending with liquid staking integration.

4.0
TVL: $2.4B Visit website

Overview

JustLend is the leading DeFi lending protocol on the TRON network, with over $5 billion in TVL. It allows users to supply and borrow assets algorithmically, with support for TRX, USDT (TRC-20), and various TRC-20 tokens. The protocol is non-custodial and governed by the JUST DAO.

TRON Network

Being native to TRON gives JustLend the advantage of extremely low transaction fees and fast confirmation times. TRON's high throughput makes it suitable for high-frequency DeFi operations.

Algorithmic Money Market

JustLend operates as an algorithmic money market where interest rates are determined by supply and demand. The protocol uses a pool-based model similar to Compound, with each asset having its own collateral factor.

Pros & Cons

Pros

  • Largest DeFi lending protocol on TRON — $5B+ TVL
  • Extremely low transaction fees on TRON network
  • Supports TRX, USDT (TRC-20), and TRC-20 tokens
  • Algorithmic interest rates determined by market demand
  • Non-custodial — users control their private keys
  • Governed by JUST DAO

Cons

  • Limited to TRON network — no cross-chain support
  • TRON network has centralization concerns
  • Pool-based model means shared risk across assets
  • No KYC or institutional compliance features

Key Features

Tron network focus
JST governance token
Liquid staking integration

Frequently Asked Questions

What chain does JustLend run on?

JustLend is native to the TRON network. This gives it the advantage of extremely low transaction fees and fast confirmation times compared to Ethereum.

Is JustLend safe?

JustLend is the largest lending protocol on TRON with $5B+ TVL. However, it uses a pool-based model where risk is shared across assets, and the TRON network itself has centralization concerns compared to Ethereum.

What assets can I use on JustLend?

JustLend supports TRX, USDT (TRC-20), and various TRC-20 tokens as both collateral and borrowable assets. Each asset has its own collateral factor.

Key Facts

TierTier-2
TypeDeFi
Interest RateSupply: 5-15% | Borrow: 6-18%
LTV RatioAsset-dependent
TVL$2.4B
CustodyNon-custodial
KYC requiredNo
Loan TypesPool-based
CollateralTron ecosystem tokens
Founded2020
Trust score78

Supported Chains

Tron Ethereum Polygon
Visit JustLend