Coinbase Loans is the lending service offered by Coinbase, one of the most regulated and trusted crypto exchanges in the United States. It allows users to borrow fiat cash against their crypto holdings (primarily BTC and ETH), with institutional-grade custody and full regulatory compliance.
US Regulatory Compliance
As a US-regulated exchange, Coinbase offers lending services that comply with US securities and lending regulations. This makes it one of the safest options for US-based users who want regulatory protection.
Fiat Borrowing
Coinbase Loans allows users to borrow cash (USD) against their crypto collateral, providing liquidity without needing to sell. This is particularly useful for users who need fiat but want to hold their crypto long-term.
