BTCBTC$84,296-2.28%|
ETHETH$2,672.18-2.89%|
USDTUSDT$0.99989-0.00%|
BNB$765.7000-2.48%|
XRPXRP$1.4800-5.51%|
USDCUSDC$0.99988-0.00%|
SOLSOL$114.1900-3.27%|
TRXTRX$0.34027-0.45%|
ZECZEC$1,512.73-0.05%|
FIGR_HELOCFIGR_HELOC$1.0270-1.07%|
HYPEHYPE$92.9200-3.74%|
DOGEDOGE$0.09202-8.11%|
XMRXMR$551.4200-2.64%|
WBTWBT$84.5000-2.48%|
USDSUSDS$0.99987-0.00%|
LINKLINK$12.2500-5.48%|
ADAADA$0.23728-5.94%|
RAINRAIN$0.01226-6.35%|
LEOLEO$8.9600-0.20%|
XLM$0.20098-6.46%|
BCHBCH$339.4000+0.36%|
NEARNEAR$4.3400+1.57%|
UNIUNI$9.1400-2.80%|
USDEUSDE$0.99973-0.01%|
LTCLTC$60.8700-2.76%|
DAIDAI$0.99987-0.01%|
AVAXAVAX$10.2900-6.59%|
USD1USD1$0.99953+0.01%|
CCCC$0.10874-3.95%|
GRAMGRAM$1.4100-2.66%|
BTCBTC$84,296-2.28%|
ETHETH$2,672.18-2.89%|
USDTUSDT$0.99989-0.00%|
BNBBNB$765.7000-2.48%|
XRPXRP$1.4800-5.51%|
USDCUSDC$0.99988-0.00%|
SOLSOL$114.1900-3.27%|
TRXTRX$0.34027-0.45%|
ZECZEC$1,512.73-0.05%|
FIGR_HELOCFIGR_HELOC$1.0270-1.07%|
HYPEHYPE$92.9200-3.74%|
DOGEDOGE$0.09202-8.11%|
XMRXMR$551.4200-2.64%|
WBTWBT$84.5000-2.48%|
USDSUSDS$0.99987-0.00%|
LINKLINK$12.2500-5.48%|
ADAADA$0.23728-5.94%|
RAINRAIN$0.01226-6.35%|
LEOLEO$8.9600-0.20%|
XLMXLM$0.20098-6.46%|
BCHBCH$339.4000+0.36%|
NEARNEAR$4.3400+1.57%|
UNIUNI$9.1400-2.80%|
USDEUSDE$0.99973-0.01%|
LTCLTC$60.8700-2.76%|
DAIDAI$0.99987-0.01%|
AVAXAVAX$10.2900-6.59%|
USD1USD1$0.99953+0.01%|
CCCC$0.10874-3.95%|
GRAMGRAM$1.4100-2.66%|
Bybit Loans
ExchangeTier-2KYC required

Bybit Loans

Open-term exchange lending with 100+ assets and hourly interest.

Overview

Bybit Loans is the lending service offered by Bybit, a top-5 global crypto exchange. It provides open-term crypto-backed loans with support for 100+ assets as collateral. With rates starting from 3.99% APR and hourly interest calculation, Bybit Loans offers competitive terms for exchange-based lending.

Key Features

Bybit Loans stands out with its real-time LTV tracking, which allows borrowers to monitor their loan-to-value ratio continuously and take action before liquidation occurs. The open-term structure means there is no fixed repayment date — borrowers can hold their loan indefinitely as long as they maintain sufficient collateral.

Pros & Cons

Pros

  • 100+ supported collateral assets — widest among exchange lenders
  • Open-term flexibility — no fixed repayment date
  • Hourly interest from 3.99% APR
  • Real-time LTV tracking prevents surprise liquidations
  • Seamless integration with Bybit trading platform
  • Instant approval for verified users

Cons

  • Custodial — exchange holds your collateral
  • KYC required for all users
  • Exchange risk — not suitable for users who prefer self-custody
  • Interest rates can increase during high-demand periods

Key Features

100+ asset support
Open-term flexibility
Hourly interest
Real-time LTV

Frequently Asked Questions

What is open-term lending on Bybit?

Open-term means there is no fixed repayment date. You can keep your loan as long as your collateral value stays above the liquidation threshold. You can repay at any time.

How many assets can I use as collateral on Bybit?

Bybit supports 100+ assets as collateral, including major cryptocurrencies, stablecoins, and altcoins. The exact list depends on your account tier and jurisdiction.

What are the interest rates on Bybit Loans?

Rates start from 3.99% APR and are calculated hourly. The exact rate depends on the borrowed asset and market conditions.

Key Facts

TierTier-2
TypeExchange
Interest RateFrom 3.99% APR (hourly)
LTV RatioReal-time tracking
TVLN/A
CustodyCustodial
KYC requiredYes
Loan TypesOpen-term loans
Collateral100+ assets
Founded2020
Trust score81

Supported Chains

Multi-chain
Visit Bybit Loans