Bitget Loans is the lending arm of Bitget, one of the world's largest crypto exchanges. Launched in 2022, it offers crypto-backed loans with rates starting from 3.96% APR — among the lowest in the exchange lending space. The platform supports 40+ assets as collateral and features hourly interest calculation with no early repayment penalties.
How It Works
As a custodial exchange-based lending service, Bitget Loans allows users to pledge their crypto holdings as collateral and borrow against them. The platform calculates interest hourly, meaning users only pay for the time they actually use the loan. There are no early repayment penalties, giving borrowers maximum flexibility.
Integration with Bitget Ecosystem
Bitget Loans is fully integrated with the broader Bitget ecosystem, including spot trading, futures, and copy trading. This allows users to use borrowed funds directly within the exchange without needing to transfer assets externally.





































