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Datsteam
DatsteamVirtual Card

Multicards

Virtual prepaid card service with 80+ BINs across 6 GEOs. Top up by crypto (USDT TRC20) or wire transfer. First 5 cards free, first $5,000 top-up commission-free. Optimized for media buying on Facebook, Google Ads, and TikTok.

4.0
North America, Europe, Asia, Global Visa / Mastercard Visit website

Overview

Multicards is a virtual prepaid card service created by the Datsteam group of companies, designed specifically for affiliate marketers, media buyers, and teams. The platform offers more than 80 BINs across 6 GEOs (USA, Estonia, UK, Belgium, Turkey, and Hong Kong), enabling users to pay for advertising on Facebook, Google Ads, TikTok, and other services regardless of regional restrictions.

The service offers two types of cards: balance cards and limit cards. Balance cards can be quickly topped up, paused, or closed, with funds returning to the main balance upon closure. Limit cards allow users to set daily and total spending limits, restrict spending, or tie cards to the overall account balance. New users receive their first five cards for free, with the first top-up up to $5,000 being commission-free.

Multicards supports team workflows with Team Lead and Media Buyer account types, card sharing between members, transparent statistics and reporting with CSV/XLS export, API access, and a referral program. The platform has earned the trust of over 21,000 affiliates and provides 24/7 support.

Multicards is a virtual prepaid service with 80+ BINs across six markets, topped up by crypto or wire — the BIN range matters if you are paying platforms that block some issuers. PSTNET sells a narrower set of 20+ BINs tuned for ad platforms, and Onboard's Flex Card is a prefunded USD Visa for the same use case. The crypto cards directory lists both.

Features & Benefits

Multicards provides a comprehensive set of features for media buying teams:

  • 80+ BINs across 6 GEOs: USA, Estonia, UK, Belgium, Turkey, and Hong Kong
  • Two card types: Balance cards (quick top-up, pause, close) and limit cards (daily/total spending limits)
  • Team interface: Team Lead and Media Buyer roles with card sharing, budget allocation, and hierarchical permissions
  • Statistics & reporting: Transparent transaction tracking with CSV/XLS export and filtering
  • API access: For programmatic card management and integration
  • Referral program: Earn rewards for referring new users
  • 3DS support: Available on select BINs (e.g., Vidar and Magnus) with codes sent to linked phone numbers
  • 24/7 support: Round-the-clock assistance for all banking and transaction issues
  • Private & stable BINs: Carefully monitored banking integrations for transaction quality

The platform enforces quality rules: declined transactions must not exceed 20%, and charging from closed cards is strictly prohibited. Registration to account activation takes 5-10 minutes via email confirmation and a short Telegram onboarding.

Supported Cryptocurrencies

Multicards supports cryptocurrency top-ups via:

  • USDT (TRC20): Minimum 200 USDT per top-up, with each account having its own dedicated wallet

Additional top-up methods include WIRE bank transfers and the Capitalist payment system, providing flexibility for both crypto and fiat funding.

Fees & Limits

Multicards offers competitive fee structures designed for media buyers:

  • First 5 cards: Free
  • First top-up: Up to $5,000 commission-free
  • Top-up methods: USDT TRC20 (minimum 200 USDT), WIRE bank transfers, Capitalist payment system
  • Refunds: Remaining funds can be withdrawn within 14 days (fee paid by user), processed to the same details used for top-up
  • Custom terms: Available for top teams and high-volume users

New users start with a limit of up to 10 active cards. Once the balance is topped up by $400 or more, the limit increases to 200 cards. For even more cards, users can contact their account manager.

Pros & Cons

Pros

  • 80+ BINs across 6 GEOs for maximum ad platform coverage
  • First 5 cards free with first $5,000 top-up commission-free
  • Two card types (balance and limit) for flexible spending control
  • Team interface with card sharing and role-based permissions
  • API access for programmatic card management
  • USDT TRC20 crypto top-up support
  • 24/7 support with fast onboarding (5-10 minutes)
  • Trusted by 21,000+ affiliates

Cons

  • Primarily designed for media buying, not general consumer spending
  • New users limited to 10 active cards until $400 top-up threshold
  • Declined transactions must not exceed 20% (strict quality rules)
  • Refund fee paid by user, within 14-day window only
  • No physical cards — virtual only

Fees at a Glance

Setup / Issuance—
Monthly fee—
Annual fee—
ATM withdrawal—
FX fee—
Cashback—
Spending limit—

Supported Coins

USDT (TRC20)

Fiat Currencies

USD

Available In

USAEstoniaUKBelgiumTurkeyHong Kong